1st University Credit Union
Verified rate book
Current 1st University Credit Union rates
34 published offers verified as of August 4, 2026.
Mortgage rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 7/1 ARM7 1 arm | 6.055% APR | 5.750% | — | Standard |
| Renter vs Homeowner Comparison Chartother | 5.000% APR | 5.000% | — | Standard |
| Rent provides no return. All payments go to a landlord, not toward ownership.other | 5.000% APR | 5.000% | — | Standard |
Auto & vehicle rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.900% APR | 4.900% | — | Standard |
| 0.50% below the rate you qualify for (Used Auto Models up to 5 Years Old; $15,000.00 or More)auto_used_36mo | 4.900% APR | 4.900% | 36 mo · used | Standard |
| 0.50% below the rate you qualify for (Used Auto Models up to 5 Years Old; $14,999.99 or Less)auto_used_36mo | 4.900% APR | 4.900% | 36 mo · used | Standard |
| 0.50% below the rate you qualify for (New Auto)auto_new_48mo | 4.900% APR | 4.900% | 48 mo · new | Standard |
| 0.50% below the rate you qualify for (Used Auto Models older than 5 years)auto_used_48mo | 6.500% APR | 6.500% | 48 mo · used | Standard |
| 48-Month Motorcycle Loanmotorcycle_any_48mo | 9.250% APR | 9.250% | 48 mo | Standard |
| 60-Month Motorcycle Loanmotorcycle_any_60mo | 9.750% APR | 9.750% | 60 mo | Standard |
Personal loan rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Share-Secured Loanpersonal_secured_36mo | 3.500% APR | 3.500% | 36 mo | Standard |
| Personal Loanpersonal_unsecured_12mo | 6.250% APR | 6.250% | 12 mo | Standard |
| Personal Loan Rates (1-24 months)personal_unsecured_24mo | 9.250% APR | 9.250% | 24 mo | Standard |
| Personal Loan Rates (37-60 months)personal_unsecured_60mo | 10.250% APR | 10.250% | 60 mo | Standard |
| Personal Loan Rates (25-36 months)personal_unsecured_36mo | 10.250% APR | 10.250% | 36 mo | Standard |
Savings & CD rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Savingssavings | 0.03% APY | 0.03% | — | Standard |
| Money Marketmoney_market | 0.10% APY | 0.10% | — | Standard |
| 36-Month Certificatecd_36mo | 2.00% APY | 2.00% | 36 mo | Standard |
| Certificate of Deposit² ($1,000)cd_24mo | 2.00% APY | 2.00% | 24 mo | Standard |
| 48-Month Certificatecd_48mo | 2.00% APY | 2.00% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 2.00% APY | 2.00% | 60 mo | Standard |
| 48-Month Certificatecd_48mo | 2.02% APY | 2.00% | 48 mo | Standard |
| 24-Month Certificatecd_24mo | 2.02% APY | 2.00% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 2.02% APY | 2.00% | 36 mo | Standard |
| 60-Month Certificatecd_60mo | 2.02% APY | 2.00% | 60 mo | Standard |
| 6-Month Certificatecd_6mo | 2.25% APY | 2.25% | 6 mo | Standard |
| 6-Month Certificatecd_6mo | 2.25% APY | 2.25% | 6 mo | Standard |
| 6-Month Certificatecd_6mo | 2.27% APY | 2.25% | 6 mo | Standard |
Other rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 0.50% Below The Rate You Qualify For (48 Months)other | 4.900% % | 4.900% | — | Standard |
| 0.50% Below The Rate You Qualify For (36 Months)other | 4.900% % | 4.900% | — | Standard |
| 0.50% Below The Rate You Qualify For (--)other | 4.900% % | 4.900% | — | Standard |
| 0.50% Below The Rate You Qualify For (60 Months)other | 4.900% % | 4.900% | — | Standard |
| 0.50% Below The Rate You Qualify For (72 Months¹)other | 5.000% % | 5.000% | — | Standard |
| 0.50% Below The Rate You Qualify For (84 Months¹)other | 5.850% % | 5.850% | — | Standard |
As of August 4, 2026, 1st University Credit Union offers a 7 1 arm mortgage at 6.055% APR. Vehicle loans available from 4.9% APR. Personal loan rates from 3.5% APR. Savings and certificate yields up to 2.27% APY.
Source: RateAPI.dev, verified from 1st University Credit Union's official website
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About 1st University Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.9K
- Assets
- $17.8M
- Founded
- 1956
- Locations reported
- 3
- NCUA charter
- 67483
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join 1st University Credit Union
Membership eligibility from 1st University Credit Union's own published criteria. How we verify this.
Community charter: live/work in McLennan, Erath, Bosque
- LocationMcLennan, Erath, Bosque
Verified from 1st University Credit Union's membership page. Final membership determination is always made by the credit union.
Work at 1st University Credit Union?
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Frequently Asked Questions
What rates does 1st University Credit Union offer?
1st University Credit Union currently offers mortgage, vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are 1st University Credit Union rates updated?
RateAPI verifies 1st University Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get 1st University Credit Union's rate data?
Rate data is collected directly from 1st University Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is 1st University Credit Union's mortgage rate?
As of August 4, 2026, 1st University Credit Union offers a 7 1 arm mortgage at 6.055% APR.
What are 1st University Credit Union's auto & motorcycle loan rates?
As of August 4, 2026, 1st University Credit Union offers vehicle loans from 4.9% APR.
What is 1st University Credit Union's personal loan rate?
As of August 4, 2026, 1st University Credit Union offers personal loans from 3.5% APR.
What is 1st University Credit Union's best CD rate?
As of August 4, 2026, 1st University Credit Union offers savings and certificate (CD) yields up to 2.27% APY.
Related Rate Data
Compare 1st University Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for 1st University Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/1st-university" \
-H "Authorization: Bearer YOUR_API_KEY"