Inroads Credit Union
Verified rate book
Current Inroads Credit Union rates
27 published offers verified as of August 4, 2026.
Auto & vehicle rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto (New Auto (3 years & newer))auto_new_36mo | 5.490% APR | 5.490% | 36 mo · new | Standard |
| Used Auto (4-10 years old)auto_used_120mo | 5.750% APR | 5.750% | 120 mo · used | Standard |
| Auto (Used Auto (4-10 years old))auto_used_120mo | 5.750% APR | 5.750% | 120 mo · used | Standard |
| Auto (Older Auto (11 years & older))auto_used_132mo | 7.250% APR | 7.250% | 132 mo · used | Standard |
| New RVs (3 years & newer)rv_new_36mo | 7.750% APR | 7.750% | 36 mo · new | Standard |
| New Motorcycle, ATVs, & Watercraftmotorcycle_new | 8.250% APR | 8.250% | new | Standard |
| Used RVs (4 -15 years old)rv_used_180mo | 8.750% APR | 8.750% | 180 mo · used | Standard |
| Auto (First Time Auto Buyer (10 years & newer))auto_any_120mo | 11.500% APR | 11.500% | 120 mo | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 6.500% APR | 6.500% | — | Standard |
| Home Equity (Home Equity Express Line of Credit**)heloc_variable | 7.750% APR | 7.750% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Personal Line of Credit - My Lineploc_variable | 11.000% APR | 11.000% | — | Standard |
| Custom Cash Securedpersonal_secured | 11.000% APR | 11.000% | — | Standard |
| Custom Cash Unsecuredpersonal_unsecured | 12.000% APR | 12.000% | — | Standard |
Credit card rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cards (Explore Rewards Visa ®)credit_card_rewards | 13.240% APR | 13.240% | — | Standard |
| Credit Cards (Secure Visa ®)credit_card_secured | 16.000% APR | 16.000% | — | Standard |
| Credit Cards (Embark Rewards Visa ®)credit_card_rewards | 18.000% APR | 18.000% | — | Standard |
Savings & CD rates
11 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Regular Savings ($10,000 to $49,999)savings | 0.05% APY | 0.05% | — | Standard |
| $5 To $24,999savings | 0.05% APY | 0.05% | — | Standard |
| Regular Savings ($300 to $9,999)savings | 0.05% APY | 0.05% | — | Standard |
| Regular Savings ($50,000 and higher)savings | 0.05% APY | 0.05% | — | Standard |
| $5 To $9,999savings | 0.05% APY | 0.05% | — | Standard |
| Boost Savings ($25,001 and greater)savings | 0.45% APY | 0.45% | — | Standard |
| Boost Savings ($5,001 to $25,000)savings | 2.03% APY | 2.03% | — | Standard |
| Boost Savings ($2,501 to $5,000)savings | 4.00% APY | 4.00% | — | Standard |
| Smart Start Savingssavings | 4.00% APY | 4.00% | — | Standard |
| $0.01 And Greatersavings | 4.00% APY | 4.00% | — | Standard |
| Boost Savings ($0 to $2,500)savings | 4.00% APY | 4.00% | — | Standard |
Vehicle loans available from 5.49% APR for 36 months. HELOC rates from 6.5% APR. Personal loan rates from 11% APR. Credit card rates from 13.24% APR. Savings and certificate yields up to 4.00% APY.
Source: RateAPI.dev, verified from Inroads Credit Union's official website
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About Inroads Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 16K
- Assets
- $334.8M
- Founded
- 1938
- Locations reported
- 5
- NCUA charter
- 2730
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Inroads Credit Union
Membership eligibility from Inroads Credit Union's own published criteria. How we verify this.
Community charter: live/work in Columbia, Clatsop, Cowlitz +2 more
- LocationColumbia, Clatsop, Cowlitz, Multnomah, Washington
Verified from Inroads Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Inroads Credit Union?
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Frequently Asked Questions
What rates does Inroads Credit Union offer?
Inroads Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Inroads Credit Union rates updated?
RateAPI verifies Inroads Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Inroads Credit Union's rate data?
Rate data is collected directly from Inroads Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Inroads Credit Union's auto, rv & motorcycle loan rates?
As of August 4, 2026, Inroads Credit Union offers vehicle loans from 5.49% APR.
What is Inroads Credit Union's HELOC rate?
As of August 4, 2026, Inroads Credit Union offers home equity lines of credit from 6.5% APR.
What is Inroads Credit Union's personal loan rate?
As of August 4, 2026, Inroads Credit Union offers personal loans from 11% APR.
What is Inroads Credit Union's best CD rate?
As of August 4, 2026, Inroads Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare Inroads Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Inroads Credit Union
curl "https://api.rateapi.dev/credit-unions/oregon/inroads" \
-H "Authorization: Bearer YOUR_API_KEY"