The People's Credit Union
Verified rate book
Current The People's Credit Union rates
17 published offers verified as of August 4, 2026.
Auto & vehicle rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New & Used Vehicles (4 yrs*)auto_any_48mo | 4.290% APR | 4.290% | 48 mo · any | Standard |
| New & Used Vehicles (3 yrs*)auto_any_36mo | 4.290% APR | 4.290% | 36 mo · any | Standard |
| New & Used Vehicles (6 yrs*)auto_any_72mo | 4.590% APR | 4.590% | 72 mo · any | Standard |
| New & Used Vehicles (5 yrs*)auto_any_60mo | 4.590% APR | 4.590% | 60 mo · any | Standard |
| New & Used Vehicles (7 yrs**)auto_any_84mo | 4.990% APR | 4.990% | 84 mo · any | Standard |
| New & Used Recreational Vehicles (4 yrs*)rv_any_48mo | 5.790% APR | 5.790% | 48 mo · any | Standard |
| New & Used Recreational Vehicles (3 yrs*)rv_any_36mo | 5.790% APR | 5.790% | 36 mo · any | Standard |
| New & Used Recreational Vehicles (5 yrs*)rv_any_60mo | 6.090% APR | 6.090% | 60 mo · any | Standard |
| New & Used Recreational Vehicles (6 yrs*)rv_any_72mo | 6.090% APR | 6.090% | 72 mo · any | Standard |
| New & Used Recreational Vehicles (7 yrs**)rv_any_84mo | 6.490% APR | 6.490% | 84 mo · any | Standard |
Personal loan rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share secured – Savings for collateralpersonal_secured_144mo | 2.000% APR | 2.000% | 144 mo | Standard |
| Vacation or Christmas Loan – Unsecuredpersonal_unsecured_12mo | 8.000% APR | 8.000% | 12 mo | Standard |
| 12-Month Signature Loanpersonal_unsecured_12mo | 10.000% APR | 10.000% | 12 mo | Standard |
| 24-Month Signature Loanpersonal_unsecured_24mo | 11.000% APR | 11.000% | 24 mo | Standard |
| 36-Month Signature Loanpersonal_unsecured_36mo | 12.000% APR | 12.000% | 36 mo | Standard |
| 24-Month Credit Builder Loanpersonal_unsecured_24mo | 12.000% APR | 12.000% | 24 mo | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Certificate of Deposit- CD for collateralcd | 2.00% APY | 2.00% | — | Standard |
Vehicle loans available from 4.29% APR for 48 months. Personal loan rates from 2% APR. Savings and certificate yields up to 2.00% APY.
Source: RateAPI.dev, verified from The People's Credit Union's official website
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About The People's Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 18.7K
- Assets
- $224.7M
- Founded
- 1953
- Locations reported
- 5
- NCUA charter
- 8290
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- Bilingual services
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join The People's Credit Union
Membership eligibility from The People's Credit Union's own published criteria. How we verify this.
Community charter: live/work in Deaf Smith County
- LocationDeaf Smith County
Verified from The People's Credit Union's membership page. Final membership determination is always made by the credit union.
Work at The People's Credit Union?
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Frequently Asked Questions
What rates does The People's Credit Union offer?
The People's Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are The People's Credit Union rates updated?
RateAPI verifies The People's Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get The People's Credit Union's rate data?
Rate data is collected directly from The People's Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are The People's Credit Union's auto & rv loan rates?
As of August 4, 2026, The People's Credit Union offers vehicle loans from 4.29% APR.
What is The People's Credit Union's personal loan rate?
As of August 4, 2026, The People's Credit Union offers personal loans from 2% APR.
What is The People's Credit Union's best CD rate?
As of August 4, 2026, The People's Credit Union offers savings and certificate (CD) yields up to 2.00% APY.
Related Rate Data
Compare The People's Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for The People's Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/the-peoples" \
-H "Authorization: Bearer YOUR_API_KEY"