Members First Credit Union

Corpus Christi, Texas
Last verified: August 3, 2026
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Verified rate book

Current Members First Credit Union rates

65 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

30 offers
Members First Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Newer ( and Newer) Auto Loanauto_any_36mo4.490% APR4.490%36 moStandard
Auto Loanauto4.490% APR4.490%Standard
Older ( and Older) Auto Loanauto_used_36mo4.740% APR4.740%36 mo · usedStandard
Newer ( and Newer) Auto Loanauto_any_72mo4.990% APR4.990%72 moStandard
Older ( and Older) Auto Loanauto_used_60mo4.990% APR4.990%60 mo · usedStandard
Older ( and Older) Auto Loanauto_used_72mo5.240% APR5.240%72 mo · usedStandard
Newer ( and Newer) Auto Loanauto_any_84mo5.490% APR5.490%84 moStandard
Older ( and Older) Auto Loanauto_used_84mo5.740% APR5.740%84 mo · usedStandard
Newer ( and Newer) RV and Trailer Loanrv_any_84mo5.740% APR5.740%84 moStandard
Newer ( and Newer) Boat Loanboat_any_84mo5.740% APR5.740%84 moStandard
Newer ( and Newer) Auto Loanauto_any_96mo5.990% APR5.990%96 moStandard
Newer ( and Newer) RV and Trailer Loanrv_any_120mo6.240% APR6.240%120 moStandard
Older ( and Older) Boat Loanboat_used_84mo6.240% APR6.240%84 mo · usedStandard
Older ( and Older) RV and Trailer Loanrv_used_84mo6.240% APR6.240%84 mo · usedStandard
Newer ( and Newer) Boat Loanboat_any_120mo6.240% APR6.240%120 moStandard
Newer ( and Newer) Boat Loanboat_any_180mo6.740% APR6.740%180 moStandard
Older ( and Older) Boat Loanboat_used_120mo6.740% APR6.740%120 mo · usedStandard
Newer ( and Newer) RV and Trailer Loanrv_any_180mo6.740% APR6.740%180 moStandard
Older ( and Older) RV and Trailer Loanrv_used_120mo6.740% APR6.740%120 mo · usedStandard
Older ( and Older) Boat Loanboat_used_180mo7.240% APR7.240%180 mo · usedStandard
Older ( and Older) RV and Trailer Loanrv_used_180mo7.240% APR7.240%180 mo · usedStandard
Newer ( and Newer) Motorcycle and ATV Loanmotorcycle_any_36mo7.490% APR7.490%36 moStandard
Older ( and Older) Motorcycle and ATV Loanmotorcycle_used_36mo8.490% APR8.490%36 mo · usedStandard
Newer ( and Newer) Motorcycle and ATV Loanmotorcycle_any_48mo8.990% APR8.990%48 moStandard
Newer ( and Newer) Motorcycle and ATV Loanmotorcycle_any_60mo9.990% APR9.990%60 moStandard
Older ( and Older) Motorcycle and ATV Loanmotorcycle_used_48mo9.990% APR9.990%48 mo · usedStandard
Older ( and Older) Motorcycle and ATV Loanmotorcycle_used_60mo10.990% APR10.990%60 mo · usedStandard
Newer ( and Newer) Motorcycle and ATV Loanmotorcycle_any_72mo10.990% APR10.990%72 moStandard
Older ( and Older) Motorcycle and ATV Loanmotorcycle_used_72mo11.990% APR11.990%72 mo · usedStandard
First-Time Buyer Programauto14.240% APR14.240%Standard

HELOC rates

1 offer
Members First Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable6.240% APR6.240%Standard

Personal loan rates

4 offers
Members First Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
84-Month Certificate-Secured Loanpersonal_secured_84mo3.000% APR3.000%84 moStandard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo12.750% APR12.750%60 moStandard
Personal Line of Creditploc_variable13.250% APR13.250%Standard
Signature Rewardsother18.490% APR18.490%Standard

Student loan rates

1 offer
Members First Credit Union student loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Student Silverstudent13.000% APR13.000%Standard

Credit card rates

2 offers
Members First Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Platinum Credit Cardcredit_card_platinum13.000% APR13.000%Standard
Classiccredit_card15.750% APR15.750%Standard

