Penn Credit Union
Verified rate book
Current Penn Credit Union rates
9 published offers verified as of August 4, 2026.
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 5.250% APR | 5.250% | new | Standard |
| Auto Loanauto | 5.250% APR | 5.250% | — | Standard |
| Used Auto Loanauto_used | 5.990% APR | 5.990% | used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 5.990% APR | 5.990% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Vacation Loanpersonal | 7.900% APR | 7.900% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 9.900% APR | 9.900% | — | Standard |
Student loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Tuition Loanstudent | 7.900% APR | 7.900% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Card Consolidation Loancredit_card | 8.900% APR | 8.900% | — | Standard |
| Credit Cardcredit_card | 9.900% APR | 9.900% | — | Standard |
Auto loans available from 5.25% APR. HELOC rates from 5.99% APR. Personal loan rates from 7.9% APR. Credit card rates from 8.9% APR.
Source: RateAPI.dev, verified from Penn Credit Union's official website
Loading branch locator…
About Penn Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 6.6K
- Assets
- $54.6M
- Founded
- 1970
- Locations reported
- 2
- NCUA charter
- 20207
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Penn Credit Union
Membership eligibility from Penn Credit Union's own published criteria. How we verify this.
Membership via employers (University of Pennsylvania +5 more)
- EmployerUniversity of Pennsylvania, University of Pennsylvania Health Systems, The Wistar Institute, Children’s Hospital of Philadelphia, The Philadelphia Inquirer & Daily News, The Philadelphia Tribune
Cost to join: About $5.
Verified from Penn Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Penn Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Penn Credit Union ranks against Pennsylvania peers.
Frequently Asked Questions
What rates does Penn Credit Union offer?
Penn Credit Union currently offers Auto loan, HELOC, personal loan, student loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Penn Credit Union rates updated?
RateAPI verifies Penn Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Penn Credit Union's rate data?
Rate data is collected directly from Penn Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Penn Credit Union's auto loan rates?
As of August 4, 2026, Penn Credit Union offers auto loans from 5.25% APR.
What is Penn Credit Union's HELOC rate?
As of August 4, 2026, Penn Credit Union offers home equity lines of credit from 5.99% APR.
What is Penn Credit Union's personal loan rate?
As of August 4, 2026, Penn Credit Union offers personal loans from 7.9% APR.
Related Rate Data
Compare Penn Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Penn Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Pennsylvania credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Penn Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/penn" \
-H "Authorization: Bearer YOUR_API_KEY"