East River Credit Union
Verified rate book
Current East River Credit Union rates
42 published offers verified as of August 3, 2026.
Mortgage rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 1st & 2nd Mortgageother | 7.900% APR | 7.900% | — | Standard |
| Constructionother | 7.900% APR | 7.900% | — | Standard |
Auto & vehicle rates
14 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.900% APR | 4.900% | — | Standard |
| 36-Month Auto Loan (2020–2022)auto_any_36mo | 4.900% APR | 4.900% | 36 mo | Standard |
| 60-Month Auto Loan (2020–2022)auto_any_60mo | 5.150% APR | 5.150% | 60 mo | Standard |
| 72-Month Auto Loan (2020–2022)auto_any_72mo | 5.400% APR | 5.400% | 72 mo | Standard |
| 84-Month Auto Loan (2020–2022)auto_any_84mo | 5.650% APR | 5.650% | 84 mo | Standard |
| 36-Month Auto Loan (2014–2019)auto_any_36mo | 5.900% APR | 5.900% | 36 mo | Standard |
| Recreational Loanpowersports | 6.050% APR | 6.050% | — | Standard |
| 60-Month Auto Loan (2014–2019)auto_any_60mo | 6.150% APR | 6.150% | 60 mo | Standard |
| 36-Month Used RV Loan (2013 and Older)rv_used_36mo | 6.550% APR | 6.550% | 36 mo · used | Standard |
| 36-Month Used Auto Loan (2013 and Older)auto_used_36mo | 6.650% APR | 6.650% | 36 mo · used | Standard |
| 60-Month Used RV Loan (2013 and Older)rv_used_60mo | 7.350% APR | 7.350% | 60 mo · used | Standard |
| 96-Month RV Loan (2014 and Newer)rv_any_96mo | 8.150% APR | 8.150% | 96 mo | Standard |
| 120-Month RV Loan (2014 and Newer)rv_any_120mo | 9.150% APR | 9.150% | 120 mo | Standard |
| 84-Month Auto Loanauto_any_84mo | 18.000% APR | 18.000% | 84 mo | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
| Home Equity Loanheloc | 7.900% APR | 7.900% | — | Standard |
Personal loan rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-Month Share-Secured Loanpersonal_secured_60mo | 3.000% APR | 3.000% | 60 mo | Standard |
| Home Improvementpersonal_unsecured_180mo | 7.900% APR | 7.900% | 180 mo | Standard |
| Personal/Holiday Loanpersonal_unsecured_24mo | 9.400% APR | 9.400% | 24 mo | Standard |
| Unsecured Personal Loanpersonal_unsecured | 9.400% APR | 9.400% | — | Standard |
| Personal/Holiday Loanpersonal_unsecured_36mo | 10.400% APR | 10.400% | 36 mo | Standard |
| Personal/Holiday Loanpersonal_unsecured_48mo | 11.400% APR | 11.400% | 48 mo | Standard |
| Personal/Holiday Loanpersonal_unsecured_60mo | 12.400% APR | 12.400% | 60 mo | Standard |
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 18.000% APR | 18.000% | 60 mo | Standard |
Savings & CD rates
15 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Kasasa Saver - Savings Accountsavings | 0.05% APY | 0.05% | — | Standard |
| Membership, Trust & Youth Accountsavings | 0.10% APY | 0.10% | — | Standard |
| Special & Holiday Club Savings Accountsavings | 0.10% APY | 0.10% | — | Standard |
| Money Marketmoney_market | 0.20% APY | 0.20% | — | Standard |
| Kasasa Saver - Savings Accountsavings | 0.25% APY | 0.25% | — | Standard |
| Money Marketmoney_market | 0.25% APY | 0.25% | — | Standard |
| Money Marketmoney_market | 0.30% APY | 0.30% | — | Standard |
| Money Marketmoney_market | 0.30% APY | 0.30% | — | Standard |
| Health Savings Accountsavings | 0.30% APY | 0.30% | — | Standard |
| 12-Month Certificateshare_certificate_12mo | 2.53% APY | 2.50% | 12 mo | Standard |
| 18 & 24-Month Term Share Certificateshare_certificate_24mo | 2.53% APY | 2.50% | 24 mo | Standard |
| 9-Month Certificateshare_certificate_9mo | 2.79% APY | 2.75% | 9 mo | Standard |
| 36, 48 & 60-Month Term Share Certificateshare_certificate_60mo | 2.79% APY | 2.75% | 60 mo | Standard |
| Certificatecd | 3.00% APY | 3.00% | — | Standard |
| 3 & 6-Month Term Share Certificateshare_certificate_6mo | 3.04% APY | 3.00% | 6 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Ready Creditother | 16.000% % | 16.000% | — | Standard |
As of August 3, 2026, East River Credit Union offers mortgage rates from 7.9% APR. Vehicle loans available from 4.9% APR. HELOC rates from 6.75% APR. Personal loan rates from 3% APR. Savings and certificate yields up to 3.04% APY.
Source: RateAPI.dev, verified from East River Credit Union's official website
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About East River Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.1K
- Assets
- $41.6M
- Founded
- 1956
- Locations reported
- 1
- NCUA charter
- 11353
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join East River Credit Union
Membership eligibility from East River Credit Union's own published criteria. How we verify this.
Community charter: live/work in Lake, Miner, SD
- LocationLake, Miner — SD
Cost to join: About $15.
Verified from East River Credit Union's membership page. Final membership determination is always made by the credit union.
Work at East River Credit Union?
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Frequently Asked Questions
What rates does East River Credit Union offer?
East River Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are East River Credit Union rates updated?
RateAPI verifies East River Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get East River Credit Union's rate data?
Rate data is collected directly from East River Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is East River Credit Union's mortgage rate?
As of August 3, 2026, East River Credit Union offers mortgage rates from 7.9% APR.
What are East River Credit Union's auto, rv & powersports loan rates?
As of August 3, 2026, East River Credit Union offers vehicle loans from 4.9% APR.
What is East River Credit Union's HELOC rate?
As of August 3, 2026, East River Credit Union offers home equity lines of credit from 6.75% APR.
What is East River Credit Union's personal loan rate?
As of August 3, 2026, East River Credit Union offers personal loans from 3% APR.
What is East River Credit Union's best CD rate?
As of August 3, 2026, East River Credit Union offers savings and certificate (CD) yields up to 3.04% APY.
Related Rate Data
Compare East River Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack East River Credit Union rates
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# Get rates for East River Credit Union
curl "https://api.rateapi.dev/credit-unions/south-dakota/east-river" \
-H "Authorization: Bearer YOUR_API_KEY"