Lakota Credit Union
Verified rate book
Current Lakota Credit Union rates
8 published offers verified as of August 3, 2026.
Mortgage rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Traditional Mortgage30 year fixed | 6.000% APR | 6.000% | — | Standard |
| Constructionother | 6.000% APR | 6.000% | — | Standard |
| Mobile Homeother | 10.000% APR | 10.000% | — | Standard |
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Secured Loan (RV, ATV, or Trailer)rv | 5.450% APR | 5.450% | — | Standard |
| Secured Loan (Auto)auto | 5.450% APR | 5.450% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Improvementpersonal | 6.000% APR | 6.000% | — | Standard |
| Unsecured Single Pay Loanpersonal_unsecured | 9.000% APR | 9.000% | — | Standard |
| Personal Line of Creditploc_variable | 9.000% APR | 9.000% | — | Standard |
As of August 3, 2026, Lakota Credit Union offers a 30-year fixed mortgage at 6% APR. Vehicle loans available from 5.45% APR. Personal loan rates from 6% APR.
Source: RateAPI.dev, verified from Lakota Credit Union's official website
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About Lakota Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 4.1K
- Assets
- $19.3M
- Founded
- 2012
- Locations reported
- 1
- NCUA charter
- 24847
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial education
- First-time homebuyer program
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Lakota Credit Union
Membership eligibility from Lakota Credit Union's own published criteria. How we verify this.
Membership criteria are published on Lakota Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationOglala Lakota — SD
Verified from Lakota Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Lakota Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Lakota Credit Union ranks against South Dakota peers.
Frequently Asked Questions
What rates does Lakota Credit Union offer?
Lakota Credit Union currently offers mortgage, vehicle loan, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Lakota Credit Union rates updated?
RateAPI verifies Lakota Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Lakota Credit Union's rate data?
Rate data is collected directly from Lakota Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Lakota Credit Union's mortgage rate?
As of August 3, 2026, Lakota Credit Union offers a 30-year fixed mortgage at 6% APR.
What are Lakota Credit Union's auto & rv loan rates?
As of August 3, 2026, Lakota Credit Union offers vehicle loans from 5.45% APR.
What is Lakota Credit Union's personal loan rate?
As of August 3, 2026, Lakota Credit Union offers personal loans from 6% APR.
Related Rate Data
Compare Lakota Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Lakota Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Lakota Credit Union
curl "https://api.rateapi.dev/credit-unions/south-dakota/lakota" \
-H "Authorization: Bearer YOUR_API_KEY"