Firstlight Credit Union
Verified rate book
Current Firstlight Credit Union rates
10 published offers verified as of August 4, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 2007–2020; 48–78 Monthsauto_any_78mo | 6.750% APR | 6.750% | 78 mo | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Revolving Line of Creditploc_variable | 16.900% APR | 16.900% | — | Standard |
Credit card rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Business Credit Cardcredit_card_business | 13.150% APR | 13.150% | — | Standard |
| Platinum Credit Cardcredit_card_platinum | 13.990% APR | 13.990% | — | Standard |
| Visa® Platinum Securedcredit_card_secured | 18.000% APR | 18.000% | — | Standard |
Other rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Featured Ratesother | 4.000% % | 4.000% | — | Standard |
| 2025–Newer; 48–84 monthsother | 4.500% % | 4.500% | — | Standard |
| 2023–24; 48–84 Monthsother | 5.000% % | 5.000% | — | Standard |
| 2021–22; 48–78 Monthsother | 5.750% % | 5.750% | — | Standard |
| Up to 84 months; $7,500+other | 7.490% % | 7.490% | — | Standard |
Auto loans available from 6.75% APR for 78 months. Personal loan rates from 16.9% APR. Credit card rates from 13.15% APR.
Source: RateAPI.dev, verified from Firstlight Credit Union's official website
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About Firstlight Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 98.5K
- Assets
- $1.6B
- Founded
- 1955
- Locations reported
- 12
- NCUA charter
- 10174
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Credit-builder products
- Payday Alternative Loans II
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Firstlight Credit Union
Membership eligibility from Firstlight Credit Union's own published criteria. How we verify this.
Community charter: live/work in Dona Ana County
- LocationDona Ana County
- EmployerFort Bliss
Cost to join: About $5.
Verified from Firstlight Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Firstlight Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Firstlight Credit Union ranks against Texas peers.
Frequently Asked Questions
What rates does Firstlight Credit Union offer?
Firstlight Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Firstlight Credit Union rates updated?
RateAPI verifies Firstlight Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Firstlight Credit Union's rate data?
Rate data is collected directly from Firstlight Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Firstlight Credit Union's auto loan rates?
As of August 4, 2026, Firstlight Credit Union offers auto loans from 6.75% APR.
What is Firstlight Credit Union's personal loan rate?
As of August 4, 2026, Firstlight Credit Union offers personal loans from 16.9% APR.
Related Rate Data
Compare Firstlight Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Firstlight Credit Union rates
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# Get rates for Firstlight Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/firstlight" \
-H "Authorization: Bearer YOUR_API_KEY"