Members Credit Union
Verified rate book
Current Members Credit Union rates
26 published offers verified as of August 3, 2026.
Auto & vehicle rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 24-Month Auto Loanauto_any_24mo | 4.740% APR | 4.740% | 24 mo | Standard |
| 36-Month Auto Loanauto_any_36mo | 4.990% APR | 4.990% | 36 mo | Standard |
| Auto Loan, Refinanceauto | 4.990% APR | 4.990% | — | Standard |
| 72-Month Auto Loanauto_any_72mo | 5.240% APR | 5.240% | 72 mo | Standard |
| 78-Month Auto Loanauto_any_78mo | 5.490% APR | 5.490% | 78 mo | Standard |
| Boats, RVs, Travel Trailerboat_any_24mo | 5.740% APR | 5.740% | 24 mo | Standard |
| Boats, RVs, Travel Trailerboat_any_36mo | 5.990% APR | 5.990% | 36 mo | Standard |
| Boats, RVs, Travel Trailerboat_any_48mo | 6.240% APR | 6.240% | 48 mo | Standard |
| Boats, RVs, Travel Trailerboat_any_72mo | 6.490% APR | 6.490% | 72 mo | Standard |
| Boats, RVs, Travel Trailerboat_any_78mo | 6.740% APR | 6.740% | 78 mo | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Signature Loanpersonal_unsecured_36mo | 7.990% APR | 7.990% | 36 mo | Standard |
| 48-Month Signature Loanpersonal_unsecured_48mo | 8.990% APR | 8.990% | 48 mo | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Gold MasterCard®credit_card | 9.900% APR | 9.900% | — | Standard |
| Classic MasterCard®credit_card | 13.250% APR | 13.250% | — | Standard |
Savings & CD rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Christmas Clubsavings | 0.50% APY | 0.50% | — | Standard |
| IRA/Roth/Education Savingsira | 0.50% APY | 0.50% | — | Standard |
| Savingssavings | 0.75% APY | 0.75% | — | Standard |
| Dollar Dog Kids Clubsavings | 0.75% APY | 0.75% | — | Standard |
| Savingssavings | 0.75% APY | 0.75% | — | Standard |
| Money Marketmoney_market | 1.00% APY | 1.00% | — | Standard |
| 6-Month Certificatecd_6mo | 3.30% APY | 3.25% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 3.55% APY | 3.50% | 12 mo | Standard |
| 18-Month Certificatecd_18mo | 3.66% APY | 3.60% | 18 mo | Standard |
| 36-Month Certificatecd_36mo | 3.81% APY | 3.75% | 36 mo | Standard |
| 24-Month Certificatecd_24mo | 3.81% APY | 3.75% | 24 mo | Standard |
| 60-Month Certificatecd_60mo | 3.81% APY | 3.75% | 60 mo | Standard |
Vehicle loans available from 4.74% APR for 24 months. Personal loan rates from 7.99% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 3.81% APY.
Source: RateAPI.dev, verified from Members Credit Union's official website
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About Members Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 8.7K
- Assets
- $117.4M
- Founded
- 1954
- Locations reported
- 3
- NCUA charter
- 67649
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Members Credit Union
Membership eligibility from Members Credit Union's own published criteria. How we verify this.
Community charter: live/work in Hood, Johnson
- LocationHood, Johnson
Cost to join: About $30.
Verified from Members Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Members Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Members Credit Union ranks against Texas peers.
Frequently Asked Questions
What rates does Members Credit Union offer?
Members Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Members Credit Union rates updated?
RateAPI verifies Members Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Members Credit Union's rate data?
Rate data is collected directly from Members Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Members Credit Union's auto & boat loan rates?
As of August 3, 2026, Members Credit Union offers vehicle loans from 4.74% APR.
What is Members Credit Union's personal loan rate?
As of August 3, 2026, Members Credit Union offers personal loans from 7.99% APR.
What is Members Credit Union's best CD rate?
As of August 3, 2026, Members Credit Union offers savings and certificate (CD) yields up to 3.81% APY.
Related Rate Data
Compare Members Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Members Credit Union rates
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# Get rates for Members Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/members" \
-H "Authorization: Bearer YOUR_API_KEY"