Gulf Shore Credit Union

Texas City, Texas
Last verified: August 4, 2026
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Verified rate book

Current Gulf Shore Credit Union rates

18 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

11 offers
Gulf Shore Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Autos 2026-2022: 0-24 months 25-36 months 37-48 months 49-63 monthsauto_any_24mo4.490% APR4.490%24 moStandard
Autos 2026-2022: 0-72 monthsauto_any_72mo4.490% APR4.490%72 moStandard
New Autos: 73-84 monthsauto_new_84mo6.240% APR6.240%84 mo · newStandard
Used Motorcycle: 0-48 monthsmotorcycle_used_48mo8.000% APR8.000%48 mo · usedStandard
New Motorcycle: 0-60 monthsmotorcycle_new_60mo8.000% APR8.000%60 mo · newStandard
New Travel Trailer: 0-84 monthsrv_new_84mo8.250% APR8.250%84 mo · newStandard
New Motorhome: 0-96 monthsrv_new_96mo8.250% APR8.250%96 mo · newStandard
New Boat Rig: 0-72 monthsboat_new_72mo8.250% APR8.250%72 mo · newStandard
Used Boat Rig: 0-48 monthsboat_used_48mo8.250% APR8.250%48 mo · usedStandard
Used Motorhome: 0-60 monthsrv_used_60mo9.000% APR9.000%60 mo · usedStandard
Used Travel Trailer: 0-60 monthsrv_used_60mo9.250% APR9.250%60 mo · usedStandard

Personal loan rates

2 offers
Gulf Shore Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Personal Loans: 0-48 monthspersonal_unsecured_48mo9.900% APR9.900%48 moStandard
Household Goods: 0-36 monthspersonal_unsecured_36mo11.150% APR11.150%36 moStandard

Savings & CD rates

3 offers
Gulf Shore Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
24-Month Certificatecd_24mo3.25% APY3.20%24 moStandard
36-Month Certificatecd_36mo3.25% APY3.20%36 moStandard
12-Month Certificatecd_12mo4.08% APY4.00%12 moStandard

Equipment loan rates

2 offers
Gulf Shore Credit Union equipment loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Tractor: 0-60 monthsequipment_new_60mo8.750% APR8.750%Standard
Used Tractor: 0-36 monthsequipment_used_36mo9.250% APR9.250%Standard

Vehicle loans available from 4.49% APR for 24 months. Personal loan rates from 9.9% APR. Savings and certificate yields up to 4.08% APY. Equipment loans from 8.75% APR.

Source: RateAPI.dev, verified from Gulf Shore Credit Union's official website

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About Gulf Shore Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
3.1K
Assets
$28.7M
Founded
1937
Locations reported
2
NCUA charter
2442
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Gulf Shore Credit Union

Membership eligibility from Gulf Shore Credit Union's own published criteria. How we verify this.

Membership criteria are published on Gulf Shore Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Gulf Shore Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Gulf Shore Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Gulf Shore Credit Union ranks against Texas peers.

Frequently Asked Questions

What rates does Gulf Shore Credit Union offer?

Gulf Shore Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Gulf Shore Credit Union rates updated?

RateAPI verifies Gulf Shore Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Gulf Shore Credit Union's rate data?

Rate data is collected directly from Gulf Shore Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Gulf Shore Credit Union's auto, rv, boat & motorcycle loan rates?

As of August 4, 2026, Gulf Shore Credit Union offers vehicle loans from 4.49% APR.

What is Gulf Shore Credit Union's personal loan rate?

As of August 4, 2026, Gulf Shore Credit Union offers personal loans from 9.9% APR.

What is Gulf Shore Credit Union's best CD rate?

As of August 4, 2026, Gulf Shore Credit Union offers savings and certificate (CD) yields up to 4.08% APY.

Related Rate Data

Compare Gulf Shore Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Gulf Shore Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Gulf Shore Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/gulf-shore" \
  -H "Authorization: Bearer YOUR_API_KEY"