Sylvania Area Credit Union

Sylvania, Ohio
Last verified: August 4, 2026
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Verified rate book

Current Sylvania Area Credit Union rates

36 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

20 offers
Sylvania Area Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
72-Month New Auto Loanauto_new_72mo4.990% APR4.990%72 mo · newStandard
84-Month New Auto Loanauto_new_84mo5.240% APR5.240%84 mo · newStandard
72-Month Used Auto Loanauto_used_72mo5.240% APR5.240%72 mo · usedStandard
84-Month Used Auto Loanauto_used_84mo5.740% APR5.740%84 mo · usedStandard
Other Recreational Merchandise (New)powersports_new_48mo5.990% APR5.990%48 mo · newStandard
Up to 48-Month New Auto Loanauto_new_48mo5.990% APR5.990%48 mo · newStandard
Up to 48-Month Used Auto Loanauto_used_48mo6.240% APR6.240%48 mo · usedStandard
Up to 72-Month New Auto Loanauto_new_72mo6.240% APR6.240%72 mo · newStandard
Up to 60-Month New Auto Loanauto_new_60mo6.240% APR6.240%60 mo · newStandard
Other Recreational Merchandise (Used)powersports_used_48mo6.240% APR6.240%48 mo · usedStandard
Recreational Merchandise (New)powersports_new_72mo6.240% APR6.240%72 mo · newStandard
Other Recreational Merchandise (New)powersports_new_60mo6.240% APR6.240%60 mo · newStandard
Other Recreational Merchandise (Used)powersports_used_60mo6.490% APR6.490%60 mo · usedStandard
Up to 60-Month Used Auto Loanauto_used_60mo6.490% APR6.490%60 mo · usedStandard
Recreational Merchandise (New)powersports_new_120mo7.240% APR7.240%120 mo · newStandard
Up to 120-Month New Auto Loanauto_new_120mo7.240% APR7.240%120 mo · newStandard
Up to 72-Month Used Auto Loanauto_used_72mo7.240% APR7.240%72 mo · usedStandard
Recreational Merchandise (Used)powersports_used_72mo7.240% APR7.240%72 mo · usedStandard
Up to 120-Month Used Auto Loanauto_used_120mo8.240% APR8.240%120 mo · usedStandard
Recreational Merchandise (Used)powersports_used_120mo8.240% APR8.240%120 mo · usedStandard

Personal loan rates

10 offers
Sylvania Area Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share Pledged Loans (Up to 60 Months)personal_unsecured_60mo4.990% APR4.990%60 moStandard
Home Improvementpersonal_unsecured_60mo6.740% APR6.740%60 moStandard
Home Improvementpersonal_unsecured_84mo6.990% APR6.990%84 moStandard
24-Month Unsecured Personal Loanpersonal_unsecured_24mo9.740% APR9.740%24 moStandard
36-Month Unsecured Personal Loanpersonal_unsecured_36mo10.740% APR10.740%36 moStandard
48-Month Unsecured Personal Loanpersonal_unsecured_48mo11.740% APR11.740%48 moStandard
Holiday & Vacation Loanpersonal_unsecured_12mo12.000% APR12.000%12 moStandard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo12.740% APR12.740%60 moStandard
Personal Line of Creditploc_variable16.000% APR16.000%Standard
Short Term Loanpersonal_unsecured_6mo17.990% APR17.990%6 moStandard

Student loan rates

1 offer
Sylvania Area Credit Union student loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Tuition Loanstudent9.740% APR9.740%Standard

Credit card rates

3 offers
Sylvania Area Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card9.990% APR9.990%Standard
Platinum Credit Cardcredit_card_platinum9.990% APR9.990%Standard
VISA Credit Cards (Classic)credit_card14.990% APR14.990%Standard

Savings & CD rates

1 offer
Sylvania Area Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
84-Month Certificatecd_84mo5.24% APY5.24%84 moStandard

Other rates

1 offer
Sylvania Area Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
On Demandother16.000% %16.000%Standard

Vehicle loans available from 4.99% APR for 72 months. Personal loan rates from 4.99% APR. Credit card rates from 9.99% APR. Savings and certificate yields up to 5.24% APY.

Source: RateAPI.dev, verified from Sylvania Area Credit Union's official website

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About Sylvania Area Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
1.8K
Assets
$25.5M
Founded
1966
Locations reported
3
NCUA charter
17733
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Sylvania Area Credit Union

Membership eligibility from Sylvania Area Credit Union's own published criteria. How we verify this.

Membership criteria are published on Sylvania Area Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationFulton, Lucas — GA, OH

Verified from Sylvania Area Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Sylvania Area Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Sylvania Area Credit Union ranks against Ohio peers.

Frequently Asked Questions

What rates does Sylvania Area Credit Union offer?

Sylvania Area Credit Union currently offers vehicle loan, personal loan, student loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Sylvania Area Credit Union rates updated?

RateAPI verifies Sylvania Area Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Sylvania Area Credit Union's rate data?

Rate data is collected directly from Sylvania Area Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Sylvania Area Credit Union's auto & powersports loan rates?

As of August 4, 2026, Sylvania Area Credit Union offers vehicle loans from 4.99% APR.

What is Sylvania Area Credit Union's personal loan rate?

As of August 4, 2026, Sylvania Area Credit Union offers personal loans from 4.99% APR.

What is Sylvania Area Credit Union's best CD rate?

As of August 4, 2026, Sylvania Area Credit Union offers savings and certificate (CD) yields up to 5.24% APY.

Related Rate Data

Compare Sylvania Area Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Sylvania Area Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Sylvania Area Credit Union
curl "https://api.rateapi.dev/credit-unions/ohio/sylvania-area" \
  -H "Authorization: Bearer YOUR_API_KEY"