Raiz Credit Union
Verified rate book
Current Raiz Credit Union rates
3 published offers verified as of August 3, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loan Refinanceauto_any_66mo | 4.250% APR | 4.250% | 66 mo | Standard |
| Auto Loanauto | 5.490% APR | 5.490% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 24-Month Unsecured Personal Loanpersonal_unsecured_24mo | 8.990% APR | 8.990% | 24 mo | Standard |
Auto loans available from 4.25% APR for 66 months. Personal loan rates from 8.99% APR.
Source: RateAPI.dev, verified from Raiz Credit Union's official website
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About Raiz Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 79.3K
- Assets
- $1.1B
- Founded
- 1936
- Locations reported
- 11
- NCUA charter
- 1409
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Raiz Credit Union
Membership eligibility from Raiz Credit Union's own published criteria. How we verify this.
Community charter: live/work in El Paso
- LocationEl Paso
Cost to join: About $5.
Verified from Raiz Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Raiz Credit Union?
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Frequently Asked Questions
What rates does Raiz Credit Union offer?
Raiz Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Raiz Credit Union rates updated?
RateAPI verifies Raiz Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Raiz Credit Union's rate data?
Rate data is collected directly from Raiz Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Raiz Credit Union's auto loan rates?
As of August 3, 2026, Raiz Credit Union offers auto loans from 4.25% APR.
What is Raiz Credit Union's personal loan rate?
As of August 3, 2026, Raiz Credit Union offers personal loans from 8.99% APR.
Related Rate Data
Compare Raiz Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Raiz Credit Union rates
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Use it via API
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# Get rates for Raiz Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/raiz" \
-H "Authorization: Bearer YOUR_API_KEY"