Victoria Credit Union

Victoria, Texas
Last verified: August 4, 2026
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Verified rate book

Current Victoria Credit Union rates

29 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

3 offers
Victoria Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New & Used Vehicles/Motorcyclessmotorcycle_any_78mo4.780% APR4.780%78 mo · anyStandard
New & Used RV/Marinerv_any_84mo6.480% APR6.480%84 mo · anyStandard
Pre-Owned RV/Marine (7+y/o)rv_used_72mo8.480% APR8.480%72 mo · usedStandard

Personal loan rates

3 offers
Victoria Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share Secured Savingspersonal_secured_120mo2.500% APR2.500%120 moStandard
48-Month Unsecured Personal Loanpersonal_unsecured_48mo9.480% APR9.480%48 moStandard
12-Month Credit Builder Loanpersonal_unsecured_12mo18.000% APR18.000%12 moStandard

Savings & CD rates

17 offers
Victoria Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Regular Share/Savingssavings0.05% APY0.05%—Standard
Checkingsavings0.08% APY0.08%—Standard
Certificates ($1K- $9,999.99)cd_60mo2.76% APY2.73%60 moStandard
Certificates ($10K- $99,999.99)cd_60mo2.87% APY2.83%60 moStandard
Certificates ($1K- $9,999.99)cd_36mo2.88% APY2.84%36 moStandard
Certificates ($1K- $9,999.99)cd_6mo2.91% APY2.87%6 moStandard
Certificates ($10K- $99,999.99)cd_36mo2.98% APY2.94%36 moStandard
Certificates ($100K- $245K)cd_60mo2.99% APY2.95%60 moStandard
Certificates ($1K- $9,999.99)cd_24mo2.99% APY2.95%24 moStandard
Certificates ($10K- $99,999.99)cd_6mo3.02% APY2.97%6 moStandard
Certificates ($10K- $99,999.99)cd_24mo3.10% APY3.05%24 moStandard
Certificates ($100K- $245K)cd_36mo3.11% APY3.06%36 moStandard
Certificates ($100K- $245K)cd_6mo3.14% APY3.09%6 moStandard
Certificates ($100K- $245K)cd_24mo3.22% APY3.17%24 moStandard
Certificates ($1K- $9,999.99)cd_12mo3.41% APY3.35%12 moStandard
Certificates ($10K- $99,999.99)cd_12mo3.51% APY3.45%12 moStandard
Certificates ($100K- $245K)cd_12mo3.64% APY3.57%12 moStandard

Other rates

6 offers
Victoria Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New & Used Other Titlesother8.220% %8.220%—Standard
Christmas (Oct-Dec)other8.480% %8.480%—Standard
Vacation (Apr-Jun)other8.480% %8.480%—Standard
Back to School (Jul-Sep)other8.480% %8.480%—Standard
New Year (Jan-Mar)other8.480% %8.480%—Standard
Pre-Owned Other Titles (7+y/o)other10.220% %10.220%—Standard

Vehicle loans available from 4.78% APR for 78 months. Personal loan rates from 2.5% APR. Savings and certificate yields up to 3.64% APY.

Source: RateAPI.dev, verified from Victoria Credit Union's official website

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About Victoria Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
1.2K
Assets
$8.8M
Founded
1940
Locations reported
1
NCUA charter
3736
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Financial counseling
  • Financial education
  • Payday Alternative Loans I

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Cal-ComCal-Com Federal Credit Union · Victoria · TX · 77901Branch in the same ZIPJackson CountyVictoria Teachers FCU · Victoria · TX · 77901-7363Branch in the same ZIPPort of Houston WarehouseVictoria City-County Emp FCU · Victoria · TX · 77901Branch in the same ZIPTexas Dow EmployeesTDECU-Victoria Rio Grande · Victoria · TX · 77901Branch in the same ZIPVictoria City-County EmployeesVictoria City-County EFCU · Victoria · TX · 77901Branch in the same ZIPVictoria TeachersOffice · Victoria · TX · 77901-7363Branch in the same ZIP

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Victoria Credit Union

Membership eligibility from Victoria Credit Union's own published criteria. How we verify this.

Membership via employers (Victoria Independent School District +10 more)

  • EmployerVictoria Independent School District, St. Joseph High School, Trinity Episcopal School, Northside Baptist School, Faith Academy, Victoria College, Region 3 Employees, Nazareth Academy, Bloomington Independent School District, Our Lady Of Victory, Nursery ISD

Cost to join: About $25.

Verified from Victoria Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Victoria Credit Union?

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Frequently Asked Questions

What rates does Victoria Credit Union offer?

Victoria Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Victoria Credit Union rates updated?

RateAPI verifies Victoria Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Victoria Credit Union's rate data?

Rate data is collected directly from Victoria Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Victoria Credit Union's rv & motorcycle loan rates?

As of August 4, 2026, Victoria Credit Union offers vehicle loans from 4.78% APR.

What is Victoria Credit Union's personal loan rate?

As of August 4, 2026, Victoria Credit Union offers personal loans from 2.5% APR.

What is Victoria Credit Union's best CD rate?

As of August 4, 2026, Victoria Credit Union offers savings and certificate (CD) yields up to 3.64% APY.

Related Rate Data

Compare Victoria Credit Union's rates against national credit-union benchmarks.

More Texas credit unionsAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Victoria Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/victoria" \
  -H "Authorization: Bearer YOUR_API_KEY"
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