Vatat Credit Union
Verified rate book
Current Vatat Credit Union rates
20 published offers verified as of August 4, 2026.
Mortgage rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60 Months (min $25K)other | 7.440% APR | 7.440% | — | Standard |
| 120 Months (min $50K)*other | 7.940% APR | 7.940% | — | Standard |
| 144 Months (min $60K)*other | 8.440% APR | 8.440% | — | Standard |
Auto & vehicle rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 2019 & Older (7 Yrs +)auto_used_48mo | 5.990% APR | 5.990% | 48 mo · used | Standard |
| 60-Month Motorcycle Loanmotorcycle_any_60mo | 6.440% APR | 6.440% | 60 mo | Standard |
| 48-Month Motorcycle Loanmotorcycle_any_48mo | 6.440% APR | 6.440% | 48 mo | Standard |
| 2020 – 2021 (5-6 Yrs)auto_any_60mo | 6.490% APR | 6.490% | 60 mo | Standard |
| 2022- 2025 (1-4 Yrs)auto_any_66mo | 6.740% APR | 6.740% | 66 mo | Standard |
| New - MSRPauto_new_60mo | 6.940% APR | 6.940% | 60 mo · new | Standard |
| 84-Month Motorcycle Loanmotorcycle_any_84mo | 6.940% APR | 6.940% | 84 mo | Standard |
| 72-Month Used Auto Loan (2026)auto_used_72mo | 6.990% APR | 6.990% | 72 mo · used | Standard |
| 120-Month Motorcycle Loanmotorcycle_any_120mo | 7.440% APR | 7.440% | 120 mo | Standard |
| 84-Month Used Auto Loan (2026)auto_used_84mo | 7.490% APR | 7.490% | 84 mo · used | Standard |
| 84 Months (min $30K)auto_any_84mo | 7.940% APR | 7.940% | 84 mo | Standard |
| 120 Months (min $40K)*auto_any_120mo | 8.700% APR | 8.700% | 120 mo | Standard |
| 144 Months (min$50K)*auto_any_144mo | 9.440% APR | 9.440% | 144 mo | Standard |
Equipment loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Tractor/Farm Equipment (24 Months)equipment_24mo | 9.940% APR | 9.940% | — | Standard |
| Tractor/Farm Equipment (36 Months)equipment_36mo | 10.940% APR | 10.940% | — | Standard |
| Tractor/Farm Equipment (48 Months)equipment_48mo | 11.940% APR | 11.940% | — | Standard |
| Tractor/Farm Equipment (60 Months*)equipment_60mo | 13.440% APR | 13.440% | — | Standard |
As of August 4, 2026, Vatat Credit Union offers mortgage rates from 7.44% APR. Vehicle loans available from 5.99% APR for 48 months. Equipment loans from 9.94% APR.
Source: RateAPI.dev, verified from Vatat Credit Union's official website
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About Vatat Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.1K
- Assets
- $10.6M
- Founded
- 1961
- Locations reported
- 3
- NCUA charter
- 67661
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Vatat Credit Union
Membership eligibility from Vatat Credit Union's own published criteria. How we verify this.
Membership via the Agriculture Teachers Association of Texas +2 more
- AssociationAgriculture Teachers Association of Texas, TIVA, FCSTAT
Cost to join: About $25.
Verified from Vatat Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Vatat Credit Union?
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Frequently Asked Questions
What rates does Vatat Credit Union offer?
Vatat Credit Union currently offers mortgage, and vehicle loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Vatat Credit Union rates updated?
RateAPI verifies Vatat Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Vatat Credit Union's rate data?
Rate data is collected directly from Vatat Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Vatat Credit Union's mortgage rate?
As of August 4, 2026, Vatat Credit Union offers mortgage rates from 7.44% APR.
What are Vatat Credit Union's auto & motorcycle loan rates?
As of August 4, 2026, Vatat Credit Union offers vehicle loans from 5.99% APR.
Related Rate Data
Compare Vatat Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Vatat Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/vatat" \
-H "Authorization: Bearer YOUR_API_KEY"