South Texas Regional Credit Union
Verified rate book
Current South Texas Regional Credit Union rates
4 published offers verified as of August 4, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 84-Month New Auto Loanauto_new_84mo | 4.900% APR | 4.900% | 84 mo · new | Standard |
| 60-Month Used Auto Loanauto_used_60mo | 5.500% APR | 5.500% | 60 mo · used | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 4.500% APR | 4.500% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 9.500% APR | 9.500% | — | Standard |
Auto loans available from 4.9% APR for 84 months. Personal loan rates from 4.5% APR.
Source: RateAPI.dev, verified from South Texas Regional Credit Union's official website
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About South Texas Regional Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.1K
- Assets
- $5.6M
- Founded
- 1950
- Locations reported
- 3
- NCUA charter
- 7024
- Charter type
- Federal credit union
Services and member support
- Electronic statements
- Financial education
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join South Texas Regional Credit Union
Membership eligibility from South Texas Regional Credit Union's own published criteria. How we verify this.
Community charter: live/work in Laredo
Cost to join: About $10.
Verified from South Texas Regional Credit Union's membership page. Final membership determination is always made by the credit union.
Work at South Texas Regional Credit Union?
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Frequently Asked Questions
What rates does South Texas Regional Credit Union offer?
South Texas Regional Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are South Texas Regional Credit Union rates updated?
RateAPI verifies South Texas Regional Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get South Texas Regional Credit Union's rate data?
Rate data is collected directly from South Texas Regional Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are South Texas Regional Credit Union's auto loan rates?
As of August 4, 2026, South Texas Regional Credit Union offers auto loans from 4.9% APR.
What is South Texas Regional Credit Union's personal loan rate?
As of August 4, 2026, South Texas Regional Credit Union offers personal loans from 4.5% APR.
Related Rate Data
Compare South Texas Regional Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for South Texas Regional Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/south-texas-regional" \
-H "Authorization: Bearer YOUR_API_KEY"