1st Ed Credit Union
Verified rate book
Current 1st Ed Credit Union rates
45 published offers verified as of August 4, 2026.
Auto & vehicle rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New or Used Autos / Cars / Trucks / Motorcycles (Up to 36 months (as low as))motorcycle_any_36mo | 4.790% APR | 4.790% | 36 mo · any | Standard |
| Auto Loanauto | 4.790% APR | 4.790% | — | Standard |
| New or Used Autos / Cars / Trucks / Motorcycles (37 - 60 months (as low as))motorcycle_any_60mo | 4.950% APR | 4.950% | 60 mo · any | Standard |
| Auto Loanauto | 4.990% APR | 4.990% | — | Standard |
| New or Used Vehicle Loanauto_any | 4.990% APR | 4.990% | any | Standard |
| New or Used Autos / Cars / Trucks / Motorcycles (61 - 72 months (as low as))motorcycle_any_72mo | 5.250% APR | 5.250% | 72 mo · any | Standard |
| New or Used Recreational Vehicles/ATVs/Snowmobiles/Trailers (Up to 36 months (as low as))rv_any_36mo | 8.600% APR | 8.600% | 36 mo · any | Standard |
| New or Used Recreational Vehicles/ATVs/Snowmobiles/Trailers (37 - 60 months (as low as))rv_any_60mo | 9.450% APR | 9.450% | 60 mo · any | Standard |
| New or Used Recreational Vehicles/ATVs/Snowmobiles/Trailers (61 - 72 months (as low as))rv_any_72mo | 9.850% APR | 9.850% | 72 mo · any | Standard |
HELOC rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Lines of Credit Up to 85% LTV (Home Equity Lines of Credit (as low as))heloc | 4.250% APR | 4.250% | — | Standard |
| Home Equity Lines of Creditheloc | 4.250% APR | 4.250% | — | Standard |
| HELOCheloc_variable | 4.250% APR | 4.250% | — | Standard |
| Home Equity Loans Fixed Rate Up to 85% LTV (5 years - Min: $15,000; Max: $50,000 (as low as))heloc_fixed | 5.867% APR | 5.867% | — | Standard |
| Home Equity Loan (Fixed)heloc_fixed | 5.867% APR | 5.867% | — | Standard |
| Home Equity Loans Fixed Rate Up to 85% LTV (10 years - Min: $25,000; Max: $250,000 (as low as))heloc_fixed | 6.034% APR | 6.034% | — | Standard |
| Home Equity Loans Fixed Rate Up to 85% LTV (15 years - Min: $50,000; Max: $250,000 (as low as))heloc_fixed | 6.382% APR | 6.382% | — | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 3.250% APR | 3.250% | — | Standard |
| Certificate-Secured Loanpersonal_secured | 4.250% APR | 4.250% | — | Standard |
| Personal/Signature (Up to 60 months (as low as))personal_unsecured_60mo | 11.150% APR | 11.150% | 60 mo | Standard |
| Personal/Signature Loanpersonal_unsecured | 11.150% APR | 11.150% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| VISA Platinum (as low as)credit_card_platinum | 9.500% APR | 9.500% | — | Standard |
| VISA Classic (as low as)credit_card | 9.500% APR | 9.500% | — | Standard |
Savings & CD rates
15 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Checking ($100 Min.)savings | 0.05% APY | 0.05% | — | Standard |
| Money Markets (Money Market ($500 Min.))money_market | 0.25% APY | 0.25% | — | Standard |
| IRA Accumulation (Traditional,Roth,Education) (IRA Accumulation)ira | 0.25% APY | 0.25% | — | Standard |
| Holiday/Vacation Clubsavings | 0.45% APY | 0.45% | — | Specialty offer |
| 12-Month Certificateshare_certificate_12mo | 1.54% APY | 1.54% | 12 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 1.55% APY | 1.54% | 12 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 1.64% APY | 1.64% | 24 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 1.65% APY | 1.64% | 24 mo | Standard |
| 36-Month Certificateshare_certificate_36mo | 1.69% APY | 1.69% | 36 mo | Standard |
| 36-Month Certificateshare_certificate_36mo | 1.70% APY | 1.69% | 36 mo | Standard |
| 60-Month Certificateshare_certificate_60mo | 1.88% APY | 1.88% | 60 mo | Standard |
| 60-Month Certificateshare_certificate_60mo | 1.90% APY | 1.88% | 60 mo | Standard |
| 13-Month Certificateshare_certificate_13mo | 3.54% APY | 3.54% | 13 mo | Standard |
| 8-Month Certificateshare_certificate_8mo | 3.83% APY | 3.83% | 8 mo | Standard |
| 8-Month Certificatecd_8mo | 3.90% APY | 3.90% | 8 mo | Standard |
Other rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 36 months (as low as)other | 3.250% % | 3.250% | — | Standard |
| 37 - 60 Months (As Low As)other | 3.750% % | 3.750% | — | Standard |
| 61-120 Months (As Low As)other | 4.750% % | 4.750% | — | Standard |
| 61 - 72 Months (As Low As)other | 5.250% % | 5.250% | — | Standard |
| 5 years - Min: $15,000; Max: $50,000 (as low as)other | 5.867% % | 5.867% | — | Standard |
| 10 years - Min: $25,000; Max: $250,000 (as low as)other | 6.034% % | 6.034% | — | Standard |
| 15 years - Min: $50,000; Max: $250,000 (as low as)other | 6.382% % | 6.382% | — | Standard |
| Up to 60 months (as low as)other | 11.150% % | 11.150% | — | Standard |
Vehicle loans available from 4.79% APR for 36 months. HELOC rates from 4.25% APR. Personal loan rates from 3.25% APR. Credit card rates from 9.5% APR. Savings and certificate yields up to 3.90% APY.
Source: RateAPI.dev, verified from 1st Ed Credit Union's official website
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About 1st Ed Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 7.1K
- Assets
- $139.8M
- Founded
- 1938
- Locations reported
- 3
- NCUA charter
- 65412
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Electronic statements
- Mobile check deposit
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Who Can Join 1st Ed Credit Union
Membership eligibility from 1st Ed Credit Union's own published criteria. How we verify this.
Membership via employers (Select Employee Group)
- EmployerSelect Employee Group
Cost to join: About $5.
Verified from 1st Ed Credit Union's membership page. Final membership determination is always made by the credit union.
Work at 1st Ed Credit Union?
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Frequently Asked Questions
What rates does 1st Ed Credit Union offer?
1st Ed Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are 1st Ed Credit Union rates updated?
RateAPI verifies 1st Ed Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get 1st Ed Credit Union's rate data?
Rate data is collected directly from 1st Ed Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are 1st Ed Credit Union's auto, rv & motorcycle loan rates?
As of August 4, 2026, 1st Ed Credit Union offers vehicle loans from 4.79% APR.
What is 1st Ed Credit Union's HELOC rate?
As of August 4, 2026, 1st Ed Credit Union offers home equity lines of credit from 4.25% APR.
What is 1st Ed Credit Union's personal loan rate?
As of August 4, 2026, 1st Ed Credit Union offers personal loans from 3.25% APR.
What is 1st Ed Credit Union's best CD rate?
As of August 4, 2026, 1st Ed Credit Union offers savings and certificate (CD) yields up to 3.90% APY.
Related Rate Data
Compare 1st Ed Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for 1st Ed Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/1st-ed-credit-union" \
-H "Authorization: Bearer YOUR_API_KEY"