Southern Credit Union
Verified rate book
Current Southern Credit Union rates
3 published offers verified as of August 3, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 4.990% APR | 4.990% | new | Standard |
| New RV Loanrv_new | 6.750% APR | 6.750% | new | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Signature Loanpersonal_unsecured | 8.750% APR | 8.750% | — | Standard |
Vehicle loans available from 4.99% APR. Personal loan rates from 8.75% APR.
Source: RateAPI.dev, verified from Southern Credit Union's official website
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About Southern Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.6K
- Assets
- $18.2M
- Founded
- 1943
- Locations reported
- 1
- NCUA charter
- 66980
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile payments
- Financial counseling
- Financial education
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Southern Credit Union
Membership eligibility from Southern Credit Union's own published criteria. How we verify this.
Membership criteria are published on Southern Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Southern Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Southern Credit Union?
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Frequently Asked Questions
What rates does Southern Credit Union offer?
Southern Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Southern Credit Union rates updated?
RateAPI verifies Southern Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Southern Credit Union's rate data?
Rate data is collected directly from Southern Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Southern Credit Union's auto & rv loan rates?
As of August 3, 2026, Southern Credit Union offers vehicle loans from 4.99% APR.
What is Southern Credit Union's personal loan rate?
As of August 3, 2026, Southern Credit Union offers personal loans from 8.75% APR.
Related Rate Data
Compare Southern Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Southern Credit Union rates
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# Get rates for Southern Credit Union
curl "https://api.rateapi.dev/credit-unions/tennessee/southern" \
-H "Authorization: Bearer YOUR_API_KEY"