Moonlight Credit Union

Worthington, Pennsylvania
Last verified: August 4, 2026
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Verified rate book

Current Moonlight Credit Union rates

45 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

19 offers
Moonlight Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
60-Month Auto Loan (2024–2026)auto_any_60mo4.290% APR4.290%60 moStandard
66-Month Auto Loanauto_any_66mo4.590% APR4.590%66 moStandard
66-Month Auto Loan (2024–2026)auto_any_66mo4.590% APR4.590%66 moStandard
72-Month Auto Loan (2024–2026)auto_any_72mo4.790% APR4.790%72 moStandard
72-Month Auto Loanauto_any_72mo4.790% APR4.790%72 moStandard
84-Month Auto Loan (2024–2026)auto_any_84mo4.990% APR4.990%84 moStandard
84-Month Auto Loanauto_any_84mo4.990% APR4.990%84 moStandard
60-Month Used Auto Loan (2022–2026)auto_used_60mo5.090% APR5.090%60 mo · usedStandard
60-Month Auto Loanauto_any_60mo5.090% APR5.090%60 moStandard
66-Month Used Auto Loan (2022–2026)auto_used_66mo5.290% APR5.290%66 mo · usedStandard
72-Month Used Auto Loan (2022–2026)auto_used_72mo5.490% APR5.490%72 mo · usedStandard
60-Month Used Auto Loan (2021)auto_used_60mo5.590% APR5.590%60 mo · usedStandard
84-Month Used Auto Loan (2022–2026)auto_used_84mo5.790% APR5.790%84 mo · usedStandard
60-Month Used Auto Loan (2019–2020)auto_used_60mo6.290% APR6.290%60 mo · usedStandard
72-Month Used Auto Loan (2021)auto_used_72mo6.890% APR6.890%72 mo · usedStandard
36-Month Auto Loanauto_any_36mo7.000% APR7.000%36 moStandard
36-Month Used Auto Loan (2015–2017)auto_used_36mo7.000% APR7.000%36 mo · usedStandard
72-Month Used Auto Loan (2019–2020)auto_used_72mo7.290% APR7.290%72 mo · usedStandard
36-Month Used Auto Loan (2008–2014)auto_used_36mo7.750% APR7.750%36 mo · usedStandard

HELOC rates

5 offers
Moonlight Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
5-Year Home Equity Loan (Fixed)heloc_fixed4.300% APR4.300%—Standard
10-Year Home Equity Loan (Fixed)heloc_fixed4.750% APR4.750%—Standard
Home Equity Loan (1st Lien)heloc_fixed5.000% APR5.000%—Standard
15-Year Home Equity Loan (Fixed)heloc_fixed5.000% APR5.000%—Standard
Home Equity Loan (2nd Lien)heloc_fixed5.500% APR5.500%—Standard

Personal loan rates

10 offers
Moonlight Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
24-Month Unsecured Personal Loanpersonal_unsecured_24mo4.000% APR4.000%24 moStandard
Personal Loans (48 - 60 Months)personal_unsecured_60mo4.000% APR4.000%60 moStandard
36-Month Unsecured Personal Loanpersonal_unsecured_36mo4.000% APR4.000%36 moStandard
Share-Secured Loanpersonal_secured4.000% APR4.000%—Standard
Summer Loanpersonal5.000% APR5.000%—Standard
Unsecured Personal Loanpersonal_unsecured8.000% APR8.000%—Standard
48-Month Unsecured Personal Loanpersonal_unsecured_48mo8.250% APR8.250%48 moStandard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo8.750% APR8.750%60 moStandard
72-Month Unsecured Personal Loanpersonal_unsecured_72mo9.000% APR9.000%72 moStandard
Personal Loan (over $15,000)personal_unsecured9.000% APR9.000%—Standard

Credit card rates

2 offers
Moonlight Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card4.900% APR4.900%—Standard
Balance Transfer Specialcredit_card_balance_transfer4.900% APR4.900%—Standard

Savings & CD rates

9 offers
Moonlight Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Checkingsavings0.25% APY0.25%—Standard
Christmas Clubsavings1.50% APY1.50%—Specialty offer
IRAira2.00% APY2.00%—Standard
6-Month IRA Certificateira_cd_6mo3.00% APY3.00%6 moStandard
12 Month Youth CDcd_12mo3.25% APY3.25%12 moStandard
CD & IRA Rates (12 Month Youth CD (Special - $250 minimum) (IRA does not apply))ira_cd_12mo3.25% APY3.25%12 moEligibility restricted
24-Month IRA Certificateira_cd_24mo3.50% APY3.50%24 moStandard
36-Month IRA Certificateira_cd_36mo3.75% APY3.75%36 moStandard
48-Month IRA Certificateira_cd_48mo4.00% APY4.00%48 moStandard

Auto loans available from 4.29% APR for 60 months. HELOC rates from 4.3% APR. Personal loan rates from 4% APR. Credit card rates from 4.9% APR. Savings and certificate yields up to 4.00% APY.

Source: RateAPI.dev, verified from Moonlight Credit Union's official website

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About Moonlight Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
3.9K
Assets
$53.4M
Founded
1947
Locations reported
1
NCUA charter
24978
Charter type
Federal credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Armstrong AssociatesWest Hills Branch · Kittanning · PA · 16201-7118About 9.6 miles awayArmstrong Co. Federal Emp.ARMSTRONG CO. FEDERAL EMP.FCU · Kittanning · PA · 16201-1300About 9.6 miles awayUsxSaxonburg/Sarver · Sarver · PA · 16055About 9.8 miles awayArmcoArmco Employees Credit Union BC3 Branch · Butler · PA · 16002-3807About 10.7 miles awayCentury Heritage09-Leechburg · Leechburg · PA · 15656-1241About 13.7 miles awayPhepleKiski Area Student Branch · leechburg · PA · 15656About 13.7 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Moonlight Credit Union

Membership eligibility from Moonlight Credit Union's own published criteria. How we verify this.

Community charter: live/work in Armstrong, PA

  • LocationArmstrong — PA

Cost to join: About $1.

Verified from Moonlight Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Moonlight Credit Union?

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Frequently Asked Questions

What rates does Moonlight Credit Union offer?

Moonlight Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Moonlight Credit Union rates updated?

RateAPI verifies Moonlight Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Moonlight Credit Union's rate data?

Rate data is collected directly from Moonlight Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Moonlight Credit Union's auto loan rates?

As of August 4, 2026, Moonlight Credit Union offers auto loans from 4.29% APR.

What is Moonlight Credit Union's HELOC rate?

As of August 4, 2026, Moonlight Credit Union offers home equity lines of credit from 4.3% APR.

What is Moonlight Credit Union's personal loan rate?

As of August 4, 2026, Moonlight Credit Union offers personal loans from 4% APR.

What is Moonlight Credit Union's best CD rate?

As of August 4, 2026, Moonlight Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare Moonlight Credit Union's rates against national credit-union benchmarks.

More Pennsylvania credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Moonlight Credit Union
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  -H "Authorization: Bearer YOUR_API_KEY"
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