Savings & CD rates

23 offers
Members First Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Savingssavings0.05% APY0.05%Standard
Money Marketmoney_market0.50% APY0.50%Standard
Rogue Climbers 10K+savings0.50% APY0.50%Standard
Nonprofit Business Money Marketmoney_market0.60% APY0.60%Standard
Money Market 10kmoney_market0.60% APY0.60%Standard
Money Market 25kmoney_market0.75% APY0.75%Standard
Money Market 50kmoney_market0.90% APY0.90%Standard
Money Market 150kmoney_market1.00% APY1.00%Standard
Money Market 100kmoney_market1.00% APY1.00%Standard
MyMoney Market™ Accountmoney_market1.50% APY1.50%Standard
MyMoney Marketmoney_market3.00% APY2.98%Standard
24-Month Certificatecd_24mo3.35% APY3.30%24 moStandard
Small Savers 12 Month Certificatecd_12mo3.35% APY3.30%12 moStandard
12-Month Certificatecd_12mo3.35% APY3.30%12 moStandard
30 Month Bump Rate Certificatecd_30mo3.35% APY3.30%30 moStandard
Bump Rate Certificatecd_30mo3.35% APY3.35%30 moStandard
6-Month Certificate ($500+)cd_6mo3.35% APY3.30%6 moStandard
36-Month Certificate ($500+)cd_36mo3.45% APY3.40%36 moStandard
60-Month Certificatecd_60mo3.45% APY3.40%60 moStandard
72-Month Certificatecd_72mo3.45% APY3.40%72 moStandard
48-Month Certificatecd_48mo3.45% APY3.40%48 moStandard
Ownership Accountsavings5.00% APY5.00%Standard
Ownershipsavings5.00% APY4.89%Standard

Other rates

4 offers
Members First Credit Union other rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Rogue Rangers 10K+other0.500% %0.500%Standard
Rogue Rangersother1.260% %1.250%Standard
Rogue Climbersother1.260% %1.250%Standard
Businessother13.000% %13.000%Standard

Vehicle loans available from 4.49% APR for 36 months. HELOC rates from 6.24% APR. Personal loan rates from 3% APR. Credit card rates from 13% APR. Savings and certificate yields up to 5.00% APY.

Source: RateAPI.dev, verified from Members First Credit Union's official website

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About Members First Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
12.7K
Assets
$190.7M
Founded
1938
Locations reported
5
NCUA charter
67658
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Members First Credit Union

Membership eligibility from Members First Credit Union's own published criteria. How we verify this.

Community charter: live/work in Benton, Clackamas, Clatsop +44 more

  • LocationBenton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Gilliam, Harney, Hood River, Jackson, Josephine, Jefferson, Klamath, Lake, Lane, Lincoln, Linn, Malheur, Marion, Multnomah, Polk, Sherman, Tillamook, Wasco, Washington, Wheeler, Yamhill, Ada, Boise, Canyon, Gem, Owyhee, Payette, Butte, Del Norte, Glenn, Humboldt, Lassen, Modoc, Plumas, Shasta, Siskiyou, Tehama, Trinity

Verified from Members First Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Members First Credit Union?

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Frequently Asked Questions

What rates does Members First Credit Union offer?

Members First Credit Union currently offers vehicle loan, HELOC, personal loan, student loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Members First Credit Union rates updated?

RateAPI verifies Members First Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Members First Credit Union's rate data?

Rate data is collected directly from Members First Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Members First Credit Union's auto, rv, boat & motorcycle loan rates?

As of August 3, 2026, Members First Credit Union offers vehicle loans from 4.49% APR.

What is Members First Credit Union's HELOC rate?

As of August 3, 2026, Members First Credit Union offers home equity lines of credit from 6.24% APR.

What is Members First Credit Union's personal loan rate?

As of August 3, 2026, Members First Credit Union offers personal loans from 3% APR.

What is Members First Credit Union's best CD rate?

As of August 3, 2026, Members First Credit Union offers savings and certificate (CD) yields up to 5.00% APY.

Related Rate Data

Compare Members First Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Members First Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/members-first" \
  -H "Authorization: Bearer YOUR_API_KEY"