Koin Credit Union

Brentwood, Tennessee
Last verified: August 4, 2026
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Verified rate book

Current Koin Credit Union rates

47 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

24 offers
Koin Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Up to 24-Month Auto Loanauto_any_24mo4.250% APR4.250%24 moStandard
24-Month New Auto Loanauto_new_24mo4.250% APR4.250%24 mo · newStandard
24-Month Auto Loanauto_any_24mo4.490% APR4.490%24 moStandard
48-Month Auto Loanauto_any_48mo4.990% APR4.990%48 moStandard
60-Month Auto Loanauto_any_60mo4.990% APR4.990%60 moStandard
36-Month New Auto Loanauto_new_36mo4.990% APR4.990%36 mo · newStandard
36-Month Auto Loanauto_any_36mo4.990% APR4.990%36 moStandard
72-Month Auto Loanauto_any_72mo5.490% APR5.490%72 moStandard
72-Month New Auto Loanauto_new_72mo5.490% APR5.490%72 mo · newStandard
Vehicle Loans (>$25,0000 for 84 months Used Auto**)auto_used_84mo5.750% APR5.750%84 mo · usedStandard
84-Month New Auto Loanauto_new_84mo5.750% APR5.750%84 mo · newStandard
Vehicle Loans (>$25,0000 for 84 months Classic / Older Used Auto**)auto_used_84mo6.750% APR6.750%84 mo · usedStandard
Up to 48-Month Auto Loanauto_any_48mo7.990% APR7.990%48 moStandard
Up to 36-Month Auto Loanauto_any_36mo7.990% APR7.990%36 moStandard
New Motorcycle / ATV / Watercraftmotorcycle_new_48mo7.990% APR7.990%48 mo · newStandard
Vehicle Loans (5 to 7 years)auto_any_84mo8.990% APR8.990%84 moStandard
New Motorcycle / ATV / Watercraftmotorcycle_new_84mo8.990% APR8.990%84 mo · newStandard
Used Motorcycle / ATV / Watercraftmotorcycle_used_36mo8.990% APR8.990%36 mo · usedStandard
Up to 36-Month Auto Loanauto_any_36mo8.990% APR8.990%36 moStandard
Used Motorcycle / ATV / Watercraftmotorcycle_used_72mo9.990% APR9.990%72 mo · usedStandard
Vehicle Loans (4 to 6 years)auto_any_72mo9.990% APR9.990%72 moStandard
New / Used RVrv_any_84mo10.000% APR10.000%84 mo · anyStandard
Up to 84-Month Auto Loanauto_any_84mo10.000% APR10.000%84 moStandard
Vehicle Loans (8 to 10 years)auto_any_120mo12.000% APR12.000%120 moStandard

HELOC rates

1 offer
Koin Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan (Fixed)heloc_fixed6.500% APR6.500%—Standard

Personal loan rates

2 offers
Koin Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Signature Line of Credit (LOC)ploc_variable12.900% APR12.900%60 moStandard
Consolidationpersonal_unsecured_60mo12.900% APR12.900%60 moStandard

Credit card rates

1 offer
Koin Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Classic Cardcredit_card18.000% APR18.000%—Standard

Savings & CD rates

15 offers
Koin Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Regular Share Savingsshare_savings0.02% APY0.02%—Standard
Under $10,000savings0.02% APY0.02%—Standard
Money Marketmoney_market0.02% APY0.02%—Standard
$10,000 - $49,999.99savings0.10% APY0.10%—Standard
IRAira0.10% APY0.10%—Standard
$50,000 - $99,999.99savings0.15% APY0.15%—Standard
$100,000 - $199,999.99savings0.20% APY0.20%—Standard
$200,000 And Oversavings0.25% APY0.25%—Standard
6-Month Certificatecd_6mo2.42% APY2.40%6 moStandard
18-Month Certificatecd_18mo2.52% APY2.50%18 moStandard
12-Month Certificatecd_12mo2.52% APY2.50%12 moStandard
24-Month Certificatecd_24mo2.57% APY2.55%24 moStandard
36-Month Certificatecd_36mo2.63% APY2.60%36 moStandard
60-Month Certificatecd_60mo2.68% APY2.65%60 moStandard
48-Month Certificatecd_48mo2.68% APY2.65%48 moStandard

Equipment loan rates

1 offer
Koin Credit Union equipment loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Farm / Garden Equipmentequipment_84mo10.750% APR10.750%—Standard

Other rates

3 offers
Koin Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Real Estate Loans (Up to 5 years)other6.500% %6.500%—Standard
Tech Gearother8.000% %8.000%—Standard
Secured Cardother18.000% %18.000%—Standard

Vehicle loans available from 4.25% APR for 24 months. HELOC rates from 6.5% APR. Personal loan rates from 12.9% APR. Credit card rates from 18% APR. Savings and certificate yields up to 2.68% APY. Equipment loans from 10.75% APR.

Source: RateAPI.dev, verified from Koin Credit Union's official website

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About Koin Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
2.1K
Assets
$36M
Founded
1954
Locations reported
2
NCUA charter
68172
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

AscendBrentwood · Brentwood · TN · 37027Branch in the same ZIPP.i.a.s.PIAS CREDIT UNION · Brentwood · TN · 37027-5072Branch in the same ZIPSoutheast FinancialBrentwood · Brentwood · TN · 37027Branch in the same ZIPDixie LineDixie Line Credit Union · Nashville · TN · 37211About 5.8 miles awayLibertyFranklin TN -Liberty Pike · Franklin · TN · 37067-5692About 6.1 miles awayTenCOOL SPRING BRANCH · Franklin · TN · 37067About 6.1 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Koin Credit Union

Membership eligibility from Koin Credit Union's own published criteria. How we verify this.

Membership via the trusted partner organizations

  • Associationtrusted partner organizations

Verified from Koin Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Koin Credit Union?

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Frequently Asked Questions

What rates does Koin Credit Union offer?

Koin Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Koin Credit Union rates updated?

RateAPI verifies Koin Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Koin Credit Union's rate data?

Rate data is collected directly from Koin Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Koin Credit Union's auto, rv & motorcycle loan rates?

As of August 4, 2026, Koin Credit Union offers vehicle loans from 4.25% APR.

What is Koin Credit Union's HELOC rate?

As of August 4, 2026, Koin Credit Union offers home equity lines of credit from 6.5% APR.

What is Koin Credit Union's personal loan rate?

As of August 4, 2026, Koin Credit Union offers personal loans from 12.9% APR.

What is Koin Credit Union's best CD rate?

As of August 4, 2026, Koin Credit Union offers savings and certificate (CD) yields up to 2.68% APY.

Related Rate Data

Compare Koin Credit Union's rates against national credit-union benchmarks.

More Tennessee credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Koin Credit Union rates

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# Get rates for Koin Credit Union
curl "https://api.rateapi.dev/credit-unions/tennessee/koin" \
  -H "Authorization: Bearer YOUR_API_KEY"
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