Southwest Heritage Credit Union
Verified rate book
Current Southwest Heritage Credit Union rates
15 published offers verified as of August 3, 2026.
Auto & vehicle rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New & Used Autosauto_any | 4.990% APR | 4.990% | any | Standard |
| Motorcycles & ATVsmotorcycle_any_60mo | 5.000% APR | 5.000% | 60 mo | Standard |
| Motor Homes, Travel Trailers, 5th Wheelsrv_any_60mo | 5.000% APR | 5.000% | 60 mo | Standard |
| Motor Homes, Travel Trailers, 5th Wheelsrv_any_84mo | 5.250% APR | 5.250% | 84 mo | Standard |
| Motor Homes, Travel Trailers, 5th Wheelsrv_any_96mo | 5.750% APR | 5.750% | 96 mo | Standard |
| 60-Month Boat Loanboat_any_60mo | 5.800% APR | 5.800% | 60 mo | Standard |
| 48-Month Boat Loanboat_any_48mo | 6.350% APR | 6.350% | 48 mo | Standard |
| Jet Skisboat_any_60mo | 6.850% APR | 6.850% | 60 mo | Standard |
Personal loan rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 6-Month Signature Loanpersonal_unsecured_6mo | 8.000% APR | 8.000% | 6 mo | Standard |
| 12-Month Signature Loanpersonal_unsecured_12mo | 9.350% APR | 9.350% | 12 mo | Standard |
| Durable Goodspersonal_unsecured_36mo | 9.800% APR | 9.800% | 36 mo | Standard |
| 24-Month Signature Loanpersonal_unsecured_24mo | 10.350% APR | 10.350% | 24 mo | Standard |
| 36-Month Signature Loanpersonal_unsecured_36mo | 11.850% APR | 11.850% | 36 mo | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 14.000% APR | 14.000% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Certificatecd | 2.00% APY | 2.00% | — | Standard |
Vehicle loans available from 4.99% APR. Personal loan rates from 8% APR. Credit card rates from 14% APR. Savings and certificate yields up to 2.00% APY.
Source: RateAPI.dev, verified from Southwest Heritage Credit Union's official website
Loading branch locator…
About Southwest Heritage Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 13.1K
- Assets
- $262.5M
- Founded
- 1949
- Locations reported
- 5
- NCUA charter
- 60533
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Southwest Heritage Credit Union
Membership eligibility from Southwest Heritage Credit Union's own published criteria. How we verify this.
Community charter: live/work in Ector, Midland, Andrews +3 more
- LocationEctor, Midland, Andrews, Crane, Ward, Winkler
Cost to join: About $25.
Verified from Southwest Heritage Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Southwest Heritage Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Southwest Heritage Credit Union ranks against Texas peers.
Frequently Asked Questions
What rates does Southwest Heritage Credit Union offer?
Southwest Heritage Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Southwest Heritage Credit Union rates updated?
RateAPI verifies Southwest Heritage Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Southwest Heritage Credit Union's rate data?
Rate data is collected directly from Southwest Heritage Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Southwest Heritage Credit Union's auto, rv, boat & motorcycle loan rates?
As of August 3, 2026, Southwest Heritage Credit Union offers vehicle loans from 4.99% APR.
What is Southwest Heritage Credit Union's personal loan rate?
As of August 3, 2026, Southwest Heritage Credit Union offers personal loans from 8% APR.
What is Southwest Heritage Credit Union's best CD rate?
As of August 3, 2026, Southwest Heritage Credit Union offers savings and certificate (CD) yields up to 2.00% APY.
Related Rate Data
Compare Southwest Heritage Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Southwest Heritage Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Southwest Heritage Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/southwest-heritage" \
-H "Authorization: Bearer YOUR_API_KEY"