Victoria Teachers Credit Union

Victoria, Texas
Last verified: August 4, 2026
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Verified rate book

Current Victoria Teachers Credit Union rates

29 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

3 offers
Victoria Teachers Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New & Used Vehicles/Motorcyclessmotorcycle_any_78mo4.780% APR4.780%78 mo · anyStandard
New & Used RV/Marinerv_any_84mo6.480% APR6.480%84 mo · anyStandard
Pre-Owned RV/Marine (7+y/o)rv_used_72mo8.480% APR8.480%72 mo · usedStandard

Personal loan rates

3 offers
Victoria Teachers Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share Secured Savingspersonal_secured_120mo2.500% APR2.500%120 moStandard
48-Month Unsecured Personal Loanpersonal_unsecured_48mo9.480% APR9.480%48 moStandard
12-Month Credit Builder Loanpersonal_unsecured_12mo18.000% APR18.000%12 moStandard

Savings & CD rates

17 offers
Victoria Teachers Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Regular Share/Savingssavings0.05% APY0.05%Standard
Checkingsavings0.08% APY0.08%Standard
Certificates ($1K- $9,999.99)cd_60mo2.76% APY2.73%60 moStandard
Certificates ($10K- $99,999.99)cd_60mo2.87% APY2.83%60 moStandard
Certificates ($1K- $9,999.99)cd_36mo2.88% APY2.84%36 moStandard
Certificates ($1K- $9,999.99)cd_6mo2.91% APY2.87%6 moStandard
Certificates ($10K- $99,999.99)cd_36mo2.98% APY2.94%36 moStandard
Certificates ($100K- $245K)cd_60mo2.99% APY2.95%60 moStandard
Certificates ($1K- $9,999.99)cd_24mo2.99% APY2.95%24 moStandard
Certificates ($10K- $99,999.99)cd_6mo3.02% APY2.97%6 moStandard
Certificates ($10K- $99,999.99)cd_24mo3.10% APY3.05%24 moStandard
Certificates ($100K- $245K)cd_36mo3.11% APY3.06%36 moStandard
Certificates ($100K- $245K)cd_6mo3.14% APY3.09%6 moStandard
Certificates ($100K- $245K)cd_24mo3.22% APY3.17%24 moStandard
Certificates ($1K- $9,999.99)cd_12mo3.41% APY3.35%12 moStandard
Certificates ($10K- $99,999.99)cd_12mo3.51% APY3.45%12 moStandard
Certificates ($100K- $245K)cd_12mo3.64% APY3.57%12 moStandard

Other rates

6 offers
Victoria Teachers Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New & Used Other Titlesother8.220% %8.220%Standard
Christmas (Oct-Dec)other8.480% %8.480%Standard
Vacation (Apr-Jun)other8.480% %8.480%Standard
Back to School (Jul-Sep)other8.480% %8.480%Standard
New Year (Jan-Mar)other8.480% %8.480%Standard
Pre-Owned Other Titles (7+y/o)other10.220% %10.220%Standard

Vehicle loans available from 4.78% APR for 78 months. Personal loan rates from 2.5% APR. Savings and certificate yields up to 3.64% APY.

Source: RateAPI.dev, verified from Victoria Teachers Credit Union's official website

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About Victoria Teachers Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
1.4K
Assets
$18.1M
Founded
1955
Locations reported
1
NCUA charter
10327
Charter type
Federal credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Financial counseling
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Victoria Teachers Credit Union

Membership eligibility from Victoria Teachers Credit Union's own published criteria. How we verify this.

Membership via employers (Victoria Independent School District +10 more)

  • EmployerVictoria Independent School District, St. Joseph High School, Trinity Episcopal School, Northside Baptist School, Faith Academy, Victoria College, Region 3 Employees, Nazareth Academy, Bloomington Independent School District, Our Lady Of Victory, Nursery ISD

Cost to join: About $25.

Verified from Victoria Teachers Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Victoria Teachers Credit Union?

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Frequently Asked Questions

What rates does Victoria Teachers Credit Union offer?

Victoria Teachers Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Victoria Teachers Credit Union rates updated?

RateAPI verifies Victoria Teachers Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Victoria Teachers Credit Union's rate data?

Rate data is collected directly from Victoria Teachers Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Victoria Teachers Credit Union's rv & motorcycle loan rates?

As of August 4, 2026, Victoria Teachers Credit Union offers vehicle loans from 4.78% APR.

What is Victoria Teachers Credit Union's personal loan rate?

As of August 4, 2026, Victoria Teachers Credit Union offers personal loans from 2.5% APR.

What is Victoria Teachers Credit Union's best CD rate?

As of August 4, 2026, Victoria Teachers Credit Union offers savings and certificate (CD) yields up to 3.64% APY.

Related Rate Data

Compare Victoria Teachers Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Victoria Teachers Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Victoria Teachers Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/victoria-teachers" \
  -H "Authorization: Bearer YOUR_API_KEY"