Morris Sheppard Texarkana Credit Union

Verified rate book

Current Morris Sheppard Texarkana Credit Union rates

10 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

3 offers
Morris Sheppard Texarkana Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Recreational Loanpowersports4.500% APR4.500%Standard
New Auto Loanauto_new4.500% APR4.500%newStandard
Used Auto Loanauto_used4.500% APR4.500%usedStandard

Personal loan rates

1 offer
Morris Sheppard Texarkana Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured8.750% APR8.750%Standard

Savings & CD rates

4 offers
Morris Sheppard Texarkana Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
24-Month Certificatecd_24mo3.75% APY3.75%24 moStandard
18-Month Certificatecd_18mo3.80% APY3.80%18 moStandard
12-Month Certificatecd_12mo3.80% APY3.80%12 moStandard
6-Month Certificatecd_6mo4.00% APY4.00%6 moStandard

Equipment loan rates

1 offer
Morris Sheppard Texarkana Credit Union equipment loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Equipment Loanequipment4.500% APR4.500%Standard

Other rates

1 offer
Morris Sheppard Texarkana Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Zero Turn Mower (New)other4.500% %4.500%Standard

Vehicle loans available from 4.5% APR. Personal loan rates from 8.75% APR. Savings and certificate yields up to 4.00% APY. Equipment loans from 4.5% APR.

Source: RateAPI.dev, verified from Morris Sheppard Texarkana Credit Union's official website

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About Morris Sheppard Texarkana Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
1.3K
Assets
$13.4M
Founded
1934
Locations reported
2
NCUA charter
1
Charter type
Federal credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Mobile payments

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Morris Sheppard Texarkana Credit Union

Membership eligibility from Morris Sheppard Texarkana Credit Union's own published criteria. How we verify this.

Membership criteria are published on Morris Sheppard Texarkana Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Morris Sheppard Texarkana Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Morris Sheppard Texarkana Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Morris Sheppard Texarkana Credit Union ranks against Texas peers.

Frequently Asked Questions

What rates does Morris Sheppard Texarkana Credit Union offer?

Morris Sheppard Texarkana Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Morris Sheppard Texarkana Credit Union rates updated?

RateAPI verifies Morris Sheppard Texarkana Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Morris Sheppard Texarkana Credit Union's rate data?

Rate data is collected directly from Morris Sheppard Texarkana Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Morris Sheppard Texarkana Credit Union's auto & powersports loan rates?

As of August 4, 2026, Morris Sheppard Texarkana Credit Union offers vehicle loans from 4.5% APR.

What is Morris Sheppard Texarkana Credit Union's personal loan rate?

As of August 4, 2026, Morris Sheppard Texarkana Credit Union offers personal loans from 8.75% APR.

What is Morris Sheppard Texarkana Credit Union's best CD rate?

As of August 4, 2026, Morris Sheppard Texarkana Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare Morris Sheppard Texarkana Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Morris Sheppard Texarkana Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/morris-sheppard-texarkana" \
  -H "Authorization: Bearer YOUR_API_KEY"