Membersource Credit Union

Houston, Texas
Last verified: August 3, 2026
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Verified rate book

Current Membersource Credit Union rates

60 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

11 offers
Membersource Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
New & Used - Automobilesauto_any_36mo3.730% APR3.730%36 mo · anyStandard
New & Used Automobilesauto_any3.730% APR3.730%anyStandard
New & Used - Automobilesauto_any_48mo3.800% APR3.800%48 mo · anyStandard
New & Used - Automobilesauto_any_60mo3.860% APR3.860%60 mo · anyStandard
New & Used - Automobilesauto_any_72mo3.920% APR3.920%72 mo · anyStandard
New & Used - Automobilesauto_any_84mo3.980% APR3.980%84 mo · anyStandard
Motorcycles/4-Wheelers/Jet Skis/Boats/Recreational Vehiclesmotorcycle_any_48mo5.730% APR5.730%48 moStandard
Motorcycles/4-Wheelers/Jet Skis/Boats/Recreational Vehiclesmotorcycle_any_60mo5.800% APR5.800%60 moStandard
Motorcycles/4-Wheelers/Jet Skis/Boats/Recreational Vehiclesmotorcycle_any_84mo5.860% APR5.860%84 moStandard
Motorcycles/4-Wheelers/Jet Skis/Boats/Recreational Vehiclesmotorcycle_any_120mo5.920% APR5.920%120 moStandard
Motorcycles/4-Wheelers/Jet Skis/Boats/Recreational Vehiclesmotorcycle_any_144mo5.980% APR5.980%144 moStandard

HELOC rates

3 offers
Membersource Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan (Fixed)heloc_fixed8.990% APR8.990%—Standard
Home Equity Loanheloc8.990% APR8.990%—Standard
Home Equity Loanheloc9.240% APR9.240%—Standard

Personal loan rates

9 offers
Membersource Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
24-Month Credit Builder Loanpersonal_secured_24mo6.000% APR6.000%24 moStandard
12-Month Credit Builder Loanpersonal_unsecured_12mo6.000% APR6.000%12 moStandard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo7.980% APR7.980%60 moStandard
Home Improvementpersonal_unsecured_60mo9.240% APR9.240%60 moStandard
Home Improvement Loanpersonal9.240% APR9.240%—Standard
Home Improvementpersonal_unsecured_120mo9.490% APR9.490%120 moStandard
Home Improvementpersonal_unsecured_180mo9.740% APR9.740%180 moStandard
Home Improvementpersonal_unsecured_240mo9.990% APR9.990%240 moStandard
Prime Plus Line-of-Creditpersonal10.750% APR10.750%—Standard

Credit card rates

1 offer
Membersource Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Visa Platinum Blackcredit_card_platinum12.500% APR12.500%—Standard

