American United Credit Union
Verified rate book
Current American United Credit Union rates
45 published offers verified as of August 4, 2026.
Mortgage rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| First Mortgageother | 4.990% APR | 4.990% | — | Standard |
| Construction Loan 1other | 6.250% APR | 6.250% | — | Standard |
| Lot Loan (Improved) 2other | 7.000% APR | 7.000% | — | Standard |
| Lot Loan (Unimproved) 2other | 8.500% APR | 8.500% | — | Standard |
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 2020 & Newer 1auto | 4.990% APR | 4.990% | — | Standard |
| 2020 & Newer (Branded/Rebuilt Title) 2auto | 5.490% APR | 5.490% | — | Standard |
| 2019 & Older 1auto_used | 5.990% APR | 5.990% | used | Standard |
| 2019 & Older (Branded/Rebuilt Title) 2auto_used | 6.490% APR | 6.490% | used | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC Intro Rate (Limited-Time Offer)heloc_variable | 3.990% APR | 3.990% | — | Introductory offer |
| Home Equity Loan (Fixed)heloc_fixed | 5.490% APR | 5.490% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Signature Loanpersonal_unsecured | 11.490% APR | 11.490% | — | Standard |
Credit card rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Secured Credit Cardcredit_card_secured | 9.900% APR | 9.900% | — | Standard |
| VISA® Reward Pointscredit_card_rewards | 9.900% APR | 9.900% | — | Standard |
| VISA® Business Cash Backcredit_card_business | 9.900% APR | 9.900% | — | Standard |
| Fixed Rate Credit Cardcredit_card | 9.900% APR | 9.900% | — | Standard |
| Cash Back Credit Cardcredit_card_cash_back | 12.900% APR | 12.900% | — | Standard |
Savings & CD rates
29 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Business Basic Checkingsavings | 0.05% APY | 0.05% | — | Standard |
| Escrow Accountsavings | 0.10% APY | 0.10% | — | Standard |
| Primary Savingssavings | 0.10% APY | 0.10% | — | Standard |
| GoldStar® Checking 1savings | 0.10% APY | 0.10% | — | Standard |
| GoldStar® Savings 1savings | 0.13% APY | 0.13% | — | Standard |
| GoldStar® Savingssavings | 0.13% APY | 0.13% | — | Standard |
| Youth Savingssavings | 0.15% APY | 0.15% | — | Eligibility restricted |
| Youth Savings 2savings | 0.15% APY | 0.15% | — | Eligibility restricted |
| Business Premier Checkingsavings | 0.20% APY | 0.20% | — | Standard |
| Retirement (IRA) Savings 3ira | 0.50% APY | 0.50% | — | Standard |
| Retirement (IRA) Savings 3ira | 0.50% APY | 0.50% | — | Standard |
| Retirement (IRA) Savingsira | 0.50% APY | 0.50% | — | Standard |
| $1,000 - $4,999savings | 0.95% APY | 0.95% | — | Standard |
| $5,000 - $9,999savings | 0.99% APY | 0.99% | — | Standard |
| $10,000 - $24,999savings | 1.14% APY | 1.14% | — | Standard |
| $25,000 - $49,999savings | 1.69% APY | 1.69% | — | Standard |
| $50,000 - $99,999savings | 2.03% APY | 2.03% | — | Standard |
| $100,000 - $249,999savings | 2.67% APY | 2.67% | — | Standard |
| $250,000 and Greatersavings | 3.20% APY | 3.20% | — | Standard |
| 60-Month Certificatecd_60mo | 3.25% APY | 3.25% | 60 mo | Standard |
| Savingssavings | 3.25% APY | 3.25% | — | Standard |
| Certificate 1 Accountcd | 3.25% APY | 3.25% | — | Standard |
| 6-Month Certificatecd_6mo | 3.83% APY | 3.83% | 6 mo | Standard |
| 48-Month Certificatecd_48mo | 3.83% APY | 3.83% | 48 mo | Standard |
| 18-Month Certificatecd_18mo | 3.83% APY | 3.83% | 18 mo | Standard |
| 12-Month Certificatecd_12mo | 3.83% APY | 3.83% | 12 mo | Standard |
| 24-Month Certificatecd_24mo | 3.83% APY | 3.83% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 3.83% APY | 3.83% | 36 mo | Standard |
| 60-Month Certificatecd_60mo | 3.90% APY | 3.83% | 60 mo | Standard |
As of August 4, 2026, American United Credit Union offers mortgage rates from 4.99% APR. Auto loans available from 4.99% APR. HELOC rates from 5.49% APR. Personal loan rates from 11.49% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 3.90% APY.
Source: RateAPI.dev, verified from American United Credit Union's official website
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About American United Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 21.1K
- Assets
- $394.2M
- Founded
- 1952
- Locations reported
- 11
- NCUA charter
- 8187
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
- Student scholarships
- Payday Alternative Loans II
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join American United Credit Union
Membership eligibility from American United Credit Union's own published criteria. How we verify this.
To join: You agree to join the Financial Fitness Association for $5
- LocationSalt Lake, Carbon, Emery
Cost to join: About $10 (a $5 membership fee plus a $5 minimum deposit).
Verified from American United Credit Union's membership page. Final membership determination is always made by the credit union.
Work at American United Credit Union?
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Frequently Asked Questions
What rates does American United Credit Union offer?
American United Credit Union currently offers mortgage, Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are American United Credit Union rates updated?
RateAPI verifies American United Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get American United Credit Union's rate data?
Rate data is collected directly from American United Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is American United Credit Union's mortgage rate?
As of August 4, 2026, American United Credit Union offers mortgage rates from 4.99% APR.
What are American United Credit Union's auto loan rates?
As of August 4, 2026, American United Credit Union offers auto loans from 4.99% APR.
What is American United Credit Union's HELOC rate?
As of August 4, 2026, American United Credit Union offers home equity lines of credit from 5.49% APR.
What is American United Credit Union's personal loan rate?
As of August 4, 2026, American United Credit Union offers personal loans from 11.49% APR.
What is American United Credit Union's best CD rate?
As of August 4, 2026, American United Credit Union offers savings and certificate (CD) yields up to 3.90% APY.
Related Rate Data
Compare American United Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for American United Credit Union
curl "https://api.rateapi.dev/credit-unions/utah/american-united" \
-H "Authorization: Bearer YOUR_API_KEY"