Laredo Credit Union
Verified rate book
Current Laredo Credit Union rates
15 published offers verified as of July 29, 2026.
Mortgage rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Loanother | 6.526% APR | 6.125% | — | Standard |
| Residential Lot Loanother | 7.345% APR | 6.750% | — | Standard |
Auto & vehicle rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 4.990% APR | 4.990% | new | Standard |
| 84-Month Used Auto Loanauto_used_84mo | 5.490% APR | 5.490% | 84 mo · used | Standard |
| Used Auto Loanauto_used | 5.490% APR | 5.490% | used | Standard |
| New Auto Loanauto_new | 5.750% APR | 5.750% | new | Standard |
| Motorcycle Loanmotorcycle | 6.500% APR | 6.500% | — | Standard |
| Used Auto Loanauto_used | 6.500% APR | 6.500% | used | Standard |
| Motorcycle Loanmotorcycle | 6.750% APR | 6.750% | — | Standard |
| RV Loanrv | 7.500% APR | 7.500% | — | Standard |
| Boat Loanboat | 10.500% APR | 10.500% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 5.757% APR | 4.740% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Shared Secured Loanpersonal_secured | 3.000% APR | 3.000% | — | Standard |
| Home Improvement Loanpersonal | 7.514% APR | 7.500% | — | Standard |
| Signature Loanpersonal_unsecured | 8.000% APR | 8.000% | — | Standard |
As of July 29, 2026, Laredo Credit Union offers mortgage rates from 6.526% APR. Vehicle loans available from 4.99% APR. HELOC rates from 5.757% APR. Personal loan rates from 3% APR.
Source: RateAPI.dev, verified from Laredo Credit Union's official website
Loading branch locator…
About Laredo Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 18.1K
- Assets
- $135.9M
- Founded
- 1956
- Locations reported
- 3
- NCUA charter
- 11011
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Laredo Credit Union
Membership eligibility from Laredo Credit Union's own published criteria. How we verify this.
Community charter: live/work in Webb
- LocationWebb
Verified from Laredo Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Laredo Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Laredo Credit Union ranks against Texas peers.
Frequently Asked Questions
What rates does Laredo Credit Union offer?
Laredo Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 29, 2026 directly from the credit union's official website.
How often are Laredo Credit Union rates updated?
RateAPI verifies Laredo Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 29, 2026.
Where does RateAPI get Laredo Credit Union's rate data?
Rate data is collected directly from Laredo Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Laredo Credit Union's mortgage rate?
As of July 29, 2026, Laredo Credit Union offers mortgage rates from 6.526% APR.
What are Laredo Credit Union's auto, rv, boat & motorcycle loan rates?
As of July 29, 2026, Laredo Credit Union offers vehicle loans from 4.99% APR.
What is Laredo Credit Union's HELOC rate?
As of July 29, 2026, Laredo Credit Union offers home equity lines of credit from 5.757% APR.
What is Laredo Credit Union's personal loan rate?
As of July 29, 2026, Laredo Credit Union offers personal loans from 3% APR.
Related Rate Data
Compare Laredo Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Laredo Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Laredo Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/laredo" \
-H "Authorization: Bearer YOUR_API_KEY"