Wave Credit Union
Verified rate book
Current Wave Credit Union rates
1 published offer verified as of July 29, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 4.490% APR | 4.490% | new | Standard |
Auto loans available from 4.49% APR.
Source: RateAPI.dev, verified from Wave Credit Union's official website
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About Wave Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 6.9K
- Assets
- $155M
- Founded
- 1938
- Locations reported
- 3
- NCUA charter
- 24501
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Wave Credit Union
Membership eligibility from Wave Credit Union's own published criteria. How we verify this.
Membership criteria are published on Wave Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationKent, Providence — RI
Verified from Wave Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Wave Credit Union offer?
Wave Credit Union currently offers Auto loan rates. The rates shown on this page were last verified July 29, 2026 directly from the credit union's official website.
How often are Wave Credit Union rates updated?
RateAPI verifies Wave Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 29, 2026.
Where does RateAPI get Wave Credit Union's rate data?
Rate data is collected directly from Wave Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Wave Credit Union's auto loan rates?
As of July 29, 2026, Wave Credit Union offers auto loans from 4.49% APR.
Related Rate Data
Compare Wave Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Wave Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Wave Credit Union
curl "https://api.rateapi.dev/credit-unions/rhode-island/wave" \
-H "Authorization: Bearer YOUR_API_KEY"