Bluestone Credit Union

Sioux Falls, South Dakota
Last verified: August 4, 2026
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Verified rate book

Current Bluestone Credit Union rates

10 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

4 offers
Bluestone Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Buy or Refinance a Car/Truckauto4.740% APR4.740%—Standard
Buy/Refinance RV Loan-Balloonrv5.240% APR5.240%—Standard
Buy/Refi Boat/RV 120mo Termboat_any_120mo7.990% APR7.990%120 moStandard
Buy/Refi Boat/RV 180 mo Termboat_any_180mo8.990% APR8.990%180 moStandard

HELOC rates

1 offer
Bluestone Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable6.250% APR6.250%—Standard

Personal loan rates

3 offers
Bluestone Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Savings/Certificate Securedpersonal_secured2.050% APR2.050%—Standard
Line of Credit/Overdraft Loanploc_variable9.750% APR9.750%—Standard
Personal/Lifestyle Loanpersonal12.000% APR12.000%—Standard

Credit card rates

2 offers
Bluestone Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Visa Platinum & Classiccredit_card_platinum9.750% APR9.750%—Standard
Visa Classiccredit_card9.750% APR9.750%—Standard

Vehicle loans available from 4.74% APR. HELOC rates from 6.25% APR. Personal loan rates from 2.05% APR. Credit card rates from 9.75% APR.

Source: RateAPI.dev, verified from Bluestone Credit Union's official website

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About Bluestone Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
11.7K
Assets
$212.6M
Founded
1938
Locations reported
3
NCUA charter
2874
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

LevoSouth Cliff Branch · Sioux Falls · SD · 57108Branch in the same ZIPBlack Hills41st Street - Sioux Falls · Sioux Falls · SD · 57105-5403About 3.4 miles awayService FirstSouthwest Branch · Sioux Falls · SD · 57105About 3.4 miles awayVoyageMain · Sioux Falls · SD · 57105About 3.4 miles awayExplorersTea · Tea · SD · 57064About 8.7 miles awayDakotalandMadison Branch · Madison · SD · 57042About 40.6 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Bluestone Credit Union

Membership eligibility from Bluestone Credit Union's own published criteria. How we verify this.

Membership criteria are published on Bluestone Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationLincoln, Minnehaha — SD

Verified from Bluestone Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Bluestone Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Bluestone Credit Union ranks against South Dakota peers.

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Frequently Asked Questions

What rates does Bluestone Credit Union offer?

Bluestone Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Bluestone Credit Union rates updated?

RateAPI verifies Bluestone Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Bluestone Credit Union's rate data?

Rate data is collected directly from Bluestone Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Bluestone Credit Union's auto, rv & boat loan rates?

As of August 4, 2026, Bluestone Credit Union offers vehicle loans from 4.74% APR.

What is Bluestone Credit Union's HELOC rate?

As of August 4, 2026, Bluestone Credit Union offers home equity lines of credit from 6.25% APR.

What is Bluestone Credit Union's personal loan rate?

As of August 4, 2026, Bluestone Credit Union offers personal loans from 2.05% APR.

Related Rate Data

Compare Bluestone Credit Union's rates against national credit-union benchmarks.

More South Dakota credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Bluestone Credit Union rates

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Access this data programmatically with our REST API

terminal
# Get rates for Bluestone Credit Union
curl "https://api.rateapi.dev/credit-unions/south-dakota/bluestone" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude