The Peoples Credit Union
Verified rate book
Current The Peoples Credit Union rates
38 published offers verified as of August 4, 2026.
Mortgage rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.250% APR | 6.250% | — | Standard |
| 30-Year Fixed30 year fixed | 6.338% APR | 6.338% | — | Standard |
| 15-Year Fixed15 year fixed | 5.875% APR | 5.875% | — | Standard |
| 5/1 ARM5 1 arm | 5.750% APR | 5.750% | — | Standard |
| 7/1 ARM7 1 arm | 5.875% APR | 5.875% | — | Standard |
| 10/1 ARM10 1 arm | 6.000% APR | 6.000% | — | Standard |
| 20-Year Fixed20 year fixed | 6.125% APR | 6.125% | — | Standard |
| Construction to Permanent Fixed Rateother | 6.250% APR | 6.250% | — | Standard |
Auto & vehicle rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 63-Month Auto Loan (2023–2026)auto_any_63mo | 5.100% APR | 5.100% | 63 mo | Standard |
| 66-Month Auto Loan (2023–2026)auto_any_66mo | 5.100% APR | 5.100% | 66 mo | Standard |
| 63-Month Auto Loan (2016–2022)auto_any_63mo | 5.240% APR | 5.240% | 63 mo | Standard |
| 66-Month Auto Loan (2016–2022)auto_any_66mo | 5.240% APR | 5.240% | 66 mo | Standard |
| 75-Month Auto Loan (2023–2026)auto_any_75mo | 5.340% APR | 5.340% | 75 mo | Standard |
| 75-Month Auto Loan (2016–2022)auto_any_75mo | 5.500% APR | 5.500% | 75 mo | Standard |
| Model Years 2023-2026 (84** Months)auto | 6.000% APR | 6.000% | — | Standard |
| 66-Month Auto Loan (2016–2022)auto_any_66mo | 6.500% APR | 6.500% | 66 mo | Standard |
| 66-Month Auto Loan (2016–2022)auto_any_66mo | 7.000% APR | 7.000% | 66 mo | Standard |
| 75-Month Auto Loan (2016–2022)auto_any_75mo | 7.000% APR | 7.000% | 75 mo | Standard |
| 60-Month Auto Loan (2016–2024)auto_any_60mo | 7.490% APR | 7.490% | 60 mo | Standard |
| 72-Month Auto Loan (2016–2024)auto_any_72mo | 7.990% APR | 7.990% | 72 mo | Standard |
| Any Purpose Loanauto | 9.990% APR | 9.990% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Fuel Loanpersonal | 5.000% APR | 5.000% | — | Standard |
| Personal Line of Creditploc_variable | 6.000% APR | 6.000% | — | Standard |
| Energy Loanpersonal | 7.990% APR | 7.990% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Lowest APR for Balance Transferscredit_card_balance_transfer | 6.750% APR | 6.750% | — | Standard |
Other rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Months 1-60/Months 61-360other | 2.875% % | 2.875% | — | Standard |
| Months 1-84/Months 85-360other | 2.875% % | 2.875% | — | Standard |
| Months 1-120/Months 121-360other | 3.250% % | 3.250% | — | Standard |
| Year 1*other | 5.500% % | 5.500% | — | Standard |
| Year 2*other | 5.750% % | 5.750% | — | Standard |
| Primary Residenceother | 6.000% % | 6.000% | — | Standard |
| Year 3*other | 6.000% % | 6.000% | — | Standard |
| Year 4-30*other | 6.243% % | 6.243% | — | Standard |
| Second Homeother | 6.500% % | 6.500% | — | Standard |
| Lowest APR for Purchasesother | 6.750% % | 6.750% | — | Standard |
| Investment Propertyother | 7.000% % | 7.000% | — | Standard |
| 12.49% To 15.99%other | 12.110% % | 12.110% | — | Standard |
| 18.49% To 28.74%other | 15.990% % | 15.990% | — | Standard |
As of August 4, 2026, The Peoples Credit Union offers a 30-year fixed mortgage at 6.25% APR. Auto loans available from 5.1% APR for 63 months. Personal loan rates from 5% APR. Credit card rates from 6.75% APR.
Source: RateAPI.dev, verified from The Peoples Credit Union's official website
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About The Peoples Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 41K
- Assets
- $801.9M
- Founded
- 1922
- Locations reported
- 6
- NCUA charter
- 65861
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Who Can Join The Peoples Credit Union
Membership eligibility from The Peoples Credit Union's own published criteria. How we verify this.
Membership criteria are published on The Peoples Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from The Peoples Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does The Peoples Credit Union offer?
The Peoples Credit Union currently offers mortgage, Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are The Peoples Credit Union rates updated?
RateAPI verifies The Peoples Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get The Peoples Credit Union's rate data?
Rate data is collected directly from The Peoples Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is The Peoples Credit Union's mortgage rate?
As of August 4, 2026, The Peoples Credit Union offers a 30-year fixed mortgage at 6.25% APR.
What are The Peoples Credit Union's auto loan rates?
As of August 4, 2026, The Peoples Credit Union offers auto loans from 5.1% APR.
What is The Peoples Credit Union's personal loan rate?
As of August 4, 2026, The Peoples Credit Union offers personal loans from 5% APR.
Related Rate Data
Compare The Peoples Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for The Peoples Credit Union
curl "https://api.rateapi.dev/credit-unions/rhode-island/the-peoples" \
-H "Authorization: Bearer YOUR_API_KEY"