Coastal1 Credit Union

Pawtucket, Rhode Island
Last verified: August 4, 2026
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Verified rate book

Current Coastal1 Credit Union rates

32 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

10 offers
Coastal1 Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Quick Pay Fixed Rate (11-15 yrs)15 year fixed6.125% APR6.125%—Standard
Quick Pay Fixed Rate (1-10 yrs)10 year fixed6.000% APR6.000%—Standard
Jumbo ARMarm6.125% APR6.125%—Standard
ARMarm6.125% APR6.125%—Standard
Quick Pay Fixed Rate (20 yr)20 year fixed6.500% APR6.500%—Standard
Quick Pay Fixed Rateother6.125% APR6.125%—Standard
Jumbo Fixed Rateother6.625% APR6.625%—Standard
Balloon Land Loans (Buildable Lot)other7.000% APR7.000%—Standard
Spectrum Home Loanother7.000% APR7.000%—Standard
0 Pointsother7.250% APR7.250%—Standard

Personal loan rates

1 offer
Coastal1 Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Personal Line of Creditploc_variable6.250% APR6.250%—Standard

Savings & CD rates

21 offers
Coastal1 Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
IRAira0.10% APY0.10%—Standard
Passbook / Statement Savings Open Nowsavings0.10% APY0.10%—Standard
Business High Yield Savingssavings0.15% APY0.15%—Standard
Advantage Checking†† Open Nowsavings0.35% APY0.35%—Standard
Business Money Marketmoney_market0.80% APY0.80%—Standard
Premier Money Market Special Open Nowmoney_market1.00% APY1.00%—Standard
18 month Open Nowcd_18mo2.50% APY2.50%18 moStandard
12 month Open Nowcd_12mo2.90% APY2.90%12 moStandard
36 month Open Nowcd_36mo3.00% APY3.00%36 moStandard
9 month** Open Nowcd_9mo3.00% APY3.00%9 moStandard
6 month** Open Nowcd_6mo3.00% APY3.00%6 moStandard
60 month Open Nowcd_60mo3.00% APY3.00%60 moStandard
48 month Open Nowcd_48mo3.00% APY3.00%48 moStandard
24 month Open Nowcd_24mo3.00% APY3.00%24 moStandard
30 month bump-up*** Open Nowcd_30mo3.20% APY3.20%30 moStandard
17 month Open Nowcd_17mo3.40% APY3.40%17 moStandard
22 month bump-up*** Open Nowcd_22mo3.50% APY3.50%22 moStandard
5 month** Open Nowcd_5mo3.50% APY3.50%5 moStandard
13 month* Open Nowcd_13mo3.65% APY3.65%13 moStandard
4 month** Open Nowcd_4mo3.75% APY3.75%4 moStandard
9 month bump up††† NEW MONEY ONLYcd_9mo4.00% APY4.00%9 moStandard

As of August 4, 2026, Coastal1 Credit Union offers a 15-year fixed mortgage at 6.125% APR. Personal loan rates from 6.25% APR. Savings and certificate yields up to 4.00% APY.

Source: RateAPI.dev, verified from Coastal1 Credit Union's official website

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About Coastal1 Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
146.9K
Assets
$3.5B
Founded
1926
Locations reported
19
NCUA charter
67278
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Rhode IslandRhode Island Credit Union · Pawtucket · RI · 02861-1956Branch in the same ZIPNavigantPawtucket · Pawtucket · RI · 02860-2926About 1.9 miles awayAlltrustSeekonk Branch · Seekonk · MA · 02771About 3.2 miles awayCommunity & TeachersCommunity & Teachers Federal Credit Union · East Providence · RI · 02914-4931About 4.5 miles awayAttleboro M EATTLEBORO MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION · Attleboro · MA · 02703-3909About 4.7 miles awayGoldmarkGoldmark office · Attleboro · MA · 02703-2442About 4.7 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Coastal1 Credit Union

Membership eligibility from Coastal1 Credit Union's own published criteria. How we verify this.

Membership criteria are published on Coastal1 Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Coastal1 Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Coastal1 Credit Union?

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Frequently Asked Questions

What rates does Coastal1 Credit Union offer?

Coastal1 Credit Union currently offers mortgage, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Coastal1 Credit Union rates updated?

RateAPI verifies Coastal1 Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Coastal1 Credit Union's rate data?

Rate data is collected directly from Coastal1 Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Coastal1 Credit Union's mortgage rate?

As of August 4, 2026, Coastal1 Credit Union offers a 15-year fixed mortgage at 6.125% APR.

What is Coastal1 Credit Union's personal loan rate?

As of August 4, 2026, Coastal1 Credit Union offers personal loans from 6.25% APR.

What is Coastal1 Credit Union's best CD rate?

As of August 4, 2026, Coastal1 Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare Coastal1 Credit Union's rates against national credit-union benchmarks.

More Rhode Island credit unionsMortgage rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Coastal1 Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Coastal1 Credit Union
curl "https://api.rateapi.dev/credit-unions/rhode-island/coastal1" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude