Pantex Credit Union

Borger, Texas
Last verified: August 4, 2026
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Verified rate book

Current Pantex Credit Union rates

79 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

10 offers
Pantex Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
95% of Appraised Valueother5.500% APR5.500%—Standard
Current PFCU Home Loan Rates* (Up to 10 Years)other5.500% APR5.500%—Standard
First Mortgage Loanother5.500% APR5.500%—Standard
Loan amounts to $25,000other5.600% APR5.600%—Standard
Current PFCU Home Loan Rates* (Up to 60 Months)other5.600% APR5.600%—Standard
Current PFCU Home Loan Rates* (Up to 15 Years)other5.750% APR5.750%—Standard
Loan amount over $25,000other5.850% APR5.850%—Standard
Current PFCU Home Loan Rates* (61 to 84 Months)other6.100% APR6.100%—Standard
Current PFCU Home Loan Rates* (85 to 120 Months)other6.600% APR6.600%—Standard
Current PFCU Home Loan Rates* (121 to 180 Months)other6.850% APR6.850%—Standard

Auto & vehicle rates

27 offers
Pantex Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Current Used Vehicle Rates (61 to 72 Months *)auto_used_72mo5.000% APR5.000%72 mo · usedStandard
120% of Sticker Price (MSRP)auto_any_48mo5.000% APR5.000%48 moStandard
Current New Vehicle Rates (48 Months or Less)auto_new_48mo5.000% APR5.000%48 mo · newStandard
Current New Vehicle Rates (49 to 60 Months)auto_new_60mo5.000% APR5.000%60 mo · newStandard
Current New Vehicle Rates (61 to 72 Months *)auto_new_72mo5.000% APR5.000%72 mo · newStandard
Current Used Vehicle Rates (48 Months or Less)auto_used_48mo5.000% APR5.000%48 mo · usedStandard
Current Used Vehicle Rates (49 to 60 Months *)auto_used_60mo5.000% APR5.000%60 mo · usedStandard
Includes Cars, Boatsboat_any_60mo5.000% APR5.000%60 moStandard
Other Loan Rates (Up to 48 Months)auto_any_48mo5.850% APR5.850%48 moStandard
120% of Sticker Price (MSRP)auto_any_84mo6.000% APR6.000%84 moStandard
Current New Vehicle Rates (73 to 84 Months **)auto_new_84mo6.000% APR6.000%84 mo · newStandard
48 Months or lessauto_any_48mo6.600% APR6.600%48 moStandard
Current Used Vehicle Rates (48 Months or less)auto_used_48mo6.600% APR6.600%48 mo · usedStandard
RV's Onlyrv_any_72mo6.850% APR6.850%72 moStandard
New Vehicle Rates (61 to 72 Months ***)auto_new_72mo6.850% APR6.850%72 mo · newStandard
Used Vehicle Rates (61 to 72 Months ***)auto_used_72mo7.100% APR7.100%72 mo · usedStandard
73 to 84 Months ****auto_any_84mo7.350% APR7.350%84 moStandard
New Vehicle Rates (73 to 84 Months ****)auto_new_84mo7.350% APR7.350%84 mo · newStandard
Used Vehicle Rates (73 to 84 Months ****)auto_used_84mo7.350% APR7.350%84 mo · usedStandard
RV's Onlyrv_any_84mo7.350% APR7.350%84 moStandard
RV's Onlyrv_any_96mo7.600% APR7.600%96 moStandard
85 to 96 Months *****auto_any_96mo7.600% APR7.600%96 moStandard
New Vehicle Rates (85 to 96 Months *****)auto_new_96mo7.600% APR7.600%96 mo · newStandard
Used Vehicle Rates (85 to 96 Months *****)auto_used_96mo7.850% APR7.850%96 mo · usedStandard
RV's Onlyrv_any_120mo8.100% APR8.100%120 moStandard
97 to 120 Months ******auto_any_120mo8.100% APR8.100%120 moStandard
New Vehicle Rates (97 to 120 Months ******)auto_new_120mo8.100% APR8.100%120 mo · newStandard

HELOC rates

1 offer
Pantex Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan (Fixed)heloc_fixed5.600% APR5.600%—Standard

Personal loan rates

8 offers
Pantex Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Up to 36-Month Unsecured Personal Loanpersonal_unsecured_36mo9.990% APR9.990%36 moStandard
Current Personal Loan Rates (Revolving)personal_unsecured9.990% APR9.990%—Standard
Up to $2,000personal_unsecured_12mo9.990% APR9.990%12 moStandard
Up to 12-Month Unsecured Personal Loanpersonal_unsecured_12mo9.990% APR9.990%12 moStandard
Up to $5,000personal9.990% APR9.990%—Standard
Pantex Plus Loanpersonal9.990% APR9.990%—Standard
Up to 60-Month Unsecured Personal Loanpersonal_unsecured_60mo10.000% APR10.000%60 moStandard
Stock or Bond Securedpersonal_secured_60mo10.000% APR10.000%60 moStandard

