Toledo Urban Credit Union

Toledo, Ohio
Last verified: August 4, 2026
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Verified rate book

Current Toledo Urban Credit Union rates

15 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

1 offer
Toledo Urban Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HIMPother9.000% APR9.000%Standard

Auto & vehicle rates

4 offers
Toledo Urban Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
84-Month New Auto Loanauto_new_84mo4.750% APR4.750%84 mo · newStandard
2024-2022 Used Over $30Kauto_used_84mo5.500% APR5.500%84 mo · usedStandard
2023-2022 Used Under $30Kauto_used_72mo5.500% APR5.500%72 mo · usedStandard
Older and Specialty Autosauto_used_84mo6.900% APR6.900%84 mo · usedStandard

HELOC rates

1 offer
Toledo Urban Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loanheloc7.000% APR7.000%Standard

Personal loan rates

4 offers
Toledo Urban Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
120-Month Share-Secured Loanpersonal_secured_120mo3.900% APR3.900%120 moStandard
Holiday Loanpersonal_unsecured_24mo9.000% APR9.000%24 moStandard
60-Month Signature Loanpersonal_unsecured_60mo10.000% APR10.000%60 moStandard
Paydaypersonal_unsecured_1mo18.000% APR18.000%1 moStandard

Other rates

5 offers
Toledo Urban Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
6 For 6other18.000% %18.000%Standard
12 For 10other18.000% %18.000%Standard
10 For 10other18.000% %18.000%Standard
5 For 5other18.000% %18.000%Standard
8 For 8other18.000% %18.000%Standard

As of August 4, 2026, Toledo Urban Credit Union offers mortgage rates from 9% APR. Auto loans available from 4.75% APR for 84 months. HELOC rates from 7% APR. Personal loan rates from 3.9% APR.

Source: RateAPI.dev, verified from Toledo Urban Credit Union's official website

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About Toledo Urban Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
3.5K
Assets
$17M
Founded
1996
Locations reported
2
NCUA charter
24578
Charter type
Federal credit union

Services and member support

  • Electronic statements
  • Financial counseling
  • Financial education
  • First-time homebuyer program

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Toledo Urban Credit Union

Membership eligibility from Toledo Urban Credit Union's own published criteria. How we verify this.

Membership criteria are published on Toledo Urban Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationLucas — OH

Verified from Toledo Urban Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Toledo Urban Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Toledo Urban Credit Union ranks against Ohio peers.

Frequently Asked Questions

What rates does Toledo Urban Credit Union offer?

Toledo Urban Credit Union currently offers mortgage, Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Toledo Urban Credit Union rates updated?

RateAPI verifies Toledo Urban Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Toledo Urban Credit Union's rate data?

Rate data is collected directly from Toledo Urban Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Toledo Urban Credit Union's mortgage rate?

As of August 4, 2026, Toledo Urban Credit Union offers mortgage rates from 9% APR.

What are Toledo Urban Credit Union's auto loan rates?

As of August 4, 2026, Toledo Urban Credit Union offers auto loans from 4.75% APR.

What is Toledo Urban Credit Union's HELOC rate?

As of August 4, 2026, Toledo Urban Credit Union offers home equity lines of credit from 7% APR.

What is Toledo Urban Credit Union's personal loan rate?

As of August 4, 2026, Toledo Urban Credit Union offers personal loans from 3.9% APR.

Related Rate Data

Compare Toledo Urban Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Toledo Urban Credit Union
curl "https://api.rateapi.dev/credit-unions/ohio/toledo-urban" \
  -H "Authorization: Bearer YOUR_API_KEY"