People First Credit Union

Allentown, Pennsylvania
Last verified: August 4, 2026
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Verified rate book

Current People First Credit Union rates

45 published offers verified as of August 4, 2026.

How we verify rates

HELOC rates

7 offers
People First Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan (Fixed)heloc_fixed5.750% APR5.750%—Standard
5-Year Home Equity Loan (Fixed)heloc_fixed5.750% APR5.750%—Standard
3-Year Home Equity Loan (Fixed)heloc_fixed5.750% APR5.750%—Standard
10-Year Home Equity Loan (Fixed)heloc_fixed6.250% APR6.250%—Standard
15-Year Home Equity Loan (Fixed)heloc_fixed6.400% APR6.400%—Standard
20-Year Home Equity Loan (Fixed)heloc_fixed6.500% APR6.500%—Standard
Minimum monthly payment of $100heloc6.750% APR6.750%—Standard

Personal loan rates

4 offers
People First Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Fixed-Rate Loan (up to 60 months)personal_unsecured_60mo10.490% APR10.490%60 moStandard
Unsecured Fixed-Rate Loan (up to 12 months)personal_unsecured_12mo10.490% APR10.490%12 moStandard
Unsecured Fixed-Rate Loan (up to 36 months)personal_unsecured_36mo10.490% APR10.490%36 moStandard
Minimum monthly payment $25personal13.500% APR13.500%—Standard

Savings & CD rates

33 offers
People First Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Roth Contributory IRA (S10)ira0.15% APY0.15%—Standard
Coverdell ESA (S12)savings0.15% APY0.15%—Standard
$2,500 - $9,999.99savings0.75% APY0.75%—Standard
Money Marketmoney_market0.75% APY0.75%—Standard
Money Market Rates ($2,500 - $9,999.99)money_market0.75% APY0.75%—Standard
$10,000 - $24,999.99savings1.05% APY1.05%—Standard
Money Market Rates ($10,000 - $24,999.99)money_market1.05% APY1.05%—Standard
Money Market Rates ($25,000 - $74,999.99)money_market1.30% APY1.30%—Standard
Money Market Rates ($75,000 - $249,999.99)money_market1.55% APY1.55%—Standard
Money Market Rates ($250,000 - $999,999.99)money_market1.80% APY1.80%—Standard
Money Market ($1,000,000+)money_market2.30% APY2.30%—Standard
48-Month IRA Certificateira_cd_48mo3.25% APY3.25%48 moStandard
36-Month IRA Certificateira_cd_36mo3.25% APY3.25%36 moStandard
30-Month IRA Certificateira_cd_30mo3.25% APY3.25%30 moStandard
30-Month Certificatecd_30mo3.25% APY3.25%30 moStandard
36-Month Certificatecd_36mo3.25% APY3.25%36 moStandard
48-Month Certificatecd_48mo3.25% APY3.25%48 moStandard
60-Month IRA Certificateira_cd_60mo3.35% APY3.35%60 moStandard
60-Month Certificatecd_60mo3.35% APY3.35%60 moStandard
18-Month IRA Certificateira_cd_18mo3.50% APY3.50%18 moStandard
18-Month Certificatecd_18mo3.50% APY3.50%18 moStandard
24-Month Certificatecd_24mo3.50% APY3.50%24 moStandard
24-Month IRA Certificateira_cd_24mo3.50% APY3.50%24 moStandard
6-Month Certificatecd_6mo3.70% APY3.70%6 moStandard
15-Month IRA Certificateira_cd_15mo3.70% APY3.70%15 moStandard
6-Month IRA Certificateira_cd_6mo3.70% APY3.70%6 moStandard
8-Month IRA Certificateira_cd_8mo3.70% APY3.70%8 moStandard
15-Month Certificatecd_15mo3.70% APY3.70%15 moStandard
3-Month Certificatecd_3mo3.70% APY3.70%3 moStandard
8-Month Certificatecd_8mo3.70% APY3.70%8 moStandard
3-Month IRA Certificateira_cd_3mo3.70% APY3.70%3 moStandard
12-Month IRA Certificateira_cd_12mo3.75% APY3.75%12 moStandard
12-Month Certificatecd_12mo3.75% APY3.75%12 moStandard

Other rates

1 offer
People First Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
The Best Rates For Youother2.300% %2.300%—Standard

HELOC rates from 5.75% APR. Personal loan rates from 10.49% APR. Savings and certificate yields up to 3.75% APY.

Source: RateAPI.dev, verified from People First Credit Union's official website

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About People First Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
74.7K
Assets
$1B
Founded
1950
Locations reported
10
NCUA charter
6885
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships
  • Credit-builder products
  • Payday Alternative Loans II

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

First CommonwealthDowntown Allentown · Allentown · PA · 18101-2455Branch in the same ZIPLehigh County Employeescourthouse · Allentown · PA · 18101Branch in the same ZIPVisionsAllentown · Allentown · PA · 18101Branch in the same ZIPAllentownParkway Office · Allentown · PA · 18103About 2.5 miles awayLehigh Valley EducatorsMain Office · Allentown · PA · 18103About 2.5 miles awayUnitedAllentown - Branch 52 · Allentown · PA · 18103About 2.5 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join People First Credit Union

Membership eligibility from People First Credit Union's own published criteria. How we verify this.

Community charter: live/work in Lehigh, Northampton, PA, NJ, OH +1 more

  • LocationLehigh, Northampton — PA, NJ, OH, WV

Cost to join: About $5.

Verified from People First Credit Union's membership page. Final membership determination is always made by the credit union.

Work at People First Credit Union?

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Frequently Asked Questions

What rates does People First Credit Union offer?

People First Credit Union currently offers HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are People First Credit Union rates updated?

RateAPI verifies People First Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get People First Credit Union's rate data?

Rate data is collected directly from People First Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is People First Credit Union's HELOC rate?

As of August 4, 2026, People First Credit Union offers home equity lines of credit from 5.75% APR.

What is People First Credit Union's personal loan rate?

As of August 4, 2026, People First Credit Union offers personal loans from 10.49% APR.

What is People First Credit Union's best CD rate?

As of August 4, 2026, People First Credit Union offers savings and certificate (CD) yields up to 3.75% APY.

Related Rate Data

Compare People First Credit Union's rates against national credit-union benchmarks.

More Pennsylvania credit unionsHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for People First Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/people-first" \
  -H "Authorization: Bearer YOUR_API_KEY"
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