Savings & CD rates

36 offers
Membersource Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Money Marketmoney_market0.01% APY0.01%—Standard
Money Marketmoney_market0.05% APY0.05%—Standard
WILD Savingssavings0.10% APY0.10%—Standard
Regular Share Savingsshare_savings0.10% APY0.10%—Standard
Money Market Plusmoney_market0.15% APY0.15%—Standard
Christmas Clubsavings0.15% APY0.15%—Standard
IRAira0.15% APY0.15%—Standard
Money Market Plusmoney_market0.20% APY0.20%—Standard
Money Market Plusmoney_market0.25% APY0.25%—Standard
Roth Money Fund IRAira0.25% APY0.25%—Standard
Money Market Plusmoney_market0.30% APY0.30%—Standard
60-Month Certificateshare_certificate_60mo3.30% APY3.25%60 moStandard
60-Month Certificateshare_certificate_60mo3.35% APY3.30%60 moStandard
60-Month IRA Certificateira_cd_60mo3.40% APY3.35%60 moStandard
48-Month Certificateshare_certificate_48mo3.40% APY3.35%48 moStandard
48-Month Certificateshare_certificate_48mo3.45% APY3.40%48 moStandard
60-Month IRA Certificateira_cd_60mo3.45% APY3.40%60 moStandard
48-Month IRA Certificateira_cd_48mo3.50% APY3.45%48 moStandard
36-Month Certificateshare_certificate_36mo3.50% APY3.45%36 moStandard
24-Month Certificateshare_certificate_24mo3.55% APY3.49%24 moStandard
48-Month IRA Certificateira_cd_48mo3.55% APY3.49%48 moStandard
48-Month IRA Certificateira_cd_48mo3.60% APY3.55%48 moStandard
6-Month Certificateshare_certificate_6mo3.60% APY3.54%6 moStandard
36-Month IRA Certificateira_cd_36mo3.60% APY3.54%36 moStandard
6-Month Certificateshare_certificate_6mo3.65% APY3.59%6 moStandard
24-Month IRA Certificateira_cd_24mo3.65% APY3.59%24 moStandard
6-Month IRA Certificateira_cd_6mo3.70% APY3.64%6 moStandard
6-Month Certificateshare_certificate_6mo3.70% APY3.64%6 moStandard
6-Month IRA Certificateira_cd_6mo3.75% APY3.69%6 moStandard
12-Month Certificateshare_certificate_12mo3.75% APY3.69%12 moStandard
6-Month IRA Certificateira_cd_6mo3.80% APY3.74%6 moStandard
12-Month Certificateshare_certificate_12mo3.80% APY3.74%12 moStandard
12-Month IRA Certificateira_cd_12mo3.85% APY3.78%12 moStandard
12-Month Certificateshare_certificate_12mo3.85% APY3.78%12 moStandard
12-Month IRA Certificateira_cd_12mo3.90% APY3.83%12 moStandard
12-Month IRA Certificateira_cd_12mo3.95% APY3.88%12 moStandard

Vehicle loans available from 3.73% APR for 36 months. HELOC rates from 8.99% APR. Personal loan rates from 6% APR. Credit card rates from 12.5% APR. Savings and certificate yields up to 3.95% APY.

Source: RateAPI.dev, verified from Membersource Credit Union's official website

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About Membersource Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
14.9K
Assets
$205.4M
Founded
1958
Locations reported
5
NCUA charter
68440
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

ChevronSpecial Event Branch - Briarpark · Houston · TX · 77042-5301Branch in the same ZIPMembers ChoicePhillips66 · Houston · TX · 77042Branch in the same ZIPTexas Dow EmployeesTDECU-Houston · Houston · TX · 77042-3204Branch in the same ZIPTruityHouston Phillips 66 World HQ · Houston · TX · 77042Branch in the same ZIPU. S. EmployeesRichmond Office · Houston · TX · 77042Branch in the same ZIPPremier AmericaHouston Branch · Houston · TX · 77063-3215About 2.3 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Membersource Credit Union

Membership eligibility from Membersource Credit Union's own published criteria. How we verify this.

Membership via employers (MemberSource Select Employee Group)

  • LocationHarris, Montgomery, Fort Bend
  • EmployerMemberSource Select Employee Group

Verified from Membersource Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Membersource Credit Union?

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Frequently Asked Questions

What rates does Membersource Credit Union offer?

Membersource Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Membersource Credit Union rates updated?

RateAPI verifies Membersource Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Membersource Credit Union's rate data?

Rate data is collected directly from Membersource Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Membersource Credit Union's auto & motorcycle loan rates?

As of August 3, 2026, Membersource Credit Union offers vehicle loans from 3.73% APR.

What is Membersource Credit Union's HELOC rate?

As of August 3, 2026, Membersource Credit Union offers home equity lines of credit from 8.99% APR.

What is Membersource Credit Union's personal loan rate?

As of August 3, 2026, Membersource Credit Union offers personal loans from 6% APR.

What is Membersource Credit Union's best CD rate?

As of August 3, 2026, Membersource Credit Union offers savings and certificate (CD) yields up to 3.95% APY.

Related Rate Data

Compare Membersource Credit Union's rates against national credit-union benchmarks.

More Texas credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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Track Membersource Credit Union rates

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Access this data programmatically with our REST API

terminal
# Get rates for Membersource Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/membersource" \
  -H "Authorization: Bearer YOUR_API_KEY"
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