Federal Employees Credit Union
Verified rate book
Current Federal Employees Credit Union rates
18 published offers verified as of August 4, 2026.
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.600% APR | 4.600% | — | Standard |
| Auto Loan Rates (up to 48 months up to 60 months up to 72 months ($20k+) up to 84 months ($40k+))auto_any_48mo | 4.600% APR | 4.600% | 48 mo | Standard |
| Auto Loan Rates (up to 60 months up to 72 months ($20k+))auto_any_60mo | 5.650% APR | 5.650% | 60 mo | Standard |
| New Recreationalpowersports_new | 5.950% APR | 5.950% | new | Standard |
| Auto Loan Rates (up to 48 months up to 60 months ($20k+))auto_any_48mo | 6.300% APR | 6.300% | 48 mo | Standard |
| Listed by year and term options (up to 36 months up to 48 months ($20k+))auto_any_36mo | 6.800% APR | 6.800% | 36 mo | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Improvementpersonal | 6.450% APR | 6.450% | — | Standard |
| Money Line / Line of Creditploc_variable | 11.300% APR | 11.300% | — | Standard |
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 13.300% APR | 13.300% | 60 mo | Standard |
| Unsecured Personal Loanpersonal_unsecured | 13.300% APR | 13.300% | — | Standard |
Other rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Listed by year and term options (up to 48 months up to 60 months up to 72 months ($20k+) up to 84 months ($40k+))other | 4.600% % | 4.600% | — | Standard |
| Listed by year and term options (up to 60 months up to 72 months ($20k+))other | 5.650% % | 5.650% | — | Standard |
| Loans under $40,000 (NEW)other | 5.950% % | 5.950% | — | Standard |
| Listed by year and term options (up to 48 months up to 60 months ($20k+))other | 6.300% % | 6.300% | — | Standard |
| Loans under $40,000 (Used)other | 6.400% % | 6.400% | — | Standard |
| Home improvements are a great way to potentially increase its value! (61-84 months)other | 6.950% % | 6.950% | — | Standard |
| Home improvements are a great way to potentially increase its value! (85-120 months)other | 7.450% % | 7.450% | — | Standard |
| Home improvements are a great way to potentially increase its value! (121-144 months)other | 8.450% % | 8.450% | — | Standard |
Vehicle loans available from 4.6% APR. Personal loan rates from 6.45% APR.
Source: RateAPI.dev, verified from Federal Employees Credit Union's official website
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About Federal Employees Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 351
- Assets
- $2.9M
- Founded
- 1932
- Locations reported
- 1
- NCUA charter
- 67414
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Electronic statements
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Federal Employees Credit Union
Membership eligibility from Federal Employees Credit Union's own published criteria. How we verify this.
Membership via employers (Red River Army Depot)
- EmployerRed River Army Depot
Verified from Federal Employees Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Federal Employees Credit Union?
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Frequently Asked Questions
What rates does Federal Employees Credit Union offer?
Federal Employees Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Federal Employees Credit Union rates updated?
RateAPI verifies Federal Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Federal Employees Credit Union's rate data?
Rate data is collected directly from Federal Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Federal Employees Credit Union's auto & powersports loan rates?
As of August 4, 2026, Federal Employees Credit Union offers vehicle loans from 4.6% APR.
What is Federal Employees Credit Union's personal loan rate?
As of August 4, 2026, Federal Employees Credit Union offers personal loans from 6.45% APR.
Related Rate Data
Compare Federal Employees Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Federal Employees Credit Union rates
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# Get rates for Federal Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/federal-employees" \
-H "Authorization: Bearer YOUR_API_KEY"