Erie City Employees Credit Union

Erie, Pennsylvania
Last verified: August 4, 2026
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Verified rate book

Current Erie City Employees Credit Union rates

32 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

1 offer
Erie City Employees Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Mortgage Loanother5.875% APR5.875%—Standard

Auto & vehicle rates

19 offers
Erie City Employees Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
AUTOMOBILE & MOTORCYCLE NEW & Used (2024 & Newer) (0 - 24 Months)motorcycle_any_24mo4.440% APR4.440%24 mo · anyStandard
Auto Loanauto4.440% APR4.440%—Standard
AUTOMOBILE & MOTORCYCLE NEW & Used (2024 & Newer) (25 - 36 Months)motorcycle_any_36mo4.590% APR4.590%36 mo · anyStandard
AUTOMOBILE & MOTORCYCLE NEW & Used (2024 & Newer) (37 - 48 Months)motorcycle_any_48mo4.840% APR4.840%48 mo · anyStandard
AUTOMOBILE & MOTORCYCLE NEW & Used (2024 & Newer) (49 - 60 Months)motorcycle_any_60mo5.090% APR5.090%60 mo · anyStandard
AUTOMOBILE & MOTORCYCLE Used (2020 - 2023). (0 - 24 Months)motorcycle_used_24mo5.090% APR5.090%24 mo · usedStandard
AUTOMOBILE & MOTORCYCLE Used (2020 - 2023). (25 - 36 Months)motorcycle_used_36mo5.340% APR5.340%36 mo · usedStandard
AUTOMOBILE & MOTORCYCLE NEW & Used (2024 & Newer) (61 - 72 Months)motorcycle_any_72mo5.340% APR5.340%72 mo · anyStandard
AUTOMOBILE & MOTORCYCLE Used (2020 - 2023). (37 - 48 Months)motorcycle_used_48mo5.590% APR5.590%48 mo · usedStandard
AUTOMOBILE & MOTORCYCLE NEW & Used (2024 & Newer) (73 - 84 Months)motorcycle_any_84mo5.590% APR5.590%84 mo · anyStandard
AUTOMOBILE & MOTORCYCLE Used (2020 - 2023). (49 - 60 Months)motorcycle_used_60mo5.840% APR5.840%60 mo · usedStandard
AUTOMOBILE & MOTORCYCLE Used (2020 - 2023). (61 - 72 Months)motorcycle_used_72mo6.090% APR6.090%72 mo · usedStandard
AUTOMOBILE & MOTORCYCLE Used (2020 - 2023). (73 - 84 Months)motorcycle_used_84mo6.350% APR6.350%84 mo · usedStandard
New Boat & RV (0-24 Months)boat_new_24mo8.250% APR8.250%24 mo · newStandard
New Boat & RV (25-60 Months)boat_new_60mo9.000% APR9.000%60 mo · newStandard
New Boat & RV (61-84 Months)boat_new_84mo9.750% APR9.750%84 mo · newStandard
Used Boat & RV (0-60 Months)boat_used_60mo10.500% APR10.500%60 mo · usedStandard
New Boat & RV (85-120 Months)boat_new_120mo11.500% APR11.500%120 mo · newStandard
Used Boat & RV (61-84 Months)boat_used_84mo11.500% APR11.500%84 mo · usedStandard

HELOC rates

9 offers
Erie City Employees Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity - First Position Mortgage (0-60 Months)heloc5.250% APR5.250%—Standard
Home Equity Loan - First Position Mortgage (Home Equity - First Position Mortgage (0-60 Months))heloc_fixed5.250% APR5.250%—Standard
Home Equity Loan - First Position Mortgage (Home Equity - First Position Mortgage (61-120 Months))heloc_fixed6.000% APR6.000%—Standard
Home Equity - First Position Mortgage (61-120 Months)heloc6.000% APR6.000%—Standard
Home Equity - First Position Mortgage (121-180 Months)heloc6.250% APR6.250%—Standard
Home Equity Loan - First Position Mortgage (Home Equity - First Position Mortgage (121-180 Months))heloc_fixed6.250% APR6.250%—Standard
Home Equity Loan - Second Position Mortgage (Home Equity - Second Position Mortgage (0-60 Months))heloc_fixed6.250% APR6.250%—Standard
Home Equity Loan - Second Position Mortgage (Home Equity - Second Position Mortgage (61-120 Months))heloc_fixed6.750% APR6.750%—Standard
Home Equity Loan - Second Position Mortgage (Home Equity - Second Position Mortgage (121-180 Months))heloc_fixed7.000% APR7.000%—Standard

Personal loan rates

1 offer
Erie City Employees Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured6.490% APR6.490%—Standard

Other rates

2 offers
Erie City Employees Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Limit less than $24,999.00 (Min $5,000.00)other0.750% %0.750%—Standard
Credit Limit greater than $75,000.00 (Max $150,000.00)other0.750% %0.750%—Standard

As of August 4, 2026, Erie City Employees Credit Union offers mortgage rates from 5.875% APR. Vehicle loans available from 4.44% APR for 24 months. HELOC rates from 5.25% APR. Personal loan rates from 6.49% APR.

Source: RateAPI.dev, verified from Erie City Employees Credit Union's official website

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About Erie City Employees Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
817
Assets
$7.9M
Founded
1953
Locations reported
1
NCUA charter
8913
Charter type
Federal credit union

Services and member support

  • Bilingual services
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Erie38th Street · Erie · PA · 16504Branch in the same ZIPLocomotive & Control EmployeesMain Office · Erie · PA · 16504-3039Branch in the same ZIPTendto1129 State · Erie · PA · 16501-1911About 2.2 miles awayErie FirefightersCU Office · Erie · PA · 16508-2611About 2.3 miles awayWidget26th Street · Erie · PA · 16508-1367About 2.3 miles awayI B E W Local 56IBEW Local #56 Federal Credit Union · Erie · PA · 16502-2401About 2.7 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Erie City Employees Credit Union

Membership eligibility from Erie City Employees Credit Union's own published criteria. How we verify this.

Community charter: live/work in Erie, Crawford, PA

  • LocationErie, Crawford — PA

Verified from Erie City Employees Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Erie City Employees Credit Union offer?

Erie City Employees Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Erie City Employees Credit Union rates updated?

RateAPI verifies Erie City Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Erie City Employees Credit Union's rate data?

Rate data is collected directly from Erie City Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Erie City Employees Credit Union's mortgage rate?

As of August 4, 2026, Erie City Employees Credit Union offers mortgage rates from 5.875% APR.

What are Erie City Employees Credit Union's auto, boat & motorcycle loan rates?

As of August 4, 2026, Erie City Employees Credit Union offers vehicle loans from 4.44% APR.

What is Erie City Employees Credit Union's HELOC rate?

As of August 4, 2026, Erie City Employees Credit Union offers home equity lines of credit from 5.25% APR.

What is Erie City Employees Credit Union's personal loan rate?

As of August 4, 2026, Erie City Employees Credit Union offers personal loans from 6.49% APR.

Related Rate Data

Compare Erie City Employees Credit Union's rates against national credit-union benchmarks.

More Pennsylvania credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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# Get rates for Erie City Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/erie-city-employees" \
  -H "Authorization: Bearer YOUR_API_KEY"
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