Elevate Credit Union
Verified rate book
Current Elevate Credit Union rates
26 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Fixed w/10-Year Call10 year fixed | 6.490% APR | 6.490% | — | Standard |
Auto & vehicle rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| LOWEST RATE. No payment for 60 daysauto_any_36mo | 4.240% APR | 4.240% | 36 mo | Standard |
| No payment for 60 daysauto_any_48mo | 4.490% APR | 4.490% | 48 mo | Standard |
| No payment for 60 daysauto_any_66mo | 4.740% APR | 4.740% | 66 mo | Standard |
| $12,000 or more. No payment for 60 daysauto_any_72mo | 4.990% APR | 4.990% | 72 mo | Standard |
| $25,000 or more. No payment for 60 daysauto_any_84mo | 5.740% APR | 5.740% | 84 mo | Standard |
| No payment for 60 daysauto_any_60mo | 6.240% APR | 6.240% | 60 mo | Standard |
| Travel Trailers, Motor Homes & Boatrv_any_60mo | 6.740% APR | 6.740% | 60 mo | Standard |
| Travel Trailers, Motor Homes & Boatrv_any_84mo | 6.990% APR | 6.990% | 84 mo | Standard |
| Travel Trailers, Motor Homes & Boatrv_any_120mo | 7.240% APR | 7.240% | 120 mo | Standard |
| ATV's, Off-Road Motorcycles, Watercraft, & Snowmobilespowersports_any_60mo | 7.490% APR | 7.490% | 60 mo | Standard |
| Horse, Utility, & Flatbed Trailerspowersports_any_60mo | 7.740% APR | 7.740% | 60 mo | Standard |
| Horse, Utility, & Flatbed Trailerspowersports_any_84mo | 8.740% APR | 8.740% | 84 mo | Standard |
| Horse, Utility, & Flatbed Trailerspowersports_any_120mo | 9.740% APR | 9.740% | 120 mo | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Personal Loanpersonal | 11.500% APR | 11.500% | — | Standard |
| Overdraft LOCpersonal | 14.750% APR | 14.750% | — | Standard |
Savings & CD rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Certificate Rates (7-Month (FLUID)**)cd_7mo | 3.85% APY | 3.85% | 7 mo | Standard |
| Certificate Rates (9-Month (GROWTH CERTIFICATE)***)cd_9mo | 3.85% APY | 3.85% | 9 mo | Standard |
| 6-Month Certificatecd_6mo | 3.90% APY | 3.90% | 6 mo | Standard |
| Certificate Rates (Starter Certificate****)cd | 3.90% APY | 3.90% | — | Standard |
| 12-Month Certificatecd_12mo | 3.90% APY | 3.90% | 12 mo | Standard |
| 18-Month Certificatecd_18mo | 3.90% APY | 3.90% | 18 mo | Standard |
| 30-Month Certificatecd_30mo | 4.00% APY | 4.00% | 30 mo | Standard |
| 36-Month Certificatecd_36mo | 4.00% APY | 4.00% | 36 mo | Standard |
| 24-Month Certificatecd_24mo | 4.05% APY | 4.05% | 24 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Holidayother | 9.490% % | 9.490% | — | Standard |
As of August 4, 2026, Elevate Credit Union offers a 10-year fixed mortgage at 6.49% APR. Vehicle loans available from 4.24% APR for 36 months. Personal loan rates from 11.5% APR. Savings and certificate yields up to 4.05% APY.
Source: RateAPI.dev, verified from Elevate Credit Union's official website
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About Elevate Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 15.3K
- Assets
- $260M
- Founded
- 1954
- Locations reported
- 3
- NCUA charter
- 9163
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Elevate Credit Union
Membership eligibility from Elevate Credit Union's own published criteria. How we verify this.
Community charter: live/work in Box Elder County, Cache County, Rich County, UT
- LocationBox Elder County, Cache County, Rich County — UT
Cost to join: About $25.
Verified from Elevate Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Elevate Credit Union?
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Frequently Asked Questions
What rates does Elevate Credit Union offer?
Elevate Credit Union currently offers mortgage, vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Elevate Credit Union rates updated?
RateAPI verifies Elevate Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Elevate Credit Union's rate data?
Rate data is collected directly from Elevate Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Elevate Credit Union's mortgage rate?
As of August 4, 2026, Elevate Credit Union offers a 10-year fixed mortgage at 6.49% APR.
What are Elevate Credit Union's auto, rv & powersports loan rates?
As of August 4, 2026, Elevate Credit Union offers vehicle loans from 4.24% APR.
What is Elevate Credit Union's personal loan rate?
As of August 4, 2026, Elevate Credit Union offers personal loans from 11.5% APR.
What is Elevate Credit Union's best CD rate?
As of August 4, 2026, Elevate Credit Union offers savings and certificate (CD) yields up to 4.05% APY.
Related Rate Data
Compare Elevate Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Elevate Credit Union rates
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# Get rates for Elevate Credit Union
curl "https://api.rateapi.dev/credit-unions/utah/elevate" \
-H "Authorization: Bearer YOUR_API_KEY"