Dacotah Credit Union

Rapid City, South Dakota
Last verified: August 4, 2026
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Verified rate book

Current Dacotah Credit Union rates

13 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

7 offers
Dacotah Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
72-Month Auto Loan (2020–2022)auto_any_72mo6.840% APR6.840%72 moStandard
AUTO: 2023-Newerauto_any_84mo6.950% APR6.950%84 moStandard
60-Month Auto Loan (2018–2019)auto_any_60mo7.180% APR7.180%60 moStandard
84-Month Motorcycle Loanmotorcycle_any_84mo7.450% APR7.450%84 moStandard
AUTO: Classicauto_any_60mo7.640% APR7.640%60 moStandard
48-Month Used Auto Loan (2017 and Older)auto_used_48mo8.730% APR8.730%48 mo · usedStandard
Rec Vehicle: Travel Trailer, Camper, Boats, Horse & Utility Trailersrv_any_180mo9.250% APR9.250%180 moStandard

Personal loan rates

3 offers
Dacotah Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
60-Month Unsecured Personal Loanpersonal_unsecured_60mo10.150% APR10.150%60 moStandard
Line of Credit up to $10,000ploc_variable10.150% APR10.150%Standard
Personal Christmaspersonal_unsecured_12mo10.250% APR10.250%12 moStandard

Equipment loan rates

1 offer
Dacotah Credit Union equipment loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Machinery: Backhoe, Bobcat, Tractor, etc.equipment_180mo10.000% APR10.000%Standard

Other rates

2 offers
Dacotah Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Mobile Homes: New to 4 Years Oldother9.750% %9.750%Standard
Mobile Homes: 5-8 Years Oldother9.750% %9.750%Standard

Vehicle loans available from 6.84% APR for 72 months. Personal loan rates from 10.15% APR. Equipment loans from 10% APR.

Source: RateAPI.dev, verified from Dacotah Credit Union's official website

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About Dacotah Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
828
Assets
$11.1M
Founded
1950
Locations reported
1
NCUA charter
7021
Charter type
Federal credit union

Services and member support

  • Electronic statements
  • Financial education

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Dacotah Credit Union

Membership eligibility from Dacotah Credit Union's own published criteria. How we verify this.

Membership criteria are published on Dacotah Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationPennington — SD

Verified from Dacotah Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Dacotah Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Dacotah Credit Union ranks against South Dakota peers.

Frequently Asked Questions

What rates does Dacotah Credit Union offer?

Dacotah Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Dacotah Credit Union rates updated?

RateAPI verifies Dacotah Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Dacotah Credit Union's rate data?

Rate data is collected directly from Dacotah Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Dacotah Credit Union's auto, rv & motorcycle loan rates?

As of August 4, 2026, Dacotah Credit Union offers vehicle loans from 6.84% APR.

What is Dacotah Credit Union's personal loan rate?

As of August 4, 2026, Dacotah Credit Union offers personal loans from 10.15% APR.

Related Rate Data

Compare Dacotah Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

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terminal
# Get rates for Dacotah Credit Union
curl "https://api.rateapi.dev/credit-unions/south-dakota/dacotah" \
  -H "Authorization: Bearer YOUR_API_KEY"