I B E W Local 56 Credit Union

Erie, Pennsylvania
Last verified: August 3, 2026
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Verified rate book

Current I B E W Local 56 Credit Union rates

38 published offers verified as of August 3, 2026.

How we verify rates

Mortgage rates

2 offers
I B E W Local 56 Credit Union mortgage rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Mini-Mortgageother4.900% APR4.900%Standard
Mini Mortgageother4.900% APR4.900%Standard

Auto & vehicle rates

13 offers
I B E W Local 56 Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
New Auto Loan (2020 and Newer)auto_new4.100% APR4.100%newStandard
New Vehicle Loans - Automobiles, Trucks, Motorcycles and Motor Homesmotorcycle_new_24mo4.100% APR4.100%24 mo · newStandard
New Vehicle Loans - Automobiles, Trucks, Motorcycles and Motor Homesmotorcycle_new_36mo4.400% APR4.400%36 mo · newStandard
New Vehicle Loans - Automobiles, Trucks, Motorcycles and Motor Homesmotorcycle_new_48mo4.550% APR4.550%48 mo · newStandard
New Vehicle Loans - Automobiles, Trucks, Motorcycles and Motor Homesmotorcycle_new_60mo4.750% APR4.750%60 mo · newStandard
Used Auto Loanauto_used4.800% APR4.800%usedStandard
Used Vehicle Loans - All Automobiles, Trucks, Motorcycles and Motor Homesmotorcycle_used_24mo4.800% APR4.800%24 mo · usedStandard
Used Vehicle Loans - All Automobiles, Trucks, Motorcycles and Motor Homesmotorcycle_used_36mo4.950% APR4.950%36 mo · usedStandard
New Vehicle Loans - Automobiles, Trucks, Motorcycles and Motor Homesmotorcycle_new_72mo5.100% APR5.100%72 mo · newStandard
Used Vehicle Loans - All Automobiles, Trucks, Motorcycles and Motor Homesmotorcycle_used_48mo5.200% APR5.200%48 mo · usedStandard
Used Vehicle Loans - All Automobiles, Trucks, Motorcycles and Motor Homesmotorcycle_used_60mo5.400% APR5.400%60 mo · usedStandard
New Vehicle Loans - Automobiles, Trucks, Motorcycles and Motor Homesmotorcycle_new_84mo5.500% APR5.500%84 mo · newStandard
Used Vehicle Loans - All Automobiles, Trucks, Motorcycles and Motor Homesmotorcycle_used_72mo5.700% APR5.700%72 mo · usedStandard

HELOC rates

1 offer
I B E W Local 56 Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan (Fixed)heloc_fixed5.250% APR5.250%Standard

Personal loan rates

1 offer
I B E W Local 56 Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Personal Loanpersonal4.990% APR4.990%Standard

Savings & CD rates

21 offers
I B E W Local 56 Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Investment Sharessavings0.30% APY0.30%Standard
Coverdell Ed Savingssavings0.76% APY0.76%Standard
Traditional & Roth IRAira0.76% APY0.76%Standard
Traditional & Roth IRAira0.78% APY0.78%Standard
Coverdell Ed Savingssavings0.78% APY0.78%Standard
Traditional & Roth IRAira0.81% APY0.81%Standard
Coverdell Ed Savingssavings0.81% APY0.81%Standard
24-Month Certificateshare_certificate_24mo3.47% APY3.43%24 moStandard
24-Month Certificateshare_certificate_24mo3.52% APY3.47%24 moStandard
36-Month Certificateshare_certificate_36mo3.53% APY3.48%36 moStandard
24-Month Certificateshare_certificate_24mo3.55% APY3.50%24 moStandard
36-Month Certificateshare_certificate_36mo3.57% APY3.52%36 moStandard
12-Month Certificateshare_certificate_12mo3.60% APY3.55%12 moStandard
12-Month Certificatecd_12mo3.60% APY3.60%12 moStandard
12-Month Certificatecd_12mo3.63% APY3.63%12 moStandard
12-Month Certificateshare_certificate_12mo3.63% APY3.58%12 moStandard
6-Month Certificateshare_certificate_6mo3.65% APY3.60%6 moStandard
6-Month Certificatecd_6mo3.65% APY3.65%6 moStandard
6-Month Certificateshare_certificate_6mo3.68% APY3.63%6 moStandard
6-Month Certificateshare_certificate_6mo3.70% APY3.65%6 moStandard
6-Month Certificatecd_6mo3.70% APY3.70%6 moStandard

As of August 3, 2026, I B E W Local 56 Credit Union offers mortgage rates from 4.9% APR. Vehicle loans available from 4.1% APR. HELOC rates from 5.25% APR. Personal loan rates from 4.99% APR. Savings and certificate yields up to 3.70% APY.

Source: RateAPI.dev, verified from I B E W Local 56 Credit Union's official website

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About I B E W Local 56 Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
1.5K
Assets
$10.9M
Founded
1961
Locations reported
2
NCUA charter
14247
Charter type
Federal credit union

Services and member support

  • Online loan application
  • Electronic statements

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join I B E W Local 56 Credit Union

Membership eligibility from I B E W Local 56 Credit Union's own published criteria. How we verify this.

Membership via employers (I.B.E.W. Local #56 +10 more)

  • EmployerI.B.E.W. Local #56, Stroehmann Bakery, Advanced Business Systems, Birkmire Transportation Services, Signal-Tech, Metro Health Center, Advanced Protection Services, A-1 Automotive, AAA West Penn/Erie County, Furman Enterprises, Inc., West Erie County Democratic Committe

Cost to join: About $25.25 (a $0.25 membership fee plus a $25 minimum deposit).

Verified from I B E W Local 56 Credit Union's membership page. Final membership determination is always made by the credit union.

Work at I B E W Local 56 Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where I B E W Local 56 Credit Union ranks against Pennsylvania peers.

Frequently Asked Questions

What rates does I B E W Local 56 Credit Union offer?

I B E W Local 56 Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are I B E W Local 56 Credit Union rates updated?

RateAPI verifies I B E W Local 56 Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get I B E W Local 56 Credit Union's rate data?

Rate data is collected directly from I B E W Local 56 Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is I B E W Local 56 Credit Union's mortgage rate?

As of August 3, 2026, I B E W Local 56 Credit Union offers mortgage rates from 4.9% APR.

What are I B E W Local 56 Credit Union's auto & motorcycle loan rates?

As of August 3, 2026, I B E W Local 56 Credit Union offers vehicle loans from 4.1% APR.

What is I B E W Local 56 Credit Union's HELOC rate?

As of August 3, 2026, I B E W Local 56 Credit Union offers home equity lines of credit from 5.25% APR.

What is I B E W Local 56 Credit Union's personal loan rate?

As of August 3, 2026, I B E W Local 56 Credit Union offers personal loans from 4.99% APR.

What is I B E W Local 56 Credit Union's best CD rate?

As of August 3, 2026, I B E W Local 56 Credit Union offers savings and certificate (CD) yields up to 3.70% APY.

Related Rate Data

Compare I B E W Local 56 Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for I B E W Local 56 Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/i-b-e-w-local-56" \
  -H "Authorization: Bearer YOUR_API_KEY"