Coastal Community Credit Union

Galveston, Texas
Last verified: August 4, 2026
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Verified rate book

Current Coastal Community Credit Union rates

61 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

10 offers
Coastal Community Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Vehicle Loans (0-36 Months)auto_any_36mo3.920% APR3.920%36 moStandard
Vehicle Loans (37-48 Months)auto_any_48mo4.220% APR4.220%48 moStandard
Vehicle Loans (49-60 Months)auto_any_60mo4.920% APR4.920%60 moStandard
Motorcycle Loans (0-36 Months)motorcycle_any_36mo6.270% APR6.270%36 moStandard
Motorcycle Loans (37-48 Months)motorcycle_any_48mo6.420% APR6.420%48 moStandard
Vehicle Loans (61-75 Months)auto_any_75mo6.420% APR6.420%75 moStandard
Motorcycle Loans (49-60 Months)motorcycle_any_60mo6.670% APR6.670%60 moStandard
New and Used Boat Loans (0-84 Months)boat_any_84mo6.670% APR6.670%84 mo · anyStandard
New and Used Camper/RV Loans (0-180 Months)rv_any_180mo6.670% APR6.670%180 mo · anyStandard
Vehicle Loans (76-84 Months)auto_any_84mo6.670% APR6.670%84 moStandard

HELOC rates

5 offers
Coastal Community Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
5-Year Home Equity Loanheloc6.500% APR6.500%Standard
10-Year Home Equity Loanheloc6.750% APR6.750%Standard
15-Year Home Equity Loanheloc7.000% APR7.000%Standard
20-Year Home Equity Loanheloc7.500% APR7.500%Standard
30-Year Home Equity Loanheloc7.750% APR7.750%Standard

Personal loan rates

8 offers
Coastal Community Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share Secured Loans (Certificate Rate)personal_secured3.000% APR3.000%Standard
Share Secured Loans (0-36 Months)personal_secured_36mo3.750% APR3.750%36 moStandard
Share Secured Loans (37-72 Months)personal_secured_72mo5.750% APR5.750%72 moStandard
Signature Loanpersonal_unsecured8.800% APR8.800%Standard
Signature Loanpersonal_unsecured10.080% APR10.080%Standard
Signature Loanpersonal_unsecured12.080% APR12.080%Standard
Signature Loanpersonal_unsecured14.080% APR14.080%Standard
Signature Loanpersonal_unsecured16.180% APR16.180%Standard

Credit card rates

4 offers
Coastal Community Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Certificate Secured Visacredit_card_secured6.500% APR6.500%Standard
Feel Freecredit_card8.900% APR8.900%Standard
Platinum Pluscredit_card_platinum11.900% APR11.900%Standard
Platinum Credit Cardcredit_card_platinum13.900% APR13.900%Standard