Savings & CD rates

22 offers
Pantex Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Current Checking Rates (Share Draft (Checking))savings0.10% APY0.10%—Standard
Savingssavings0.70% APY0.70%—Standard
Current Share Certificates Rates (60 Days)share_certificate2.25% APY2.25%—Standard
60 Dayssavings2.25% APY2.25%—Standard
60 Dayssavings2.28% APY2.25%—Standard
24-Month Certificateshare_certificate_24mo2.50% APY2.50%24 moStandard
24-Month Certificatecd_24mo2.50% APY2.50%24 moStandard
Current Share Certificates Rates (90 Days)share_certificate2.50% APY2.50%—Standard
90 Dayssavings2.50% APY2.50%—Standard
18-Month IRA Certificateira_cd_18mo2.50% APY2.50%18 moStandard
90 Dayssavings2.53% APY2.50%—Standard
24-Month Certificatecd_24mo2.53% APY2.50%24 moStandard
18-Month IRA Certificateira_cd_18mo2.53% APY2.50%18 moStandard
18-Month Certificateshare_certificate_18mo2.75% APY2.75%18 moStandard
18-Month Certificatecd_18mo2.75% APY2.75%18 moStandard
18-Month Certificatecd_18mo2.79% APY2.75%18 moStandard
12-Month Certificatecd_12mo3.40% APY3.40%12 moStandard
12-Month Certificateshare_certificate_12mo3.40% APY3.40%12 moStandard
6-Month Certificatecd_6mo3.40% APY3.40%6 moStandard
6-Month Certificateshare_certificate_6mo3.40% APY3.40%6 moStandard
12-Month Certificatecd_12mo3.46% APY3.40%12 moStandard
6-Month Certificatecd_6mo3.46% APY3.40%6 moStandard

Other rates

11 offers
Pantex Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Other Loan Rates (Up to 10 Years)other5.500% %5.500%—Standard
Other Loan Rates (Up to 60 Months)other5.600% %5.600%—Standard
Other Loan Rates (Up to 15 Years)other5.750% %5.750%—Standard
Other Loan Rates (61 to 84 Months)other5.850% %5.850%—Standard
Other Loan Rates (49 to 60 Months)other6.100% %6.100%—Standard
Other Loan Rates (85 to 120 Months)other6.450% %6.450%—Standard
Other Loan Rates (121 to 180 Months)other6.850% %6.850%—Standard
Other Loan Rates (48 Months or less)other6.850% %6.850%—Standard
Other Loan Rates (Revolving)other9.990% %9.990%—Standard
Other Loan Rates (Up to 12 Months)other9.990% %9.990%—Standard
Other Loan Rates (Up to 36 Months)other9.990% %9.990%—Standard

As of August 4, 2026, Pantex Credit Union offers mortgage rates from 5.5% APR. Vehicle loans available from 5% APR for 72 months. HELOC rates from 5.6% APR. Personal loan rates from 9.99% APR. Savings and certificate yields up to 3.46% APY.

Source: RateAPI.dev, verified from Pantex Credit Union's official website

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About Pantex Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
14.6K
Assets
$239.2M
Founded
1940
Locations reported
4
NCUA charter
3571
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

EducationBorger Branch · Borger · TX · 79007-4606Branch in the same ZIPSanta FeBorger Federal Credit Union · Borger · TX · 79007Branch in the same ZIPTexas PlainsFritch Branch · Fritch · TX · 79036About 9.1 miles awayACFCUPampa · Pampa · TX · 79065-5204About 30.6 miles awayCabot CommunityCabot Community Credit Union · Pampa · TX · 79065-4607About 30.6 miles awayPampa TeachersPampa Teachers FCU · Pampa · TX · 79065-2802About 30.6 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Pantex Credit Union

Membership eligibility from Pantex Credit Union's own published criteria. How we verify this.

Membership via employers (Phillips Petroleum Company +4 more) or the Local Union #463

  • LocationHutchinson, Potter, Gray
  • EmployerPhillips Petroleum Company, Phillips Pipeline Company, American Fertilizer & Chemical Company, DCP, Agrium, Inc.
  • AssociationLocal Union #463

Verified from Pantex Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Pantex Credit Union?

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Frequently Asked Questions

What rates does Pantex Credit Union offer?

Pantex Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Pantex Credit Union rates updated?

RateAPI verifies Pantex Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Pantex Credit Union's rate data?

Rate data is collected directly from Pantex Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Pantex Credit Union's mortgage rate?

As of August 4, 2026, Pantex Credit Union offers mortgage rates from 5.5% APR.

What are Pantex Credit Union's auto, rv & boat loan rates?

As of August 4, 2026, Pantex Credit Union offers vehicle loans from 5% APR.

What is Pantex Credit Union's HELOC rate?

As of August 4, 2026, Pantex Credit Union offers home equity lines of credit from 5.6% APR.

What is Pantex Credit Union's personal loan rate?

As of August 4, 2026, Pantex Credit Union offers personal loans from 9.99% APR.

What is Pantex Credit Union's best CD rate?

As of August 4, 2026, Pantex Credit Union offers savings and certificate (CD) yields up to 3.46% APY.

Related Rate Data

Compare Pantex Credit Union's rates against national credit-union benchmarks.

More Texas credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Pantex Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/pantex" \
  -H "Authorization: Bearer YOUR_API_KEY"
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