Educators Credit Union
Verified rate book
Current Educators Credit Union rates
16 published offers verified as of August 4, 2026.
Auto & vehicle rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 66-Month New Auto Loanauto_new_66mo | 4.990% APR | 4.990% | 66 mo · new | Standard |
| 66-Month Used Auto Loan (2020–2026)auto_used_66mo | 4.990% APR | 4.990% | 66 mo · used | Standard |
| New Automobile (exceeding $18,000)auto_new | 5.240% APR | 5.240% | new | Standard |
| Used Automobile 2020-2026 (less than 75K miles)auto_used | 5.240% APR | 5.240% | used | Standard |
| New Automobile (over $25,000)auto_new_84mo | 6.690% APR | 6.690% | 84 mo · new | Standard |
| Used Automobile 2020-2026 (over $25,000, less than 40K miles, non-current year)auto_used_84mo | 6.690% APR | 6.690% | 84 mo · used | Standard |
| 48-Month Used Auto Loan (2016–2019)auto_used_48mo | 7.190% APR | 7.190% | 48 mo · used | Standard |
| New or Used 2019-2025auto_any_63mo | 7.200% APR | 7.200% | 63 mo · any | Standard |
| New or Used 2019-2025 (exceeding $18,000) Boat or RV Onlyboat_any | 8.200% APR | 8.200% | any | Standard |
| 48-Month Used Auto Loan (2018 and Older)auto_used_48mo | 9.950% APR | 9.950% | 48 mo · used | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 63-Month Signature Loanpersonal_unsecured_63mo | 11.940% APR | 11.940% | 63 mo | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum MasterCard(reg)credit_card_platinum | 9.750% APR | 9.750% | — | Standard |
Savings & CD rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Regular Certificate of Deposit (CD)cd | 2.02% APY | 2.00% | — | Standard |
| Regular Certificate of Deposit (CD)cd_12mo | 2.27% APY | 2.25% | 12 mo | Standard |
| Regular Certificate of Deposit (CD)cd_24mo | 2.53% APY | 2.50% | 24 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| With balance of $2,500 and upother | 1.100% % | 1.100% | — | Standard |
Vehicle loans available from 4.99% APR for 66 months. Personal loan rates from 11.94% APR. Credit card rates from 9.75% APR. Savings and certificate yields up to 2.53% APY.
Source: RateAPI.dev, verified from Educators Credit Union's official website
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About Educators Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 27.5K
- Assets
- $604M
- Founded
- 1938
- Locations reported
- 8
- NCUA charter
- 67611
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Educators Credit Union
Membership eligibility from Educators Credit Union's own published criteria. How we verify this.
Community charter: live/work in McLennan, Bell, Bosque +6 more
- LocationMcLennan, Bell, Bosque, Hill, Falls, Coryell, Hamilton, Lampasas, Limestone
Verified from Educators Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Educators Credit Union?
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Frequently Asked Questions
What rates does Educators Credit Union offer?
Educators Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Educators Credit Union rates updated?
RateAPI verifies Educators Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Educators Credit Union's rate data?
Rate data is collected directly from Educators Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Educators Credit Union's auto & boat loan rates?
As of August 4, 2026, Educators Credit Union offers vehicle loans from 4.99% APR.
What is Educators Credit Union's personal loan rate?
As of August 4, 2026, Educators Credit Union offers personal loans from 11.94% APR.
What is Educators Credit Union's best CD rate?
As of August 4, 2026, Educators Credit Union offers savings and certificate (CD) yields up to 2.53% APY.
Related Rate Data
Compare Educators Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Educators Credit Union rates
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# Get rates for Educators Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/educators" \
-H "Authorization: Bearer YOUR_API_KEY"