Directions Credit Union
Verified rate book
Current Directions Credit Union rates
10 published offers verified as of August 3, 2026.
Mortgage rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.875% APR | 6.875% | — | Standard |
| 20-Year Fixed20 year fixed | 6.500% APR | 6.500% | — | Standard |
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 5.490% APR | 5.490% | — | Standard |
| Auto Loan, Refinanceauto | 5.490% APR | 5.490% | — | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 6.250% APR | 6.250% | — | Standard |
| Home Equity Loan (Fixed)heloc_fixed | 8.213% APR | 8.213% | — | Standard |
Savings & CD rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Primary Share Savingsshare_savings | 0.10% APY | 0.10% | — | Standard |
| Money Management Accountsavings | 0.30% APY | 0.30% | — | Standard |
| High Yield Savingssavings | 2.32% APY | 2.32% | — | Standard |
| 3-Month Certificatecd_3mo | 2.89% APY | 2.89% | 3 mo | Standard |
As of August 3, 2026, Directions Credit Union offers a 30-year fixed mortgage at 6.875% APR. Auto loans available from 5.49% APR. HELOC rates from 6.25% APR. Savings and certificate yields up to 2.89% APY.
Source: RateAPI.dev, verified from Directions Credit Union's official website
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About Directions Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 97.4K
- Assets
- $1.4B
- Founded
- 1953
- Locations reported
- 23
- NCUA charter
- 60978
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- First-time homebuyer program
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Directions Credit Union
Membership eligibility from Directions Credit Union's own published criteria. How we verify this.
Community charter: live/work in Ashland, Crawford, Erie +16 more
- LocationAshland, Crawford, Erie, Fulton, Huron, Knox, Lorain, Lucas, Medina, Morrow, Ottawa, Richland, Sandusky, Seneca, Tuscarawas, Wayne, Wood, Monroe, Lenawee
Verified from Directions Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Directions Credit Union?
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Frequently Asked Questions
What rates does Directions Credit Union offer?
Directions Credit Union currently offers mortgage, Auto loan, and HELOC rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Directions Credit Union rates updated?
RateAPI verifies Directions Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Directions Credit Union's rate data?
Rate data is collected directly from Directions Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Directions Credit Union's mortgage rate?
As of August 3, 2026, Directions Credit Union offers a 30-year fixed mortgage at 6.875% APR.
What are Directions Credit Union's auto loan rates?
As of August 3, 2026, Directions Credit Union offers auto loans from 5.49% APR.
What is Directions Credit Union's HELOC rate?
As of August 3, 2026, Directions Credit Union offers home equity lines of credit from 6.25% APR.
What is Directions Credit Union's best CD rate?
As of August 3, 2026, Directions Credit Union offers savings and certificate (CD) yields up to 2.89% APY.
Related Rate Data
Compare Directions Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Directions Credit Union rates
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Use it via API
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# Get rates for Directions Credit Union
curl "https://api.rateapi.dev/credit-unions/ohio/directions" \
-H "Authorization: Bearer YOUR_API_KEY"