Utah First Credit Union
Verified rate book
Current Utah First Credit Union rates
28 published offers verified as of August 3, 2026.
Mortgage rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| VA 30-Year Fixed30 year fixed | 5.998% APR | 5.750% | — | Standard |
| FHA 30-Year Fixed30 year fixed | 6.086% APR | 5.875% | — | Standard |
| 30-Year Fixed30 year fixed | 6.551% APR | 6.500% | — | Standard |
| FHA 15-Year Fixed15 year fixed | 5.597% APR | 5.250% | — | Standard |
| 15-Year Fixed15 year fixed | 5.706% APR | 5.625% | — | Standard |
| 10-Year Fixed10 year fixed | 5.490% APR | 5.375% | — | Standard |
| 5/1 ARM5 1 arm | 6.300% APR | 6.250% | — | Standard |
Auto & vehicle rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New/Used Autoauto_any_60mo | 4.990% APR | 4.990% | 60 mo · any | Standard |
| New/Used Autoauto_any_72mo | 5.240% APR | 5.240% | 72 mo · any | Standard |
| New/Used Autoauto_any_84mo | 5.990% APR | 5.990% | 84 mo · any | Standard |
| New/Used Autoauto_any_96mo | 7.740% APR | 7.740% | 96 mo · any | Standard |
| Boat, RV, ATVboat_any_60mo | 8.250% APR | 8.250% | 60 mo | Standard |
| Boat, RV, ATVboat_any_120mo | 8.490% APR | 8.490% | 120 mo | Standard |
| Boat, RV, ATVboat_any_84mo | 8.500% APR | 8.500% | 84 mo | Standard |
| Boat, RV, ATVboat_any_144mo | 8.990% APR | 8.990% | 144 mo | Standard |
| Boat, RV, ATVboat_any_180mo | 9.250% APR | 9.250% | 180 mo | Standard |
HELOC rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable) — Intro Rateheloc_variable | 5.150% APR | 5.150% | — | Introductory offer |
| HELOC (Fixed)heloc_fixed | 5.990% APR | 5.990% | — | Standard |
| HELOC (Variable)heloc_variable | 5.990% APR | 5.990% | — | Standard |
| 80% Home Equityheloc | 6.490% APR | 6.490% | — | Standard |
| 70% Jumbo Home Equityheloc | 6.990% APR | 6.990% | — | Standard |
| 70% Jumbo Home Equityheloc | 7.490% APR | 7.490% | — | Standard |
Personal loan rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Signature Loanpersonal_unsecured_36mo | 12.750% APR | 12.750% | 36 mo | Standard |
| 12-Month Signature Loanpersonal_unsecured_12mo | 12.990% APR | 12.990% | 12 mo | Standard |
| 24-Month Signature Loanpersonal_unsecured_24mo | 13.250% APR | 13.250% | 24 mo | Standard |
| 48-Month Signature Loanpersonal_unsecured_48mo | 13.500% APR | 13.500% | 48 mo | Standard |
| 60-Month Signature Loanpersonal_unsecured_60mo | 14.250% APR | 14.250% | 60 mo | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Rewardscredit_card_rewards | 11.900% APR | 11.900% | — | Standard |
As of August 3, 2026, Utah First Credit Union offers a 30-year fixed mortgage at 5.998% APR. Vehicle loans available from 4.99% APR for 60 months. HELOC rates from 5.99% APR. Personal loan rates from 12.75% APR. Credit card rates from 11.9% APR.
Source: RateAPI.dev, verified from Utah First Credit Union's official website
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About Utah First Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 45.2K
- Assets
- $1.2B
- Founded
- 1935
- Locations reported
- 11
- NCUA charter
- 528
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- First-time homebuyer program
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Utah First Credit Union
Membership eligibility from Utah First Credit Union's own published criteria. How we verify this.
Membership criteria are published on Utah First Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Utah First Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Utah First Credit Union offer?
Utah First Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Utah First Credit Union rates updated?
RateAPI verifies Utah First Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Utah First Credit Union's rate data?
Rate data is collected directly from Utah First Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Utah First Credit Union's mortgage rate?
As of August 3, 2026, Utah First Credit Union offers a 30-year fixed mortgage at 5.998% APR.
What are Utah First Credit Union's auto & boat loan rates?
As of August 3, 2026, Utah First Credit Union offers vehicle loans from 4.99% APR.
What is Utah First Credit Union's HELOC rate?
As of August 3, 2026, Utah First Credit Union offers home equity lines of credit from 5.99% APR.
What is Utah First Credit Union's personal loan rate?
As of August 3, 2026, Utah First Credit Union offers personal loans from 12.75% APR.
Related Rate Data
Compare Utah First Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Utah First Credit Union
curl "https://api.rateapi.dev/credit-unions/utah/utah-first" \
-H "Authorization: Bearer YOUR_API_KEY"