Chattanooga Federal Employees Credit Union

Chattanooga, Tennessee
Last verified: August 4, 2026
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Verified rate book

Current Chattanooga Federal Employees Credit Union rates

11 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

1 offer
Chattanooga Federal Employees Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Vehicles up to 25,000 milesauto4.000% APR4.000%Standard

HELOC rates

1 offer
Chattanooga Federal Employees Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity (2nd Mortgage) Loanheloc6.750% APR6.750%Standard

Personal loan rates

6 offers
Chattanooga Federal Employees Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Personal/Signature Loanpersonal_unsecured7.500% APR7.500%Standard
Personal/Signature Loans (12 Months)personal_unsecured_12mo7.500% APR7.500%12 moStandard
Personal/Signature Loans (24 Months)personal_unsecured_24mo8.500% APR8.500%24 moStandard
Personal/Signature Loans (36 Months)personal_unsecured_36mo9.500% APR9.500%36 moStandard
Personal/Signature Loans (48 Months)personal_unsecured_48mo10.500% APR10.500%48 moStandard
Personal/Signature Loans (60 Months)personal_unsecured_60mo11.500% APR11.500%60 moStandard

Savings & CD rates

3 offers
Chattanooga Federal Employees Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Sharesavings0.05% APY0.05%Standard
Certificatecd4.00% APY4.00%Standard
$23.04savings5.00% APY5.00%Standard

Auto loans available from 4% APR. HELOC rates from 6.75% APR. Personal loan rates from 7.5% APR. Savings and certificate yields up to 5.00% APY.

Source: RateAPI.dev, verified from Chattanooga Federal Employees Credit Union's official website

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About Chattanooga Federal Employees Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
2.8K
Assets
$75M
Founded
1925
Locations reported
1
NCUA charter
62537
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Chattanooga Federal Employees Credit Union

Membership eligibility from Chattanooga Federal Employees Credit Union's own published criteria. How we verify this.

Membership via employers (Federal government +1 more)

  • EmployerFederal government, BlueCross BlueShield of Tennessee

Cost to join: About $25.

Verified from Chattanooga Federal Employees Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Chattanooga Federal Employees Credit Union?

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Frequently Asked Questions

What rates does Chattanooga Federal Employees Credit Union offer?

Chattanooga Federal Employees Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Chattanooga Federal Employees Credit Union rates updated?

RateAPI verifies Chattanooga Federal Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Chattanooga Federal Employees Credit Union's rate data?

Rate data is collected directly from Chattanooga Federal Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Chattanooga Federal Employees Credit Union's auto loan rates?

As of August 4, 2026, Chattanooga Federal Employees Credit Union offers auto loans from 4% APR.

What is Chattanooga Federal Employees Credit Union's HELOC rate?

As of August 4, 2026, Chattanooga Federal Employees Credit Union offers home equity lines of credit from 6.75% APR.

What is Chattanooga Federal Employees Credit Union's personal loan rate?

As of August 4, 2026, Chattanooga Federal Employees Credit Union offers personal loans from 7.5% APR.

What is Chattanooga Federal Employees Credit Union's best CD rate?

As of August 4, 2026, Chattanooga Federal Employees Credit Union offers savings and certificate (CD) yields up to 5.00% APY.

Related Rate Data

Compare Chattanooga Federal Employees Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Chattanooga Federal Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/tennessee/chattanooga-federal-employees" \
  -H "Authorization: Bearer YOUR_API_KEY"