West Texas Credit Union
Verified rate book
Current West Texas Credit Union rates
12 published offers verified as of August 3, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 4.740% APR | 4.740% | new | Standard |
| Used Auto Loanauto_used | 5.490% APR | 5.490% | used | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 8.740% APR | 8.740% | — | Standard |
Savings & CD rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Savingssavings | 0.10% APY | 0.10% | — | Standard |
| Savingssavings | 0.25% APY | 0.25% | — | Standard |
| IRAira | 0.69% APY | 0.69% | — | Standard |
| Money Marketmoney_market | 0.90% APY | 0.90% | — | Standard |
| Money Marketmoney_market | 1.15% APY | 1.15% | — | Standard |
| 36-Month Certificatecd_36mo | 2.58% APY | 2.58% | 36 mo | Standard |
| 24-Month Certificatecd_24mo | 3.00% APY | 3.00% | 24 mo | Standard |
| 6-Month Certificatecd_6mo | 3.50% APY | 3.50% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 3.60% APY | 3.60% | 12 mo | Standard |
Auto loans available from 4.74% APR. Personal loan rates from 8.74% APR. Savings and certificate yields up to 3.60% APY.
Source: RateAPI.dev, verified from West Texas Credit Union's official website
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About West Texas Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 5.1K
- Assets
- $70.3M
- Founded
- 1953
- Locations reported
- 3
- NCUA charter
- 67592
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join West Texas Credit Union
Membership eligibility from West Texas Credit Union's own published criteria. How we verify this.
Membership criteria are published on West Texas Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from West Texas Credit Union's membership page. Final membership determination is always made by the credit union.
Work at West Texas Credit Union?
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Frequently Asked Questions
What rates does West Texas Credit Union offer?
West Texas Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are West Texas Credit Union rates updated?
RateAPI verifies West Texas Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get West Texas Credit Union's rate data?
Rate data is collected directly from West Texas Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are West Texas Credit Union's auto loan rates?
As of August 3, 2026, West Texas Credit Union offers auto loans from 4.74% APR.
What is West Texas Credit Union's personal loan rate?
As of August 3, 2026, West Texas Credit Union offers personal loans from 8.74% APR.
What is West Texas Credit Union's best CD rate?
As of August 3, 2026, West Texas Credit Union offers savings and certificate (CD) yields up to 3.60% APY.
Related Rate Data
Compare West Texas Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for West Texas Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/west-texas" \
-H "Authorization: Bearer YOUR_API_KEY"