National J. A. C. L. Credit Union

Salt Lake City, Utah
Last verified: August 4, 2026
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Verified rate book

Current National J. A. C. L. Credit Union rates

31 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

6 offers
National J. A. C. L. Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
36-Month Used Auto Loanauto_used_36mo5.140% APR5.140%36 mo · usedStandard
36-Month New Auto Loanauto_new_36mo5.140% APR5.140%36 mo · newStandard
60-Month Auto Loanauto_any_60mo5.640% APR5.640%60 moStandard
60-Month Used Auto Loanauto_used_60mo5.640% APR5.640%60 mo · usedStandard
60-Month New Auto Loanauto_new_60mo5.640% APR5.640%60 mo · newStandard
Auto Loanauto25.000% APR25.000%—Standard

Personal loan rates

3 offers
National J. A. C. L. Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured2.500% APR2.500%—Standard
Unsecured/Signature Loanpersonal_unsecured10.750% APR10.750%—Standard
Overdraft Line of Creditpersonal18.000% APR18.000%—Standard

Credit card rates

3 offers
National J. A. C. L. Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
VISA Premiercredit_card9.900% APR9.900%—Standard
Premier VISA Credit Cardcredit_card9.990% APR9.990%—Standard
Platinum Credit Cardcredit_card_platinum12.900% APR12.900%—Standard

Savings & CD rates

19 offers
National J. A. C. L. Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Savingssavings0.05% APY0.05%—Standard
Money Marketmoney_market0.20% APY0.20%—Standard
Money Marketmoney_market0.30% APY0.30%—Standard
IRA Accumulatorira0.30% APY0.30%—Standard
Money Marketmoney_market0.40% APY0.40%—Standard
Money Marketmoney_market0.50% APY0.50%—Standard
Money Marketmoney_market0.60% APY0.60%—Standard
E-Tranzsavings1.30% APY1.30%—Standard
36-Month Certificatecd_36mo3.10% APY3.10%36 moStandard
24-Month Certificatecd_24mo3.10% APY3.10%24 moStandard
18-Month Certificatecd_18mo3.10% APY3.10%18 moStandard
Share Certificates - Regular and IRAira_cd_18mo3.10% APY3.10%18 moStandard
48-Month Certificatecd_48mo3.15% APY3.15%48 moStandard
Share Certificates - Regular and IRAira_cd_48mo3.15% APY3.15%48 moStandard
Share Certificates - Regular and IRAira_cd_6mo3.50% APY3.50%6 moStandard
12-Month Certificatecd_12mo3.50% APY3.50%12 moStandard
6-Month Certificatecd_6mo3.50% APY3.50%6 moStandard
60-Month Certificatecd_60mo3.55% APY3.55%60 moStandard
Share Certificates - Regular and IRAira_cd_60mo3.55% APY3.55%60 moStandard

Auto loans available from 5.14% APR for 36 months. Personal loan rates from 2.5% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 3.55% APY.

Source: RateAPI.dev, verified from National J. A. C. L. Credit Union's official website

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About National J. A. C. L. Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
3.1K
Assets
$39.2M
Founded
1987
Locations reported
2
NCUA charter
67005
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Financial counseling
  • Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

America FirstSalt Lake Brickyard Plaza · Salt Lake City · UT · 84106Branch in the same ZIPCanyon ViewAdministration · Millcreek · UT · 84106-3358Branch in the same ZIPGraniteMain Office · Salt Lake City · UT · 84106Branch in the same ZIPAmerican UnitedMain Street · South Salt Lake · UT · 84115-3733About 2.0 miles awayChartwaySalt Lake Crossing · Salt Lake City · UT · 84115About 2.0 miles awayMountain America0173 South Salt Lake State St · South Salt Lake · UT · 84115-3833About 2.0 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join National J. A. C. L. Credit Union

Membership eligibility from National J. A. C. L. Credit Union's own published criteria. How we verify this.

Membership via the JACL Chapter Member

  • LocationSalt Lake County
  • AssociationJACL Chapter Member

Cost to join: About $50.

Verified from National J. A. C. L. Credit Union's membership page. Final membership determination is always made by the credit union.

Work at National J. A. C. L. Credit Union?

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Frequently Asked Questions

What rates does National J. A. C. L. Credit Union offer?

National J. A. C. L. Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are National J. A. C. L. Credit Union rates updated?

RateAPI verifies National J. A. C. L. Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get National J. A. C. L. Credit Union's rate data?

Rate data is collected directly from National J. A. C. L. Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are National J. A. C. L. Credit Union's auto loan rates?

As of August 4, 2026, National J. A. C. L. Credit Union offers auto loans from 5.14% APR.

What is National J. A. C. L. Credit Union's personal loan rate?

As of August 4, 2026, National J. A. C. L. Credit Union offers personal loans from 2.5% APR.

What is National J. A. C. L. Credit Union's best CD rate?

As of August 4, 2026, National J. A. C. L. Credit Union offers savings and certificate (CD) yields up to 3.55% APY.

Related Rate Data

Compare National J. A. C. L. Credit Union's rates against national credit-union benchmarks.

More Utah credit unionsAuto loan rate benchmarkPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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