Net Credit Union
Verified rate book
Current Net Credit Union rates
12 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Mortgages (30 Year)other | 6.500% APR | 6.500% | — | Standard |
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Auto Loanauto_any_36mo | 5.590% APR | 5.590% | 36 mo | Standard |
| 60-Month Auto Loanauto_any_60mo | 5.890% APR | 5.890% | 60 mo | Standard |
| RV & Powersport Loanrv_any_36mo | 6.340% APR | 6.340% | 36 mo | Standard |
| RV & Powersport Loanrv_any_60mo | 6.740% APR | 6.740% | 60 mo | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Fixed Rate HELOC (First and Second Lien)heloc_fixed | 6.490% APR | 6.490% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Shared Secured Loanpersonal_secured_60mo | 8.990% APR | 8.990% | 60 mo | Standard |
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 13.990% APR | 13.990% | 60 mo | Standard |
| Secured Personal Loanpersonal_secured | 18.000% APR | 18.000% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 13.990% APR | 13.990% | — | Standard |
| Cash Back Credit Cardcredit_card_cash_back | 14.990% APR | 14.990% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Short Term Small Loan (6 months)other | 28.000% % | 28.000% | — | Standard |
As of August 4, 2026, Net Credit Union offers mortgage rates from 6.5% APR. Vehicle loans available from 5.59% APR for 36 months. HELOC rates from 6.49% APR. Personal loan rates from 8.99% APR. Credit card rates from 13.99% APR.
Source: RateAPI.dev, verified from Net Credit Union's official website
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About Net Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 20.1K
- Assets
- $344.2M
- Founded
- 1941
- Locations reported
- 4
- NCUA charter
- 4792
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Payday Alternative Loans I
- Payday Alternative Loans II
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Net Credit Union
Membership eligibility from Net Credit Union's own published criteria. How we verify this.
Membership criteria are published on Net Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Net Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Net Credit Union offer?
Net Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Net Credit Union rates updated?
RateAPI verifies Net Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Net Credit Union's rate data?
Rate data is collected directly from Net Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Net Credit Union's mortgage rate?
As of August 4, 2026, Net Credit Union offers mortgage rates from 6.5% APR.
What are Net Credit Union's auto & rv loan rates?
As of August 4, 2026, Net Credit Union offers vehicle loans from 5.59% APR.
What is Net Credit Union's HELOC rate?
As of August 4, 2026, Net Credit Union offers home equity lines of credit from 6.49% APR.
What is Net Credit Union's personal loan rate?
As of August 4, 2026, Net Credit Union offers personal loans from 8.99% APR.
Related Rate Data
Compare Net Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Net Credit Union rates
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# Get rates for Net Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/net" \
-H "Authorization: Bearer YOUR_API_KEY"