Savings & CD rates

32 offers
Coastal Community Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
3-Month Savingssavings0.08% APY0.08%3 moStandard
Regular Savingssavings0.08% APY0.08%Standard
Savings (Regular Checking)savings0.08% APY0.08%Standard
Regular Sharessavings0.16% APY0.16%Standard
Savings (Regular Shares)savings0.16% APY0.16%Standard
Savings (High-Tide Checking (Money Market))money_market0.59% APY0.59%Standard
High-Tide Checking (Money Market)money_market0.59% APY0.59%Standard
High-Tide Checking (Money Market)money_market1.19% APY1.19%Standard
High-Tide Checking (Money Market)money_market1.55% APY1.55%Standard
24-Month Certificateshare_certificate_24mo3.10% APY3.10%24 moStandard
24-Month Certificateshare_certificate_24mo3.10% APY3.10%24 moStandard
36-Month Certificateshare_certificate_36mo3.11% APY3.11%36 moStandard
36-Month Certificateshare_certificate_36mo3.11% APY3.11%36 moStandard
Savings (IRA Fixed Certificates)ira_cd_24mo3.19% APY3.19%24 moStandard
IRA Fixed Certificateira_cd_24mo3.19% APY3.19%24 moStandard
Savings (IRA Fixed Certificates)ira_cd_36mo3.20% APY3.20%36 moStandard
Certificates (Jumbo Certificates)cd_48mo3.20% APY3.20%48 moStandard
IRA Fixed Certificateira_cd_36mo3.20% APY3.20%36 moStandard
Certificates (Jumbo Certificates)cd_24mo3.21% APY3.21%24 moStandard
Certificates (Jumbo Certificates)cd_36mo3.22% APY3.22%36 moStandard
60-Month Certificateshare_certificate_60mo3.28% APY3.28%60 moStandard
60-Month Certificateshare_certificate_60mo3.28% APY3.28%60 moStandard
IRA Fixed Certificateira_cd_60mo3.36% APY3.36%60 moStandard
Savings (IRA Fixed Certificates)ira_cd_60mo3.36% APY3.36%60 moStandard
Certificates (Jumbo Certificates)cd_60mo3.38% APY3.38%60 moStandard
12-Month Certificateshare_certificate_12mo3.56% APY3.56%12 moStandard
12-Month Certificateshare_certificate_12mo3.56% APY3.56%12 moStandard
6-Month Certificateshare_certificate_6mo3.58% APY3.58%6 moStandard
6-Month Certificateshare_certificate_6mo3.58% APY3.58%6 moStandard
Savings (IRA Fixed Certificates)ira_cd_12mo3.65% APY3.65%12 moStandard
IRA Fixed Certificateira_cd_12mo3.65% APY3.65%12 moStandard
Certificates (Jumbo Certificates)cd_12mo3.67% APY3.67%12 moStandard

Equipment loan rates

1 offer
Coastal Community Credit Union equipment loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New and Used Farm Equipment Loans (0-72 Months)equipment_72mo5.070% APR5.070%Standard

Other rates

1 offer
Coastal Community Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Solutions that work for you.other3.750% %3.750%Standard

Vehicle loans available from 3.92% APR for 36 months. HELOC rates from 6.5% APR. Personal loan rates from 3% APR. Credit card rates from 6.5% APR. Savings and certificate yields up to 3.67% APY. Equipment loans from 5.07% APR.

Source: RateAPI.dev, verified from Coastal Community Credit Union's official website

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About Coastal Community Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
11K
Assets
$96M
Founded
1957
Locations reported
4
NCUA charter
11927
Charter type
Federal credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Coastal Community Credit Union

Membership eligibility from Coastal Community Credit Union's own published criteria. How we verify this.

Community charter: live/work in Galveston

  • LocationGalveston

Cost to join: About $5.

Verified from Coastal Community Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Coastal Community Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Coastal Community Credit Union ranks against Texas peers.

Frequently Asked Questions

What rates does Coastal Community Credit Union offer?

Coastal Community Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Coastal Community Credit Union rates updated?

RateAPI verifies Coastal Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Coastal Community Credit Union's rate data?

Rate data is collected directly from Coastal Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Coastal Community Credit Union's auto, rv, boat & motorcycle loan rates?

As of August 4, 2026, Coastal Community Credit Union offers vehicle loans from 3.92% APR.

What is Coastal Community Credit Union's HELOC rate?

As of August 4, 2026, Coastal Community Credit Union offers home equity lines of credit from 6.5% APR.

What is Coastal Community Credit Union's personal loan rate?

As of August 4, 2026, Coastal Community Credit Union offers personal loans from 3% APR.

What is Coastal Community Credit Union's best CD rate?

As of August 4, 2026, Coastal Community Credit Union offers savings and certificate (CD) yields up to 3.67% APY.

Related Rate Data

Compare Coastal Community Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

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terminal
# Get rates for Coastal Community Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/coastal-community" \
  -H "Authorization: Bearer YOUR_API_KEY"