First Service Credit Union
Verified rate book
Current First Service Credit Union rates
25 published offers verified as of August 3, 2026.
Mortgage rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 15-Year Fixed15 year fixed | 5.375% APR | 5.375% | — | Standard |
| 10-Year Streamline Mortgage10 year fixed | 4.875% APR | 4.875% | — | Standard |
Auto & vehicle rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 66-Month Auto Loan (2020 and Newer)auto_any_66mo | 5.720% APR | 5.490% | 66 mo | Standard |
| 66-Month Auto Loan (2022 and Newer)auto_any_66mo | 5.830% APR | 5.490% | 66 mo | Standard |
| 75-Month Auto Loan (2022 and Newer)auto_any_75mo | 6.040% APR | 5.740% | 75 mo | Standard |
| Auto Loanauto | 6.240% APR | 6.240% | — | Standard |
| 75-Month Auto Loan (2020 and Newer)auto_any_75mo | 6.460% APR | 6.240% | 75 mo | Standard |
| 66-Month Used Auto Loan (2019–2021)auto_used_66mo | 6.580% APR | 6.240% | 66 mo · used | Standard |
| 66-Month Used Auto Loan (2017–2019)auto_used_66mo | 6.720% APR | 6.490% | 66 mo · used | Standard |
| 75-Month Used Auto Loan (2019–2021)auto_used_75mo | 6.800% APR | 6.490% | 75 mo · used | Standard |
| 75-Month Used Auto Loan (2017–2019)auto_used_75mo | 7.210% APR | 6.990% | 75 mo · used | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 5.000% APR | 5.000% | — | Standard |
| HELOC (Variable)heloc_variable | 7.750% APR | 7.750% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Improvementpersonal_unsecured_60mo | 9.520% APR | 8.990% | 60 mo | Standard |
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 12.930% APR | 8.490% | 60 mo | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| FirstReserve Personal Credit Linecredit_card | 11.900% APR | 11.900% | — | Standard |
Savings & CD rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| IRAira | 0.15% APY | 0.15% | — | Standard |
| Regular Share Savingsshare_savings | 0.15% APY | 0.15% | — | Standard |
| Dollar Dog Savings Club (youth)savings | 0.15% APY | 0.15% | — | Standard |
| Save to Winsavings | 0.80% APY | 0.80% | — | Standard |
| Money Market ($2,500–$9,999)money_market | 2.01% APY | 2.00% | — | Standard |
| Money Market $10,000 & upmoney_market | 2.22% APY | 2.20% | — | Standard |
| Super Share $25,000 & upsavings | 2.63% APY | 2.60% | — | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 2020 & Newer Motorsportsother | 7.230% % | 6.990% | — | Standard |
| Motorsportsother | 8.240% % | 8.240% | — | Standard |
As of August 3, 2026, First Service Credit Union offers a 15-year fixed mortgage at 5.375% APR. Auto loans available from 5.72% APR for 66 months. HELOC rates from 5% APR. Personal loan rates from 9.52% APR. Credit card rates from 11.9% APR. Savings and certificate yields up to 2.63% APY.
Source: RateAPI.dev, verified from First Service Credit Union's official website
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About First Service Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 14.7K
- Assets
- $232.8M
- Founded
- 1956
- Locations reported
- 4
- NCUA charter
- 11170
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Credit-builder products
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join First Service Credit Union
Membership eligibility from First Service Credit Union's own published criteria. How we verify this.
Community charter: live/work in Franklin, Delaware, Fairfield +5 more
- LocationFranklin, Delaware, Fairfield, Licking, Madison, Morrow, Pickaway, Union
Cost to join: About $5.
Verified from First Service Credit Union's membership page. Final membership determination is always made by the credit union.
Work at First Service Credit Union?
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Frequently Asked Questions
What rates does First Service Credit Union offer?
First Service Credit Union currently offers mortgage, Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are First Service Credit Union rates updated?
RateAPI verifies First Service Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get First Service Credit Union's rate data?
Rate data is collected directly from First Service Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is First Service Credit Union's mortgage rate?
As of August 3, 2026, First Service Credit Union offers a 15-year fixed mortgage at 5.375% APR.
What are First Service Credit Union's auto loan rates?
As of August 3, 2026, First Service Credit Union offers auto loans from 5.72% APR.
What is First Service Credit Union's HELOC rate?
As of August 3, 2026, First Service Credit Union offers home equity lines of credit from 5% APR.
What is First Service Credit Union's personal loan rate?
As of August 3, 2026, First Service Credit Union offers personal loans from 9.52% APR.
What is First Service Credit Union's best CD rate?
As of August 3, 2026, First Service Credit Union offers savings and certificate (CD) yields up to 2.63% APY.
Related Rate Data
Compare First Service Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for First Service Credit Union
curl "https://api.rateapi.dev/credit-unions/ohio/first-service" \
-H "Authorization: Bearer YOUR_API_KEY"