Education Credit Union
Verified rate book
Current Education Credit Union rates
12 published offers verified as of August 4, 2026.
Savings & CD rates
11 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Additional Savings (Minimum earning balance $100.00) (Monthly)savings | 0.05% APY | 0.05% | — | Standard |
| Standard Rate: $1,000 and upsavings | 0.10% APY | 0.10% | — | Standard |
| Additional Savings (Minimum earning balance $100.00) (Monthly)savings | 0.10% APY | 0.10% | — | Standard |
| Additional Savings (Minimum earning balance $100.00) (Monthly)savings | 0.15% APY | 0.15% | — | Standard |
| 60-Month Certificatecd_60mo | 2.50% APY | 2.50% | 60 mo | Standard |
| 36-Month Certificatecd_36mo | 2.50% APY | 2.50% | 36 mo | Standard |
| 24-Month Certificatecd_24mo | 3.10% APY | 3.10% | 24 mo | Standard |
| 12-Month Certificatecd_12mo | 3.40% APY | 3.40% | 12 mo | Standard |
| 6-Month Certificatecd_6mo | 3.50% APY | 3.50% | 6 mo | Standard |
| 9-Month Certificatecd_9mo | 3.75% APY | 3.75% | 9 mo | Standard |
| Bonus Rate: $75,000 and belowsavings | 4.25% APY | 4.25% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New/Used 2026 to 2022 Year Old Modelsother | 4.990% % | 4.990% | — | Standard |
Savings and certificate yields up to 4.25% APY.
Source: RateAPI.dev, verified from Education Credit Union's official website
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About Education Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 41.6K
- Assets
- $474M
- Founded
- 1935
- Locations reported
- 12
- NCUA charter
- 67494
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Education Credit Union
Membership eligibility from Education Credit Union's own published criteria. How we verify this.
Membership criteria are published on Education Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Education Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Education Credit Union offer?
Education Credit Union is a credit union in Texas. Rate data is currently being verified.
How often are Education Credit Union rates updated?
RateAPI verifies Education Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Education Credit Union's rate data?
Rate data is collected directly from Education Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Education Credit Union's best CD rate?
As of August 4, 2026, Education Credit Union offers savings and certificate (CD) yields up to 4.25% APY.
Related Rate Data
Compare Education Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Education Credit Union rates
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Access this data programmatically with our REST API
# Get rates for Education Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/education" \
-H "Authorization: Bearer YOUR_API_KEY"