Americo Credit Union
Verified rate book
Current Americo Credit Union rates
34 published offers verified as of August 4, 2026.
Auto & vehicle rates
17 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Autos & Motorcycles (2022 & Newer) (36 months)motorcycle_any_36mo | 4.490% APR | 4.490% | 36 mo | Standard |
| Autos & Motorcycles (2022 & Newer) (60 months)motorcycle_any_60mo | 4.490% APR | 4.490% | 60 mo | Standard |
| Autos & Motorcycles (2022 & Newer) (72 months)motorcycle_any_72mo | 4.990% APR | 4.990% | 72 mo | Standard |
| Autos & Motorcycles (2019 - 2021) (36 months)motorcycle_any_36mo | 5.240% APR | 5.240% | 36 mo | Standard |
| Autos & Motorcycles (2022 & Newer) (84 months)motorcycle_any_84mo | 5.490% APR | 5.490% | 84 mo | Standard |
| Autos & Motorcycles (2019 - 2021) (60 months)motorcycle_any_60mo | 5.740% APR | 5.740% | 60 mo | Standard |
| Autos & Motorcycles (2019 - 2021) (72 months)motorcycle_any_72mo | 6.240% APR | 6.240% | 72 mo | Standard |
| Autos & Motorcycles (2018 & Older) (36 months)motorcycle_used_36mo | 6.740% APR | 6.740% | 36 mo · used | Standard |
| Autos & Motorcycles (2019 - 2021) (84 months)motorcycle_any_84mo | 6.740% APR | 6.740% | 84 mo | Standard |
| Autos & Motorcycles (2018 & Older) (60 months)motorcycle_used_60mo | 7.240% APR | 7.240% | 60 mo · used | Standard |
| Autos & Motorcycles (2018 & Older) (72 months)motorcycle_used_72mo | 7.490% APR | 7.490% | 72 mo · used | Standard |
| Autos & Motorcycles (2022 & Newer) (120 months***)motorcycle_any_120mo | 8.990% APR | 8.990% | 120 mo | Standard |
| Autos & Motorcycles (2018 & Older) (84 months)motorcycle_used_84mo | 9.240% APR | 9.240% | 84 mo · used | Standard |
| Boats, RVs, Trailers, etc. (0-60 months)boat_any_60mo | 10.000% APR | 10.000% | 60 mo | Standard |
| Boats, RVs, Trailers, etc. (61-72 months)boat_any_72mo | 11.000% APR | 11.000% | 72 mo | Standard |
| Boats, RVs, Trailers, etc. (73-84 months)boat_any_84mo | 11.250% APR | 11.250% | 84 mo | Standard |
| Boats, RVs, Trailers, etc. (85-120 months)boat_any_120mo | 12.250% APR | 12.250% | 120 mo | Standard |
HELOC rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Second Mortgage (Fixed rate, closed-end loan) (60 months)heloc_fixed | 5.490% APR | 5.490% | — | Standard |
| Second Mortgage (Fixed rate, closed-end loan) (120 months)heloc_fixed | 5.990% APR | 5.990% | — | Standard |
| Second Mortgage (Fixed rate, closed-end loan) (180 months)heloc_fixed | 6.240% APR | 6.240% | — | Standard |
| Home Equity (Variable rate***, open-end loan) (up to 120 months)heloc_variable | 6.750% APR | 6.750% | — | Standard |
| Home Equity Loanheloc | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-Month Share-Secured Loanpersonal_secured_60mo | 4.490% APR | 4.490% | 60 mo | Standard |
| 36-Month Share-Secured Loanpersonal_secured_36mo | 4.490% APR | 4.490% | 36 mo | Standard |
| 72-Month Share-Secured Loanpersonal_secured_72mo | 4.990% APR | 4.990% | 72 mo | Standard |
| 84-Month Share-Secured Loanpersonal_secured_84mo | 5.490% APR | 5.490% | 84 mo | Standard |
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 9.000% APR | 9.000% | 60 mo | Standard |
| Unsecured Personal Loanpersonal_unsecured | 9.000% APR | 9.000% | — | Standard |
| Overdraft Line of Creditpersonal | 12.000% APR | 12.000% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Balance Transferscredit_card_balance_transfer | 6.750% APR | 6.750% | — | Standard |
| Credit Cardcredit_card | 6.750% APR | 6.750% | — | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Cash Advancesother | 6.750% % | 6.750% | — | Standard |
| CREDIT BOOST LOANS (12 months)other | 18.000% % | 18.000% | — | Standard |
| CREDIT BOOST LOANother | 18.000% % | 18.000% | — | Standard |
Vehicle loans available from 4.49% APR for 36 months. HELOC rates from 5.49% APR. Personal loan rates from 4.49% APR. Credit card rates from 6.75% APR.
Source: RateAPI.dev, verified from Americo Credit Union's official website
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About Americo Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 7.4K
- Assets
- $91.2M
- Founded
- 1959
- Locations reported
- 2
- NCUA charter
- 12752
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
- Credit-builder products
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
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Who Can Join Americo Credit Union
Membership eligibility from Americo Credit Union's own published criteria. How we verify this.
Membership criteria are published on Americo Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Americo Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Americo Credit Union?
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Frequently Asked Questions
What rates does Americo Credit Union offer?
Americo Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Americo Credit Union rates updated?
RateAPI verifies Americo Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Americo Credit Union's rate data?
Rate data is collected directly from Americo Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Americo Credit Union's boat & motorcycle loan rates?
As of August 4, 2026, Americo Credit Union offers vehicle loans from 4.49% APR.
What is Americo Credit Union's HELOC rate?
As of August 4, 2026, Americo Credit Union offers home equity lines of credit from 5.49% APR.
What is Americo Credit Union's personal loan rate?
As of August 4, 2026, Americo Credit Union offers personal loans from 4.49% APR.
Related Rate Data
Compare Americo Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Americo Credit Union rates
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# Get rates for Americo Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/americo" \
-H "Authorization: Bearer YOUR_API_KEY"