Northampton Area School Dist. Emps Credit Union
Verified rate book
Current Northampton Area School Dist. Emps Credit Union rates
17 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| First Mortgage - Fixed rate -1st lien positionother | 5.000% APR | 5.000% | — | Standard |
Auto & vehicle rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month New Auto Loanauto_new_36mo | 4.000% APR | 4.000% | 36 mo · new | Standard |
| 36-Month Used Auto Loan (2021 and Newer)auto_used_36mo | 4.250% APR | 4.250% | 36 mo · used | Standard |
| 72-Month Used Auto Loan (2021 and Newer)auto_used_72mo | 4.990% APR | 4.990% | 72 mo · used | Standard |
| Motorcycle Loanmotorcycle | 5.500% APR | 5.500% | — | Standard |
| 48-Month Used Auto Loan (2016–2020)auto_used_48mo | 6.000% APR | 6.000% | 48 mo · used | Standard |
| 72-Month RV Loanrv_any_72mo | 6.500% APR | 6.500% | 72 mo | Standard |
| Recreational Vehicles - mainly trailers and campersrv | 6.500% APR | 6.500% | — | Standard |
| 60-Month Used Auto Loan (2016–2020)auto_used_60mo | 6.500% APR | 6.500% | 60 mo · used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity - Fixed rate -2nd lien positionheloc_fixed | 5.250% APR | 5.250% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 48-Month Share-Secured Loanpersonal_secured_48mo | 4.000% APR | 4.000% | 48 mo | Standard |
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 8.000% APR | 8.000% | 60 mo | Standard |
Savings & CD rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Dividend Rates based on Avergage Daily Balances: ($0.01 to $10,000)savings | 1.75% APY | 1.75% | — | Standard |
| Savingssavings | 1.75% APY | 1.75% | — | Standard |
| Dividend Rates based on Avergage Daily Balances: ($10,000.01 to $25,000)savings | 2.00% APY | 2.00% | — | Standard |
| Dividend Rates based on Avergage Daily Balances: ($25,000.01 to $75,000)savings | 2.25% APY | 2.25% | — | Standard |
| Dividend Rates based on Avergage Daily Balances: ($75,000.01 and up)savings | 2.50% APY | 2.50% | — | Standard |
As of August 4, 2026, Northampton Area School Dist. Emps Credit Union offers mortgage rates from 5% APR. Vehicle loans available from 4% APR for 36 months. HELOC rates from 5.25% APR. Personal loan rates from 4% APR. Savings and certificate yields up to 2.50% APY.
Source: RateAPI.dev, verified from Northampton Area School Dist. Emps Credit Union's official website
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About Northampton Area School Dist. Emps Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 800
- Assets
- $12.1M
- Founded
- 1939
- Locations reported
- 2
- NCUA charter
- 24911
- Charter type
- Federal credit union
Services and member support
- Electronic statements
- Financial education
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
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Who Can Join Northampton Area School Dist. Emps Credit Union
Membership eligibility from Northampton Area School Dist. Emps Credit Union's own published criteria. How we verify this.
Membership via employers (Northampton Area School District +1 more)
- EmployerNorthampton Area School District, ARA Northampton
Verified from Northampton Area School Dist. Emps Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Northampton Area School Dist. Emps Credit Union?
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Frequently Asked Questions
What rates does Northampton Area School Dist. Emps Credit Union offer?
Northampton Area School Dist. Emps Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Northampton Area School Dist. Emps Credit Union rates updated?
RateAPI verifies Northampton Area School Dist. Emps Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Northampton Area School Dist. Emps Credit Union's rate data?
Rate data is collected directly from Northampton Area School Dist. Emps Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Northampton Area School Dist. Emps Credit Union's mortgage rate?
As of August 4, 2026, Northampton Area School Dist. Emps Credit Union offers mortgage rates from 5% APR.
What are Northampton Area School Dist. Emps Credit Union's auto, rv & motorcycle loan rates?
As of August 4, 2026, Northampton Area School Dist. Emps Credit Union offers vehicle loans from 4% APR.
What is Northampton Area School Dist. Emps Credit Union's HELOC rate?
As of August 4, 2026, Northampton Area School Dist. Emps Credit Union offers home equity lines of credit from 5.25% APR.
What is Northampton Area School Dist. Emps Credit Union's personal loan rate?
As of August 4, 2026, Northampton Area School Dist. Emps Credit Union offers personal loans from 4% APR.
What is Northampton Area School Dist. Emps Credit Union's best CD rate?
As of August 4, 2026, Northampton Area School Dist. Emps Credit Union offers savings and certificate (CD) yields up to 2.50% APY.
Related Rate Data
Compare Northampton Area School Dist. Emps Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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