Cosden Credit Union
Verified rate book
Current Cosden Credit Union rates
13 published offers verified as of August 4, 2026.
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Motorcycles, Travel Trailers, and Boat Loanmotorcycle_any_36mo | 4.500% APR | 4.500% | 36 mo | Standard |
| New & Used Car Loanauto_any | 4.500% APR | 4.500% | any | Standard |
| Auto Loanauto | 4.990% APR | 4.990% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Signature Loanpersonal_unsecured | 8.000% APR | 8.000% | — | Standard |
Savings & CD rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Regular Share Accountshare_savings | 0.35% APY | 0.35% | — | Standard |
| Club Accountsavings | 0.35% APY | 0.35% | — | Specialty offer |
| Money Marketmoney_market | 0.65% APY | 0.65% | — | Standard |
| Business Checking Accountsavings | 0.75% APY | 0.75% | — | Standard |
| Kasasa Saversavings | 2.00% APY | 2.00% | — | Standard |
| All IRA Accountira | 2.40% APY | 2.40% | — | Standard |
| Kasasa Cash Back Checkingsavings | 6.00% APY | 6.00% | — | Standard |
| Kasasa Cash Checkingsavings | 6.00% APY | 6.00% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| PAL Loanother | 18.000% % | 18.000% | — | Standard |
Vehicle loans available from 4.5% APR for 36 months. Personal loan rates from 8% APR. Savings and certificate yields up to 6.00% APY.
Source: RateAPI.dev, verified from Cosden Credit Union's official website
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About Cosden Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 4.3K
- Assets
- $63.8M
- Founded
- 1936
- Locations reported
- 1
- NCUA charter
- 1750
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Bilingual services
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Cosden Credit Union
Membership eligibility from Cosden Credit Union's own published criteria. How we verify this.
Membership criteria are published on Cosden Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationHoward — TX
Verified from Cosden Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Cosden Credit Union?
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Frequently Asked Questions
What rates does Cosden Credit Union offer?
Cosden Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Cosden Credit Union rates updated?
RateAPI verifies Cosden Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Cosden Credit Union's rate data?
Rate data is collected directly from Cosden Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Cosden Credit Union's auto & motorcycle loan rates?
As of August 4, 2026, Cosden Credit Union offers vehicle loans from 4.5% APR.
What is Cosden Credit Union's personal loan rate?
As of August 4, 2026, Cosden Credit Union offers personal loans from 8% APR.
What is Cosden Credit Union's best CD rate?
As of August 4, 2026, Cosden Credit Union offers savings and certificate (CD) yields up to 6.00% APY.
Related Rate Data
Compare Cosden Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Cosden Credit Union rates
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# Get rates for Cosden Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/cosden" \
-H "Authorization: Bearer YOUR_API_KEY"